R.C.A CONSULTING
ActiveR.C.A CONSULTING has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €773. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 3452 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent▲ +39 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▲+6
Solvency90▼-10
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 2.85 in 2024), and 39.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.2%
Return on assets
0.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-03-2026, 147 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
147 d early
2024
42 d early
2023
92 d early
2022
77 d early
2021
68 d early
2020
37 d early
2019
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€271k
EBIT margin
24.1%
Net result
€773
2024 · €-24k
2018: €14k
2019: €14k
2020: €36k
2021: €46k
2022: €83k
2023: €18k
2024: €-24k
2018 → 2025
Working capital
€24k▼ 44.5%
2024 · €43k
2018: €5k
2019: €2k
2020: €-10k
2021: €16k
2022: €57k
2023: €55k
2024: €43k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€111k▲ 78.4%€112k▲ 0.9%€88k▼ 21.1%€66k▼ 25.5%
Operating result€62k-€116k▲ 88.7%€39k▼ 66.6%€-13k€17k
Net result€46k-€83k▲ 81.5%€18k▼ 78.5%€-24k€773
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€46k▼ 19.7%
Current assets
€63k▼ 4.2%
Equity and liabilities €109k
Equity
€66k▼ 25.5%
Debt
€43k▲ 23.7%
The debt ratio rises from 28.5% to 39.8%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€32k▲
2024 · €4k
Cash flow
€16k▲
2024 · €-6k
Solvency
60.2%▼
2024 · 71.5%
Current ratio
1.60▼
2024 · 2.85
Quick ratio
1.60▼
2024 · 2.85
Debt / equity
0.66▲
2024 · 0.40
ROE
1.2%▲
2024 · -26.8%
ROA
0.7%▲
2024 · -19.2%
Interest coverage
3.26▲
2024 · 0.42
Debt
€43k▲
2024 · €35k
Debt ≤ 1 year
€39k▲
2024 · €23k
Debt > 1 year
€4k▼
2024 · €12k
Income taxes
€6k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€123k€109k▼
Fixed assets21/28€58k€46k▼
Tangible fixed assets22/27€58k€46k▼
Plant, machinery and equipment23-€239
Furniture and vehicles24€26k€18k▼
Other tangible fixed assets26€31k€28k▼
Financial fixed assets28€25€25=
Current assets29/58€66k€63k▼
Amounts receivable within one year40/41€29k€28k▼
Trade receivables40€10k€20k▲
Other amounts receivable41€19k€8k▼
Cash at bank and in hand54/58€35k€34k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€123k€109k▼
Equity10/15€88k€66k▼
Contributions10/11€6k€6k=
Reserves13€82k€60k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€80k€58k▼
Amounts payable17/49€35k€43k▲
Amounts payable after more than one year17€12k€4k▼
Financial debts170/4€12k€4k▼
Amounts payable within one year42/48€23k€39k▲
Current portion of amounts payable after more than one year42€11k€8k▼
Financial debts43€532€3k▲
Credit institutions430/8€532€3k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Advances received on contracts in progress46-€7k
Taxes, remuneration and social security45€9k€17k▲
Taxes450/3€9k€17k▲
Income statement
Code20242025
Non-recurring operating income76A€111-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€16k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€-3k▼
Other operating charges640/8€6k€5k▼
Non-recurring operating charges66A-€432
Gross operating margin9900€13k€35k▲
Operating profit (loss)9901€-13k€17k▲
Financial income75/76B€2k€43▼
Recurring financial income75€2k€43▼
Financial charges65/66B€10k€10k▼
Recurring financial charges65€10k€10k▼
Profit (loss) for the period before taxes9903€-22k€7k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€-24k€773▲
Profit (loss) for the period to be appropriated9905€-24k€773▲
Appropriation of the result
Profit (loss) to be appropriated9906€79k€773▼
Profit (loss) brought forward from the previous period14P€103k-
Transfer from equity791/2-€23k
Transfer to equity691/2€79k-
To other reserves6921€79k-
Profit to be distributed694/7-€23k
Return on contributions (dividend)694-€23k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €773
Net result €773 after one loss-making year.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-24k ▼233%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €83k ▲81.5%
Operating result €116k, net result €83k, both a record.
31-12
Financial
Equity above €100kEq €111k ▲78.4%
5 profitable years in a row build equity to €111k.
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Couvin · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Général-de-Monge, Peti. 1615660 CouvinGround area
584 m²
Building footprint
110 m²
Parcel 93054B0903/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
R.C.A. CONSULTING - MC Beauty
since 20102.184.263.420
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93054B0903/00E000 | Wallonia | 584 m² | 1 · 110 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Coaching Zone
BE 1004.017.405
Sint-Genesius-Rode · Eq €66k
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BE 0780.541.479
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NegenZestien
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Leuven · Eq €65k
DARK INDEPENDENT BOOKINGS
BE 0795.567.670
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Siegfried Van Sas & Co
BE 0841.794.902
Kapellen · Eq €65k
Of 883 companies in sector 74991 we hold annual accounts for 313. 243 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-01-2010
Fiscal year end31-12
Activities, NACEBEL
74901Other professional, scientific and technical activities
74991Agents and managers of artists, athletes and other public figures
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
85592Vocational training
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.