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QUOTED

Active
Private limited companyfounded 200619 yrs activeKerkstraat(O) 145, 9290 Berlare, BelgiumKBO/BCE: BE 0885.700.763

QUOTED has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.01M and a net result of €114k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 76% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
93 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-8
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 10.8 against 9.04 in 2024), and 18.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
81.8%
Return on assets
9.2%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-01-2026, 6 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
6 d early
2024
1 d early
2023
3 d early
2022
6 d early
2021
4 d early
2020
2 d early
2019
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€1.01M▲ 3.0%
2024 · €983k
2019: €509k 2020: €621k 2021: €744k 2022: €801k 2023: €879k 2024: €983k
2019 → 2025
Total assets
€1.24M▼ 2.0%
2024 · €1.26M
2019: €1.01M 2020: €1.06M 2021: €1.14M 2022: €1.16M 2023: €1.20M 2024: €1.26M
2019 → 2025
Net result
€114k▼ 10.2%
2024 · €127k
2019: €121k 2020: €112k 2021: €191k 2022: €122k 2023: €134k 2024: €127k
2019 → 2025
Working capital
€660k▲ 2.6%
2024 · €643k
2019: €267k 2020: €352k 2021: €460k 2022: €508k 2023: €555k 2024: €643k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€744k-€801k▲ 7.5%€879k▲ 9.8%€983k▲ 11.9%€1.01M▲ 3.0%
Operating result€279k-€198k▼ 28.9%€194k▼ 2.0%€192k▼ 1.0%€169k▼ 12.3%
Net result€191k-€122k▼ 35.9%€134k▲ 9.8%€127k▼ 5.5%€114k▼ 10.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300kOperating result 2021: €279k€279kNet result 2021: €191k€191kOperating result 2022: €198k€198kNet result 2022: €122k€122kOperating result 2023: €194k€194kNet result 2023: €134k€134kOperating result 2024: €192k€192kNet result 2024: €127k€127kOperating result 2025: €169k€169kNet result 2025: €114k€114k20212022202320242025
The operating result has fallen four years in a row; 2025 is 12% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.24M
Fixed assets €511k▼ 5.4%
Current assets €728k▲ 0.6%
Equity and liabilities €1.24M
Equity €1.01M▲ 3.0%
Debt €226k▼ 19.4%
The debt ratio falls from 22.2% to 18.2%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€207k
2024 · €226k
Cash flow
€152k
2024 · €161k
Solvency
81.8%
2024 · 77.8%
Current ratio
10.80
2024 · 9.04
Quick ratio
10.80
2024 · 9.04
Debt / equity
0.22
2024 · 0.28
ROE
11.2%
2024 · 12.9%
ROA
9.2%
2024 · 10.0%
Interest coverage
19.92
2024 · 17.81
Debt
€226k
2024 · €280k
Debt ≤ 1 year
€67k
2024 · €80k
Debt > 1 year
€158k
2024 · €200k
Income taxes
€52k
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.26M€1.24M
Fixed assets21/28€540k€511k
Tangible fixed assets22/27€537k€508k
Land and buildings22€525k€497k
Furniture and vehicles24€8k€10k
Other tangible fixed assets26€4k€1k
Financial fixed assets28€3k€3k
Current assets29/58€723k€728k
Amounts receivable within one year40/41€44k€37k
Trade receivables40€36k€26k
Other amounts receivable41€8k€12k
Current investments50/53€409k€439k
Cash at bank and in hand54/58€261k€242k
Deferred charges and accrued income490/1€10k€8k
Equity and liabilities
Total equity and liabilities10/49€1.26M€1.24M
Equity10/15€983k€1.01M
Contributions10/11€6k€6k=
Reserves13€971k€1.01M
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€6k€826
Distributable reserves133€965k€1.01M
Profit (loss) carried forward14€6k€0
Amounts payable17/49€280k€226k
Amounts payable after more than one year17€200k€158k
Financial debts170/4€200k€158k
Amounts payable within one year42/48€80k€67k
Current portion of amounts payable after more than one year42€42k€42k=
Trade debts44€10k€7k
Suppliers440/4€10k€7k
Taxes, remuneration and social security45€28k€19k
Taxes450/3€28k€19k
Other amounts payable47/48€0€500
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€38k
Other operating charges640/8€2k€4k
Gross operating margin9900€228k€211k
Operating profit (loss)9901€192k€169k
Financial income75/76B€7k€8k
Recurring financial income75€7k€8k
Financial charges65/66B€13k€10k
Recurring financial charges65€13k€10k
Profit (loss) for the period before taxes9903€186k€166k
Income taxes67/77€59k€52k
Profit (loss) for the period9904€127k€114k
Transfer from tax-exempt reserves789€32k€5k
Profit (loss) for the period to be appropriated9905€159k€119k
Appropriation of the result
Profit (loss) to be appropriated9906€165k€125k
Profit (loss) brought forward from the previous period14P€6k€6k=
Transfer from equity791/2€22k€84k
Transfer to equity691/2€159k€125k
To other reserves6921€159k€125k
Profit to be distributed694/7€22k€84k
Return on contributions (dividend)694€22k€84k
Directors or managers695-€500

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
25-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Equity above €1MEq €1.01M ▲3%
7 profitable years in a row build equity to €1.01M.
30-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
25-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Highest result since 2019net €191k ▲70.7%
Operating result €279k, net result €191k, both a record.
29-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Weakest financial yearnet €112k ▼8%
Net result drops to €112k, the lowest in the series; recovery starts the following year.
2019
31-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
25-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
24-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
26-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2007
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kerkstraat(O) 1459290 Berlare
Ground area
679 m²
Building footprint
125 m²
Volume, LiDAR
601 m³
Parcel 42017D0408/00F000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
QUOTED
Kerkstraat(O) 145, 9290 BerlareNACE 7210001
since 20072.158.619.390
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42017D0408/00F000 Flanders 679 m² 1 · 125 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 8,439 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-12-2006
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:09.342.62.40
Establishment Berlare 2.158.619.390