Summary
R.C. Management is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.04M and a net result of €173k. Equity is growing by ~30.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 8023 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
23 d early
2024
7 d early
2023
20 d early
2022
18 d early
2021
30 d early
2020
19 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.04M▲ 19.9%
2024 · €870k
2018: €61k
2019: €158k
2020: €263k
2021: €398k
2022: €538k
2023: €700k
2024: €870k
2018 → 2025
Net result
€173k▲ 1.6%
2024 · €170k
2018: €48k
2019: €97k
2020: €105k
2021: €135k
2022: €140k
2023: €162k
2024: €170k
2018 → 2025
Total assets
€1.13M▲ 22.2%
2024 · €927k
2018: €96k
2019: €248k
2020: €388k
2021: €493k
2022: €607k
2023: €793k
2024: €927k
2018 → 2025
Solvency
92.1%▼ 1.7pp
2024 · 93.9%
2018: 63.4%
2019: 63.7%
2020: 67.8%
2021: 80.7%
2022: 88.6%
2023: 88.2%
2024: 93.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€398k-€538k▲ 35.1%€700k▲ 30.1%€870k▲ 24.3%€1.04M▲ 19.9%
Operating result€193k-€207k▲ 7.7%€241k▲ 16.2%€241k▼ 0.2%€246k▲ 2.1%
Net result€135k-€140k▲ 3.4%€162k▲ 15.8%€170k▲ 5.3%€173k▲ 1.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.13M
Fixed assets
€7k ▼ 67.9%
Current assets
€1.12M ▲ 24.4%
Equity and liabilities €1.13M
Equity
€1.04M ▲ 19.9%
Debt
€89k ▲ 56.8%
Debt's share of the balance-sheet total rises from 6.1% to 7.9%. Equity and debt are higher.
Key figures and ratios
ROE
16.6%▼
2024 · 19.6%
ROA
15.3%▼
2024 · 18.4%
Debt ≤ 1 year
€89k▲
2024 · €57k
Income taxes
€83k▲
2024 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€927k€1.13M▲
Fixed assets21/28€22k€7k▼
Tangible fixed assets22/27€22k€7k▼
Furniture and vehicles24€22k€7k▼
Current assets29/58€904k€1.12M▲
Current investments50/53€608k€616k▲
Cash at bank and in hand54/58€295k€509k▲
Deferred charges and accrued income490/1€216€107▼
Equity and liabilities
Total equity and liabilities10/49€927k€1.13M▲
Equity10/15€870k€1.04M▲
Contributions10/11€12k€12k=
Reserves13€857k€1.03M▲
Distributable reserves133€857k€1.03M▲
Amounts payable17/49€57k€89k▲
Amounts payable within one year42/48€57k€89k▲
Trade debts44-€150
Suppliers440/4-€150
Taxes, remuneration and social security45€48k€82k▲
Taxes450/3€48k€82k▲
Other amounts payable47/48€9k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▲
Other operating charges640/8€754€779▲
Gross operating margin9900€258k€263k▲
Operating profit (loss)9901€241k€246k▲
Financial income75/76B€12k€10k▼
Recurring financial income75€12k€10k▼
Financial charges65/66B€113€110▼
Recurring financial charges65€113€110▼
Profit (loss) for the period before taxes9903€253k€256k▲
Income taxes67/77€82k€83k▲
Profit (loss) for the period9904€170k€173k▲
Profit (loss) for the period to be appropriated9905€170k€173k▲
Appropriation of the result
Profit (loss) to be appropriated9906€170k€173k▲
Transfer to equity691/2€170k€173k▲
To other reserves6921€170k€173k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €173k ▲1.6%
Operating result €246k, net result €173k, both a record.
31-12
Financial
Equity above €1MEq €1.04M ▲19.9%
8 profitable years in a row build equity to €1.04M.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €538k ▲35.1%
5 profitable years in a row build equity to €538k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €263k ▲66.2%
3 profitable years in a row build equity to €263k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €158k ▲160%
2 profitable years in a row build equity to €158k.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Het Koolhof 13520 ZonhovenGround area
1.3 ha
Building footprint
512 m²
Volume, LiDAR
165 m³
Parcel 71443E1122/00A000, Flanders · tallest building 12.7 m. Linked by address, not a title deed.
1 establishment unit
R.C. Management
since 20182.276.489.832
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71443E1122/00A000 | Flanders | 1.3 ha | 1 · 512 m² | 12.7 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 12,578 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.