Checked.be · Company dossierhttps://checked.be/en/c/r-a-m-0425999155 · as of 17-10-2026
R.A.M.
Active
Private limited company (pre-2019) · founded 1984 · active for 42 yearsBredabaan 170, 2930 Brasschaat, BelgiumKBO/BCE: BE 0425.999.155
Summary
The computed 12-month bankruptcy probability of R.A.M. is 10.0% (elevated). The 2020 annual accounts show negative equity (-€11,020) and a net result of €16,933. Equity is growing by about 59% per year across the filed financial years. The company has been active since 1984 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).
Signalsraises riskFigures for financial year 2020 (filed 03-09-2021)Ex-officio strike-off in the KBOAdministrative warnings in the KBO publicationslowers riskFounded in 1984Size: total assets €29,331neutralNo filing for yearsFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2020 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Financial strength, FY 2020 · tick = 2019
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency0=
equity -37.6% of total assets
Liquidity22-25
short-term debt 79.6% · cash 12.7%
Profitability100=
return on assets 57.7%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
10.0%Elevated
0%0.5%1.5%4%10%≥ 25%
About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months11-2024: 6.0%12-2024: 6.0%● unchanged vs 11-202401-2025: 6.0%● unchanged vs 12-202402-2025: 6.0%● unchanged vs 01-202503-2025: 5.7%▼ -0.3 percentage points vs 02-2025lowest value04-2025: 5.7%● unchanged vs 03-2025lowest value05-2025: 5.7%● unchanged vs 04-2025lowest value06-2025: 5.7%● unchanged vs 05-2025lowest value07-2025: 5.7%● unchanged vs 06-2025lowest value08-2025: 5.7%● unchanged vs 07-2025lowest value09-2025: 5.7%● unchanged vs 08-2025lowest value10-2025: 10.3%▲ +4.6 percentage points vs 09-2025highest value11-2025: 10.0%▼ -0.3 percentage points vs 10-202512-2025: 10.0%● unchanged vs 11-202501-2026: 10.0%● unchanged vs 12-202502-2026: 10.0%● unchanged vs 01-202603-2026: 10.0%● unchanged vs 02-202604-2026: 10.0%● unchanged vs 03-202605-2026: 10.0%● unchanged vs 04-202606-2026: 10.0%● unchanged vs 05-202607-2026: 10.0%● unchanged vs 06-202608-2026: 10.0%● unchanged vs 07-202609-2026: 10.0%● unchanged vs 08-202610-2026: 10.0%● unchanged vs 09-2026
31-12-2021 year end31-07-2022 deadline17-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 31-08-2021, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
This company filed its last 2 accounts on average 46 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.