Questig
ActiveSummary
Questig has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €210,968 and a net result of €74,489. Equity has been growing by about 53% per year since 2023. Its solvency ranks better than 95% of 21,149 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 20-12-2022 Normal situation
- Activity
- Computer consultancy and computer facilities management NACE 62200and 5 others
- Establishment unit
- 2.339.061.760 2820 Bonheiden, since 01-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 08-11-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts 2025
- Gross margin
- €98,996
- ▲ 8.9%
- Turnover
- ≈ €190,000
- estimated
- Profit
- €74,489
- ▲ 6.2%
- Equity
- €210,968
- ▲ 54.6%
- Total assets
- €219,055
- ▲ 40.0%
Score breakdownlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 25.96, cash €103,328Equity €210,968 (96.3% of total assets)Size: total assets €219,055Show the evidence
Checked score
Score 2025
98
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 86% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency
100=
equity 96.3% of total assets
Liquidity
100+2
short-term debt 3.7% · cash 47.2%
Profitability
100=
return on assets 34.0%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025highest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 25.96 (7.69 in 2024), above the usual 1.5. Short-term debt is 3.7% and cash 47.2% of total assets. 3.7% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 96% on liquidity, 82% on profitability and 81% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-01-2026, 199 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
199 days early
2024
51 days early
2023
54 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 101 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 June (3 of the last 3 accounts filed within 146 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 13-01-2026 PDF all 3 filings
Turnover
≈ €190,000
Estimated: probably between €170,000 and €250,000
Total assets
€219,055▲ 40.0%
2024 · €156,498
Net result
€74,489▲ 6.2%
2024 · €70,168
Working capital
€201,875▲ 50.6%
2024 · €134,005
Multi-year overview
2023 to 2025, 3 financial yearsOperating result
€96,183
▲ 7.2%
2025
20232025
Net result
€74,489
▲ 6.2%
2025
highest quarter of the sector
20232025
Equity
€210,968
▲ 54.6%
2025
highest quarter of the sector
20232025
Total assets
€219,055
▲ 40.0%
2025
middle half of the sector
20232025
Debt
€8,087
▼ 59.6%
2025
20232025
Working capital
€201,875
▲ 50.6%
2025
highest quarter of the sector
20232025
Solvency
96.3%
▲ 9.1pp
2025
highest quarter of the sector
20232025
Current ratio
25.96
▲ 18.27
2025
highest quarter of the sector
20232025
Return on assets (ROA)
34.0%
▼ 10.8pp
2025
middle half of the sector
20232025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Operating result€90,247-€89,694▼ 0.6%€96,183▲ 7.2%
Net result€64,311above the sector's middle half-€70,168above the sector's middle half▲ 9.1%€74,489above the sector's middle half▲ 6.2%
Equity€66,311within the sector's middle half-€136,479within the sector's middle half▲ 106%€210,968above the sector's middle half▲ 54.6%
Total assets€84,367within the sector's middle half-€156,498within the sector's middle half▲ 85.5%€219,055within the sector's middle half▲ 40.0%
Debt€18,056-€20,019▲ 10.9%€8,087▼ 59.6%
Working capital€63,044within the sector's middle half-€134,005above the sector's middle half▲ 113%€201,875above the sector's middle half▲ 50.6%
Solvency78.6%within the sector's middle half-87.2%above the sector's middle half▲ 8.6pp96.3%above the sector's middle half▲ 9.1pp
Current ratio4.49within the sector's middle half-7.69above the sector's middle half▲ 3.2025.96above the sector's middle half▲ 18.27
Return on assets (ROA)76.2%above the sector's middle half-44.8%above the sector's middle half▼ 31.4pp34.0%within the sector's middle half▼ 10.8pp
above
within
below
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 7% higher than in 2024 and the highest since 2023. It is a recovery after the fall in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €219,055
Fixed assets
€9,092 ▲ 268%
Current assets
€209,962 ▲ 36.3%
Equity and liabilities €219,055
Equity
€210,968 ▲ 54.6%
Debt
€8,087 ▼ 59.6%
Debt's share of the balance-sheet total falls from 12.8% to 3.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€98,160▲
2024 · €90,487
Cash flow
€76,466▲
2024 · €70,961
Debt to equity
