R CONSEILS
ActiveR CONSEILS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-80k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 18% of 6967 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency19▼-40
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.09 against 1.45 in 2024), and 91.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.3%
Return on assets
-26%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€80k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 6967 sector peers (2025).
NBB · sector comparisonPosition among 6967 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
27 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
30 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▼ 75.8%
2024 · €105k
2018: €90k
2019: €95k
2020: €96k
2021: €104k
2022: €101k
2023: €111k
2024: €105k
2018 → 2025
Total assets
€307k▼ 9.2%
2024 · €338k
2018: €115k
2019: €170k
2020: €261k
2021: €320k
2022: €304k
2023: €320k
2024: €338k
2018 → 2025
Net result
€-80k▼ 1,421%
2024 · €-5k
2018: €-8k
2019: €4k
2020: €2k
2021: €7k
2022: €-2k
2023: €9k
2024: €-5k
2018 → 2025
Working capital
€25k▼ 75.8%
2024 · €105k
2018: €77k
2019: €36k
2020: €55k
2021: €78k
2022: €89k
2023: €117k
2024: €105k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€104k-€101k▼ 2.3%€111k▲ 9.1%€105k▼ 4.7%€25k▼ 75.8%
Operating result€8k-€-2k€20k€-6k€-84k▼ 1,263%
Net result€7k-€-2k€9k€-5k€-80k▼ 1,421%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €84k in 2025 against €6k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €307k
Equity
€25k▼ 75.8%
Debt
€282k▲ 21.0%
The debt ratio rises from 68.8% to 91.7%: debt grows while equity shrinks.
Key figures and ratios
Solvency
8.3%▼
2024 · 31.2%
Current ratio
1.09▼
2024 · 1.45
Quick ratio
0.99▼
2024 · 1.35
Debt / equity
11.05▲
2024 · 2.21
ROE
-313.4%▼
2024 · -5.0%
ROA
-26.0%▼
2024 · -1.6%
Debt
€282k▲
2024 · €233k
Debt ≤ 1 year
€282k▲
2024 · €233k
Income taxes
€400▲
2024 · €184
Staff costs
€201k▲
2024 · €128k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€338k€307k▼
Fixed assets21/28€0-
Financial fixed assets28€0-
Current assets29/58€338k€307k▼
Stocks and contracts in progress3€25k€28k▲
Stocks30/36€25k€28k▲
Amounts receivable within one year40/41€62k€69k▲
Trade receivables40€61k€66k▲
Other amounts receivable41€2k€2k▲
Current investments50/53€150k€150k=
Cash at bank and in hand54/58€98k€52k▼
Deferred charges and accrued income490/1€3k€9k▲
Equity and liabilities
Total equity and liabilities10/49€338k€307k▼
Equity10/15€105k€25k▼
Contributions10/11€19k€19k=
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€76k€-4k▼
Amounts payable17/49€233k€282k▲
Amounts payable within one year42/48€233k€282k▲
Trade debts44€28k€63k▲
Suppliers440/4€28k€63k▲
Taxes, remuneration and social security45€20k€32k▲
Taxes450/3€1k€3k▲
Remuneration and social security454/9€18k€29k▲
Other amounts payable47/48€185k€186k▲
Accrued charges and deferred income492/3€136€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€128k€201k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€595€2k▲
Non-recurring operating charges66A€852€0▼
Gross operating margin9900€123k€120k▼
Operating profit (loss)9901€-6k€-84k▼
Financial income75/76B€1k€5k▲
Recurring financial income75€1k€5k▲
Financial charges65/66B€302€277▼
Recurring financial charges65€302€277▼
Profit (loss) for the period before taxes9903€-5k€-79k▼
Income taxes67/77€184€400▲
Profit (loss) for the period9904€-5k€-80k▼
Profit (loss) for the period to be appropriated9905€-5k€-80k▼
Appropriation of the result
Profit (loss) to be appropriated9906€76k€-4k▼
Profit (loss) brought forward from the previous period14P€81k€76k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-80k
Net result drops to €-80k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €100kEq €104k ▲7.5%
3 profitable years in a row build equity to €104k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Culot,Ham 25190 Jemeppe-sur-SambreGround area
2,253 m²
Building footprint
87 m²
Volume, LiDAR
595 m³
Parcel 92061A0511/00R000, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
R-Conseils
since 20142.235.831.687
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92061A0511/00R000 | Wallonia | 2,253 m² | 1 · 87 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,120 companies in sector 43212 we hold annual accounts for 418. 332 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2014
Fiscal year end31-12
Activities, NACEBEL
43212Electrical installation work in industrial facilities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
64200Holdings
64210Activities of holding companies
69109Other legal services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.