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R&C Retail

Active
Private limited companyfounded 2024active for 2 yearsHulzenstraat 88, 3570 Alken, BelgiumKBO/BCE: BE 1012.412.358
Summary

The computed 12-month bankruptcy probability of R&C Retail is 4.3% (elevated). The 2025 annual accounts show equity of €17,296 and a net result of €12,296. Its solvency ranks better than 22% of 12,382 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€151,181total assets 2025
Staff
6.1 FTE
Equity
€17,296
Profit
€12,296
Turnover not published (abbreviated format)
Financial health
48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
4.3%
Structure
Accounts 38 days early1 of 2 deeds read
Why 48raises riskFounded in 2024Size: 6.1 FTE, total assets €151,181Equity €17,296 (11.4% of total assets)lowers riskFigures for financial year 2025 (filed 23-03-2026)Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 39% of its sector peers (NACE 47, micro)
Financial strength
Average
Solvency 36
equity 11.4% of total assets
Liquidity 20
short-term debt 82.3% · cash 12.5%
Profitability 79
return on assets 8.1%
Bankruptcy probability, 12 months
4.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,187 companies, NACE 47, micro)
Last 24 months 09-2025: 1.8%lowest value 10-2025: 1.9%▲ +0.1 percentage points vs 09-2025 11-2025: 1.9%● unchanged vs 10-2025 12-2025: 2.3%▲ +0.4 percentage points vs 11-2025 01-2026: 2.3%● unchanged vs 12-2025 02-2026: 2.6%▲ +0.3 percentage points vs 01-2026 03-2026: 2.9%▲ +0.3 percentage points vs 02-2026 04-2026: 5.2%▲ +2.3 percentage points vs 03-2026 05-2026: 5.0%▼ -0.2 percentage points vs 04-2026 06-2026: 5.1%▲ +0.1 percentage points vs 05-2026 07-2026: 5.4%▲ +0.3 percentage points vs 06-2026 08-2026: 5.5%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 5.5%● unchanged vs 08-2026highest value 10-2026: 4.3%▼ -1.2 percentage points vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions
Liquidity insufficient (current ratio 0.87; short-term debt: 82.3% and cash: 12.5% of total assets), and 88.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 28% on solvency, 19% on liquidity and 69% on profitability.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Size: 6.1 FTE, total assets €151,181
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 23-03-2026)
NBB · annual accounts
raises risk · Equity €17,296 (11.4% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 12382 sector peers (2025).
NBB · sector comparison
Position among 12382 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
38 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfinancial year 2025 · abbreviated…

Key points

  • Caution: Among the weakest 18% on equitysector median €239,979 · 12,391 companies €17,296 View
  • Total assets 2025first financial year filed €151,181 View
  • Active since 2024founded 12-08-2024 2 years View

By topic

Financials

Financial year
2025
Total assets
€151,181
Profit
€12,296
Solvency
11.4%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
12-08-2024
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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