0.04▼
2024 · 0.15
ROE
35.3%▼
2024 · 51.4%
Interest coverage
64.38▼
2024 · 74.58
Debt ≤ 1 year
€8,087▼
2024 · €20,019
Income taxes
€20,169▲
2024 · €18,313
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Tangible fixed assets | €3,911 | - | €8,596 |
| Depreciation and write-downs of the year | €645 | €793 | €1,978 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €645 | €793 | €1,978 | ▲ 149% |
| Other operating charges640/8 | €649 | €424 | €836 | ▲ 97.2% |
| Gross operating margin9900 | €91,540 | €90,911 | €98,996 | ▲ 8.9% |
| Operating profit (loss)9901 | €90,247 | €89,694 | €96,183 | ▲ 7.2% |
| Financial income75/76B | €77 | €0 | - | - |
| Recurring financial income75 | €77 | €0 | - | - |
| Financial charges65/66B | €1,108 | €1,213 | €1,525 | ▲ 25.7% |
| Recurring financial charges65 | €1,108 | €1,213 | €1,525 | ▲ 25.7% |
| Profit (loss) for the period before taxes9903 | €89,216 | €88,481 | €94,658 | ▲ 7.0% |
| Income taxes67/77 | €24,905 | €18,313 | €20,169 | ▲ 10.1% |
| Profit (loss) for the period9904 | €64,311 | €70,168 | €74,489 | ▲ 6.2% |
| Profit (loss) for the period to be appropriated9905 | €64,311 | €70,168 | €74,489 | ▲ 6.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €84,367 | €156,498 | €219,055 | ▲ 40.0% |
| Fixed assets21/28 | €3,267 | €2,474 | €9,092 | ▲ 268% |
| Tangible fixed assets22/27 | €3,267 | €2,474 | €9,092 | ▲ 268% |
| Land and buildings22 | €2,061 | €1,842 | €1,623 | ▼ 11.9% |
| Furniture and vehicles24 | €1,206 | €632 | €7,469 | ▲ 12× |
| Current assets29/58 | €81,100 | €154,024 | €209,962 | ▲ 36.3% |
| Amounts receivable within one year40/41 | €28,379 | €29,967 | €31,155 | ▲ 4.0% |
| Trade receivables40 | €28,375 | €28,780 | €29,324 | ▲ 1.9% |
| Other amounts receivable41 | €4 | €1,187 | €1,831 | ▲ 54.3% |
| Current investments50/53 | - | - | €75,000 | - |
| Cash at bank and in hand54/58 | €52,102 | €122,733 | €103,328 | ▼ 15.8% |
| Deferred charges and accrued income490/1 | €620 | €1,324 | €480 | ▼ 63.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €84,367 | €156,498 | €219,055 | ▲ 40.0% |
| Equity10/15 | €66,311 | €136,479 | €210,968 | ▲ 54.6% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €64,311 | €134,479 | €208,968 | ▲ 55.4% |
| Distributable reserves133 | €64,311 | €134,479 | €208,968 | ▲ 55.4% |
| Amounts payable17/49 | €18,056 | €20,019 | €8,087 | ▼ 59.6% |
| Amounts payable within one year42/48 | €18,056 | €20,019 | €8,087 | ▼ 59.6% |
| Trade debts44 | €597 | €1,512 | €0 | ▼ 100% |
| Suppliers440/4 | €597 | €1,512 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €17,433 | €18,366 | €7,930 | ▼ 56.8% |
| Taxes450/3 | €17,433 | €18,366 | €7,930 | ▼ 56.8% |
| Other amounts payable47/48 | €27 | €141 | €157 | ▲ 11.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €64,311 | €70,168 | €74,489 | ▲ 6.2% |
| + Depreciation and write-downs630 | €645 | €793 | €1,978 | ▲ 149% |
| Operating cash flow (approximation) | €64,955 | €70,961 | €76,466 | ▲ 7.8% |
| Investment in fixed assets (approximation) | - | €0 | -€8,596 | - |
| Change in cash | - | €70,631 | -€19,405 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as Questig has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
95.8%
was still going
2.3%
stopped otherwise
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Questig itself is lower: < 0.1% within 12 months. It rests on far more data about Questig than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Questig. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Directors
1 director, no change since 2022
Van Sighem Sarah
Current
Director · appointed in the act of 22-12-2022 · listed in the 2025 annual accounts, filed on 13-01-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 22-12-2022Owners and capital
Shareholders
At incorporation
act of 22-12-2022 ↗
- Van Sighem Sarah 2,000 shares (100%) · €2,000 in cash
Capital transactions
Capital over time
- 22-12-2022 Incorporation · €2,000 · 2,000 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, 1”
Articles of association, deed of 22-12-2022 (in Dutch)
Network & group
Questig shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of Questig. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
13-01
micro format · 199 days before the deadline
2025
31-12
Financial
Highest result from 2023 to 2025net €74,489 ▲6.2%
The operating result of €96,183 and the net result of €74,489 are both a record.
