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R CONCEPT

Active
Private limited company (pre-2019)founded 199134 yrs activePontstraat 89, 9831 Sint-Martens-Latem, BelgiumKBO/BCE: BE 0446.057.468
Summary

R CONCEPT has been active since 1991 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €292,113 and a net result of €1,285. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 56% of 2618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisWatch ReportCompare
R CONCEPTActiveChecked score 67/100
Risk analysis ReportCompare

Overview

Activity
Office administrative and support services
NACE 82100NACE 82110
#9 oldest company in Sint-Martens-Latem, Administrative and support services sector1 site
Size
€599,205total assets 2025
Equity
€292,113
Profit
€1,285
Turnover not published (abridged schema)
Financial health
67 Healthy Checked score 2025
Bankruptcy chance 12 m
0.9%
Structure
Holdings
1
Accounts filed 25 d late1 of 3 deeds read
Why 67- Liquidity: current ratio 1.84- Latest accounts 25 days late; 1 of the last 3 late- Ex-officio strike-off in the KBO+ Founded in 1991Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 37% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 74=
equity 48.8% of total assets
Liquidity 48=
short-term debt 51.2%
Profitability 38+3
return on assets 0.2%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,453 companies)
Last 24 months 11-2024: 1.4% 12-2024: 1.4%● 0.0% vs 11-2024 01-2025: 1.4%● 0.0% vs 12-2024 02-2025: 1.4%● 0.0% vs 01-2025 03-2025: 1.4%● 0.0% vs 02-2025 04-2025: 1.3%▼ -7.5% vs 03-2025 05-2025: 0.6%▼ -56.2% vs 04-2025 06-2025: 0.6%▼ -4.3% vs 05-2025 07-2025: 0.7%▲ +17.1% vs 06-2025 08-2025: 0.9%▲ +44.3% vs 07-2025 09-2025: 0.6%▼ -40.7% vs 08-2025 10-2025: 0.6%● 0.0% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.6%● 0.0% vs 12-2025 02-2026: 0.5%▼ -13.5% vs 01-2026lowest value 03-2026: 0.9%▲ +90.0% vs 02-2026 04-2026: 0.9%▼ -2.5% vs 03-2026 05-2026: 0.9%▲ +0.2% vs 04-2026 06-2026: 1.0%▲ +10.5% vs 05-2026 07-2026: 1.0%▲ +4.9% vs 06-2026 08-2026: 1.8%▲ +70.8% vs 07-2026highest value 09-2026: 0.9%▼ -50.6% vs 08-2026 10-2026: 0.9%● 0.0% vs 09-2026
  • Liquidity: current ratio 1.84 raises the probability
  • Latest accounts 25 days late; 1 of the last 3 late raises the probability
  • Founded in 1991 lowers the probability for this profile
  • Ex-officio strike-off in the KBO raises the probability
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 1.84 against 1.83 in 2024; short-term debt: 51.2% of total assets), but 51.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 50%, liquidity 33%, profitability 22%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.84
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Latest accounts 25 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 1991
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Ex-officio strike-off in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
25 d late
2024
31 d late
2023
30 d late
2022
22 d late
2021
220 d late
2020
571 d late
2019
936 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 262 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
  1. Board meeting · Registered-office movePower of attorney
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Address struckKBO administration

Key points

  • Positive: Oldest company in Sint-Martens-Latem, Administrative and support services…in the Checked rankings #9 View
  • Active since 1991founded 16-12-1991 34 years View
  • Total assets 20256 fiscal years filed €599,205 View

By topic

Financials

Fiscal year
2025
Total assets
€599,205
Profit
€1,285
Solvency
48.8%
Total assets=
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 16-09-2026Board meeting · Registered-office move
  2. 25-08-2026Annual accounts filed
  3. 23-02-2026Address struck
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Office administrative and support servicesNACE 82100
Founded
16-12-1991
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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