QYOU
ActiveQYOU has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-43k) and a net result of €-86k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 5% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-95
Solvency0▼-51
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.56 against 0.55 in 2024; short-term debt: 177.8% and cash: 31.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-151.4%
Return on assets
-305.3%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-43k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-04-2026, 10 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
10 d early
2024
2 d early
2023
174 d early
2022
75 d early
2021
47 d early
2020
2 d late
2019
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-43k
2024 · €44k
2019: €19k
2020: €20k
2021: €23k
2022: €44k
2023: €44k
2024: €44k
2019 → 2025
Total assets
€28k▼ 83.0%
2024 · €167k
2019: €40k
2020: €43k
2021: €144k
2022: €186k
2023: €183k
2024: €167k
2019 → 2025
Net result
€-86k
2024 · €38k
2019: €18k
2020: €864
2021: €3k
2022: €20k
2023: €34k
2024: €38k
2019 → 2025
Working capital
€-22k▲ 43.2%
2024 · €-39k
2019: €17k
2020: €7k
2021: €-5k
2022: €-14k
2023: €-31k
2024: €-39k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€44k▲ 86.4%€44k=€44k=€-43k
Operating result€11k-€38k▲ 235%€47k▲ 23.5%€57k▲ 23.2%€36k▼ 37.8%
Net result€3k-€20k▲ 484%€34k▲ 68.5%€38k▲ 12.4%€-86k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 38% below 2024.
Key figures and ratios
EBITDA
€36k▼
2024 · €66k
Cash flow
€-86k▼
2024 · €47k
Solvency
-151.4%▼
2024 · 26.1%
Current ratio
0.56▲
2024 · 0.55
Quick ratio
0.56▲
2024 · 0.55
Debt / equity
-1.66▼
2024 · 2.83
ROA
-305.3%▼
2024 · 22.9%
Interest coverage
0.30▼
2024 · 25.47
Debt
€71k▼
2024 · €123k
Debt ≤ 1 year
€50k▼
2024 · €87k
Debt > 1 year
€21k▼
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€167k€28k▼
Fixed assets21/28€119k-
Intangible fixed assets21€141-
Tangible fixed assets22/27€222-
Furniture and vehicles24€222-
Financial fixed assets28€118k-
Current assets29/58€48k€28k▼
Amounts receivable within one year40/41€39k€17k▼
Trade receivables40-€16k
Other amounts receivable41€39k€649▼
Cash at bank and in hand54/58€8k€9k▲
Deferred charges and accrued income490/1€379€2k▲
Equity and liabilities
Total equity and liabilities10/49€167k€28k▼
Equity10/15€44k€-43k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€25k€-61k▼
Amounts payable17/49€123k€71k▼
Amounts payable after more than one year17€36k€21k▼
Financial debts170/4€36k€21k▼
Amounts payable within one year42/48€87k€50k▼
Current portion of amounts payable after more than one year42€22k€17k▼
Financial debts43€5k€5k▼
Credit institutions430/8€5k€5k▼
Trade debts44€2k€11k▲
Suppliers440/4€2k€11k▲
Taxes, remuneration and social security45€25k€9k▼
Taxes450/3€25k€9k▼
Other amounts payable47/48€32k€9k▼
Income statement
Code20242025
Non-recurring operating income76A€9k-
Remuneration, social security and pensions62€214-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€392▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€7k
Other operating charges640/8€1k€2k▲
Gross operating margin9900€68k€45k▼
Operating profit (loss)9901€57k€36k▼
Financial income75/76B€29€35▲
Recurring financial income75€29€35▲
Financial charges65/66B€3k€122k▲
Recurring financial charges65€3k€122k▲
Profit (loss) for the period before taxes9903€55k€-86k▼
Income taxes67/77€17k-
Profit (loss) for the period9904€38k€-86k▼
Profit (loss) for the period to be appropriated9905€38k€-86k▼
Appropriation of the result
Profit (loss) to be appropriated9906€63k€-61k▼
Profit (loss) brought forward from the previous period14P€25k€25k=
Profit to be distributed694/7€38k-
Return on contributions (dividend)694€38k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-86k ▼326%
Net result drops to €-86k, the lowest in the series.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2019net €38k ▲12.4%
Operating result €57k, net result €38k, both a record.
2023
08-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
14-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Copenhague 11400 NivellesGround area
2,119 m²
Building footprint
306 m²
Volume, LiDAR
3,693 m³
Parcel 25072B0385/00Y003, Wallonia · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Copenhague 1, 1400 Nivelles
since 20182.273.601.014
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25072B0385/00Y003 | Wallonia | 2,119 m² | 1 · 306 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 37,285 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-02-2018
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.