R-Consulting
ActiveR-Consulting has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €663k and a net result of €96k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 82% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-10
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 3.2 against 2.15 in 2024; short-term debt: 15.4% and cash: 4% of total assets), and 15.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.6%
Return on assets
12.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
2 d early
2023
1 d early
2022
33 d early
2021
5 d early
2020
18 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€663k▲ 16.9%
2024 · €567k
2018: €349k
2019: €341k
2020: €287k
2021: €251k
2022: €305k
2023: €417k
2024: €567k
2018 → 2025
Total assets
€783k▲ 6.7%
2024 · €734k
2018: €504k
2019: €483k
2020: €475k
2021: €500k
2022: €598k
2023: €630k
2024: €734k
2018 → 2025
Net result
€96k▼ 36.3%
2024 · €150k
2018: €6k
2019: €-9k
2020: €-54k
2021: €-36k
2022: €54k
2023: €113k
2024: €150k
2018 → 2025
Working capital
€264k▲ 58.2%
2024 · €167k
2018: €-82k
2019: €-82k
2020: €-84k
2021: €-147k
2022: €-192k
2023: €-62k
2024: €167k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€251k-€305k▲ 21.5%€417k▲ 36.9%€567k▲ 36.0%€663k▲ 16.9%
Operating result€-29k-€68k€173k▲ 153%€270k▲ 56.0%€148k▼ 45.0%
Net result€-36k-€54k€113k▲ 109%€150k▲ 33.6%€96k▼ 36.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €783k
Fixed assets
€399k▼ 5.3%
Current assets
€384k▲ 22.9%
Equity and liabilities €783k
Equity
€663k▲ 16.9%
Debt
€120k▼ 27.9%
The debt ratio falls from 22.7% to 15.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€183k▼
2024 · €303k
Cash flow
€130k▼
2024 · €184k
Solvency
84.6%▲
2024 · 77.3%
Current ratio
3.20▲
2024 · 2.15
Quick ratio
3.20▲
2024 · 1.74
Debt / equity
0.18▼
2024 · 0.29
ROE
14.4%▼
2024 · 26.5%
ROA
12.2%▼
2024 · 20.5%
Interest coverage
17.11▼
2024 · 29.44
Debt
€120k▼
2024 · €167k
Debt ≤ 1 year
€120k▼
2024 · €146k
Income taxes
€43k▼
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€734k€783k▲
Fixed assets21/28€421k€399k▼
Tangible fixed assets22/27€421k€399k▼
Land and buildings22€355k€347k▼
Plant, machinery and equipment23€31k€30k▼
Furniture and vehicles24€36k€22k▼
Current assets29/58€313k€384k▲
Stocks and contracts in progress3€59k-
Stocks30/36€59k-
Amounts receivable within one year40/41€18k€46k▲
Trade receivables40€15k€22k▲
Other amounts receivable41€3k€24k▲
Current investments50/53€183k€305k▲
Cash at bank and in hand54/58€50k€32k▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€734k€783k▲
Equity10/15€567k€663k▲
Contributions10/11€202k€202k=
Reserves13€336k€431k▲
Distributable reserves133€336k€431k▲
Profit (loss) carried forward14€30k€31k▲
Amounts payable17/49€167k€120k▼
Amounts payable after more than one year17€9k-
Financial debts170/4€9k-
Amounts payable within one year42/48€146k€120k▼
Current portion of amounts payable after more than one year42€13k€9k▼
Financial debts43€15k€15k▼
Credit institutions430/8€15k€15k▼
Trade debts44€13k€898▼
Suppliers440/4€13k€898▼
Taxes, remuneration and social security45€13k€4k▼
Taxes450/3€13k€4k▼
Other amounts payable47/48€92k€91k▼
Accrued charges and deferred income492/3€12k-
Income statement
Code20242025
Non-recurring operating income76A€27k€12k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€34k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€306k€186k▼
Operating profit (loss)9901€270k€148k▼
Financial income75/76B€118€481▲
Recurring financial income75€118€481▲
Financial charges65/66B€48k€11k▼
Recurring financial charges65€10k€11k▲
Non-recurring financial charges66B€37k-
Profit (loss) for the period before taxes9903€222k€138k▼
Income taxes67/77€72k€43k▼
Profit (loss) for the period9904€150k€96k▼
Profit (loss) for the period to be appropriated9905€150k€96k▼
Appropriation of the result
Profit (loss) to be appropriated9906€180k€126k▼
Profit (loss) brought forward from the previous period14P€30k€30k▲
Transfer to equity691/2€150k€95k▼
To other reserves6921€150k€95k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €150k ▲33.6%
Operating result €270k, net result €150k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.15
Current ratio from 0.67 to 2.15; short-term debt falls from €191k to €146k.
31-12
Financial
Equity above €500kEq €567k ▲36%
3 profitable years in a row build equity to €567k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €54k
Net result €54k after 3 loss-making years.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-54k
Net result drops to €-54k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henegouwpad(Odk) 258670 KoksijdeGround area
779 m²
Building footprint
149 m²
Volume, LiDAR
651 m³
Parcel 38018A0653/00_000, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Henegouwpad(Odk) 25, 8670 Koksijde
since 20022.101.866.868
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38018A0653/00_000 | Flanders | 779 m² | 1 · 149 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 392 EUR awarded · 392 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 392 EUR | 392 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 32,117 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2002
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.