R. COIF
ActiveThe computed 12-month bankruptcy probability of R. COIF is 3.1% (moderate). The 2024 annual accounts show equity of €5k and a net result of €810. Equity is growing by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 76% of 6161 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability62▼-18
Solvency84▼-7
Growth78=
Track record94
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
59.3%
Return on assets
9.6%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
14 d late
2022
3 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€5k▲ 19.4%
2023 · €4k
2022: €3k
2023: €4k
2022 → 2024
Total assets
€8k▲ 32.5%
2023 · €6k
2022: €6k
2023: €6k
2022 → 2024
Net result
€810▼ 24.3%
2023 · €1k
2022: €111
2023: €1k
2022 → 2024
Working capital
€5k▲ 19.4%
2023 · €4k
2022: €3k
2023: €4k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€3k-€4k▲ 34.4%€5k▲ 19.4%
Operating result€158-€1k▲ 708%€934▼ 26.8%
Net result€111-€1k▲ 864%€810▼ 24.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 27% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €8k
Equity
€5k▲ 19.4%
Debt
€3k▲ 57.8%
The debt ratio rises from 34.2% to 40.7%. Equity and debt are higher.
Key figures and ratios
Solvency
59.3%▼
2023 · 65.8%
Current ratio
2.45▼
2023 · 2.92
Quick ratio
2.45▼
2023 · 2.92
Debt / equity
0.69▲
2023 · 0.52
ROE
16.2%▼
2023 · 25.6%
ROA
9.6%▼
2023 · 16.8%
Debt
€3k▲
2023 · €2k
Debt ≤ 1 year
€3k▲
2023 · €2k
Income taxes
€270▼
2023 · €342
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€6k€8k▲
Current assets29/58€6k€8k▲
Amounts receivable within one year40/41€2k€5k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€6k€8k▲
Equity10/15€4k€5k▲
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Reserves13€53€94▲
Non-distributable reserves130/1€53€94▲
Legal reserve130€53€94▲
Profit (loss) carried forward14€1k€2k▲
Amounts payable17/49€2k€3k▲
Amounts payable within one year42/48€2k€3k▲
Trade debts44€101€1k▲
Suppliers440/4€101€1k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€32k€32k▼
Other operating charges640/8€392€390▼
Gross operating margin9900€2k€1k▼
Operating profit (loss)9901€1k€934▼
Financial income75/76B€215€247▲
Recurring financial income75€215€247▲
Financial charges65/66B€80€100▲
Recurring financial charges65€80€100▲
Profit (loss) for the period before taxes9903€1k€1k▼
Income taxes67/77€342€270▼
Profit (loss) for the period9904€1k€810▼
Profit (loss) for the period to be appropriated9905€1k€810▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€2k▲
Profit (loss) brought forward from the previous period14P€111€1k▲
Transfer to equity691/2€53€41▼
To the legal reserve6920-€41
To other reserves6921€53-
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Highest result since 2022net €1k ▲864%
Operating result €1k, net result €1k, both a record.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-06-2025
MEHDI RAISS: Resigned as Director
22-11-2023
BAKKALI SOULAYMANE: Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heembeeksestraat 2881120 BrusselGround area
117 m²
Building footprint
108 m²
Volume, LiDAR
771 m³
Parcel 21819C0054/00G003, Brussels · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
R. COIF
since 20222.352.389.758
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819C0054/00G003 | Brussels | 117 m² | 1 · 108 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VALENTINE MARCHAND
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DAVINCI COIF
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Hawkins
BE 0742.960.909
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DINNO
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L & M COIFFURE
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Of 21,748 companies in sector 96210 we hold annual accounts for 2,831. 1,981 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2022
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.