QUICK LEASE EN FINANCE
ActiveQUICK LEASE EN FINANCE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-226k) and a net result of €-214. Equity is shrinking by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-36
Solvency50▼-13
Growth58=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.26 against 1.81 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-35.5%
Return on assets
0%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€226k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
14 d late
2023
29 d late
2022
31 d late
2021
22 d late
2020
37 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-214▲ 98.7%
2024 · €-16k
2018: €-30k
2019: €-114k
2020: €-34k
2021: €-54k
2022: €-28k
2023: €-4k
2024: €-16k
2018 → 2025
Working capital
€26k▼ 55.3%
2024 · €58k
2018: €-44k
2019: €-669k
2020: €419k
2021: €349k
2022: €345k
2023: €387k
2024: €58k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-178k-€-206k▼ 15.9%€-210k▼ 1.9%€-226k▼ 7.8%€-226k▼ 0.1%
Operating result€-15k-€8k€16k▲ 99.3%€3k▼ 83.8%€17k▲ 548%
Net result€-54k-€-28k▲ 47.2%€-4k▲ 86.4%€-16k▼ 323%€-214▲ 98.7%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 548% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €638k
Fixed assets
€512k▼ 4.1%
Current assets
€125k▼ 3.7%
Key figures and ratios
EBITDA
€46k▲
2024 · €43k
Cash flow
€29k▲
2024 · €24k
Solvency
-35.5%▼
2024 · -34.0%
Current ratio
1.26▼
2024 · 1.81
Quick ratio
1.26▼
2024 · 1.81
Debt / equity
-3.82▲
2024 · -3.94
ROE
0.1%▼
2024 · 7.2%
ROA
0.0%▲
2024 · -2.5%
Interest coverage
2.69▲
2024 · 2.26
Debt
€864k▼
2024 · €890k
Debt ≤ 1 year
€99k▲
2024 · €72k
Debt > 1 year
€753k▼
2024 · €810k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€664k€638k▼
Fixed assets21/28€534k€512k▼
Tangible fixed assets22/27€534k€512k▼
Land and buildings22€453k€437k▼
Plant, machinery and equipment23-€1k
Other tangible fixed assets26€81k€74k▼
Current assets29/58€130k€125k▼
Amounts receivable after more than one year29€42k-
Trade receivables290€42k-
Amounts receivable within one year40/41€84k€61k▼
Trade receivables40€19k€17k▼
Other amounts receivable41€65k€44k▼
Cash at bank and in hand54/58€4k€64k▲
Deferred charges and accrued income490/1€311€319▲
Equity and liabilities
Total equity and liabilities10/49€664k€638k▼
Equity10/15€-226k€-226k▼
Contributions10/11€99k€99k=
Capital10€99k€99k=
Issued capital100€99k€99k=
Reserves13€37k€37k=
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Distributable reserves133€27k€27k=
Profit (loss) carried forward14€-362k€-362k▼
Amounts payable17/49€890k€864k▼
Amounts payable after more than one year17€810k€753k▼
Other amounts payable178/9€810k€753k▼
Amounts payable within one year42/48€72k€99k▲
Trade debts44€63k€92k▲
Suppliers440/4€63k€92k▲
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€9k€7k▼
Accrued charges and deferred income492/3€9k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€29k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€13k-
Other operating charges640/8€27k€27k▲
Gross operating margin9900€82k€73k▼
Operating profit (loss)9901€3k€17k▲
Financial charges65/66B€19k€17k▼
Recurring financial charges65€19k€17k▼
Profit (loss) for the period before taxes9903€-16k€-214▲
Profit (loss) for the period9904€-16k€-214▲
Profit (loss) for the period to be appropriated9905€-16k€-214▲
Appropriation of the result
Profit (loss) to be appropriated9906€-362k€-362k▼
Profit (loss) brought forward from the previous period14P€-346k€-362k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 14 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 22 days late
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity times 8current ratio 4.07
Current ratio from 0.51 to 4.07; short-term debt falls from €1.36M to €137k.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-114k
Net result drops to €-114k, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 20 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de la Villa Romaine(M.E) 17822 Ath1 establishment unit
Chemin de la Villa Romaine(M.E) 1, 7822 Ath
since 20022.091.166.976
Similar companies · same sector, comparable size
PPH SERVICES
BE 0876.793.292
Antwerpen · Eq €23k
LA ROLLS
BE 0785.485.610
Fléron · Eq €22k
Infratop
BE 1002.025.539
La Louvière · Eq €28k
MATTHIAS JACOBS
BE 1018.400.327
Wuustwezel · Eq €29k
ATT Concept
BE 0545.926.391
Etterbeek · Eq €29k
Of 233 companies in sector 77221 we hold annual accounts for 125. 70 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-05-1999
Fiscal year end31-12
Activities, NACEBEL
71401
77221Rental and leasing activities
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70203
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filings
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.