31-12
Financial
Liquidity more than triplescurrent ratio 25.96
The current ratio rises from 7.69 to 25.96. Short-term debt falls from €20,019 to €8,087.
31-12
Financial
Equity above €200,000equity €210,968 ▲54.6%
With a profit in every financial year since 2023, equity grows to €210,968.
10-06
micro format · 51 days before the deadline
2024
31-12
Financial
Equity above €100,000equity €136,479 ▲106%
With a profit in every financial year since 2023, equity grows to €136,479.
07-06
micro format · 54 days before the deadline
2022
22-12
Gazette deed
IncorporationStarting capital €2,000 · Appointment: Van Sighem Sarah (director) · Founder6 points ▸
Gazette deed
Incorporation
Starting capital €2,000 · Appointment: Van Sighem Sarah (director) · Founder6 points ▸
- Incorporation, 15-12-2022
- Founder, Van Sighem Sarah
- Founding capital, €2,000
- Bank account, “bijzondere rekening, vennootschap in oprichting” (deed in Dutch)
- Other provision, “bevestiging deponering stortingen, relevante artikelen statuten” (deed in Dutch)
- Director appointment, Van Sighem Sarah (director)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
Questig in Dutch
Enterprise number
0795.080.888
Legal form
Private limited company
Status
Active, normale toestand
Founded
20-12-2022
Entity type
Legal entity
Registered office and establishments
Registered office
Hertenhof 7, 2820 Bonheiden, Belgium
Establishment unit
Hertenhof 7, 2820 Bonheiden since 01-01-2023 · unit number 2.339.061.760
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
62900
Other information technology and computer services
63920
Other information service activities
73300
Public relations and communication consultancy
74201
Photography, excluding press photography
82990
Other business support services
Codes under NACEBEL 2008
62020
IT consultancy main activity
62090
Computer programming, consultancy and related activities
63990
Computing infrastructure, data processing, hosting and other information service activities
70210
Activities of head offices; management consultancy activities
74201
Photography, excluding press photography
82990
Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 22-12-2022 (in Dutch)
“Adviesverlening aan bedrijven over IT,projectmanagement,SAP en ERP implementatie;softwareontwikkeling en -implementatie; Het verlenen van…”
12 activities
- Adviesverlening aan bedrijven over IT,projectmanagement,SAP en ERP implementatie;softwareontwikkeling en -implementatie;
- Het verlenen van management en/of consulting services,in de meest brede zin van het woord.Zij mag hiertoe mandaten opnemen als zaakvoerder,bestuurder,vereffenaar,vaste vertegenwoordiger of soortgelijke functies;
- Adviesverlening aan bedrijven over HR materie,communicatie en algemene beleidszaken.
- Projecten met betrekking tot HR- en algemene beleidsissues uitwerken en implementeren bij bedrijven.Tijdelijke invulling van HR functies,communicatiefuncties en algemene staffuncties.Crisismanagement.Rechtstreeks bij bedrijven of via tussenpersonen;
- Adviesverlening aan bedrijven op gebied van reclame,public relations en communicatie,inclusief diensten van een reclamebureau;
- Fotografie in de meest brede zin van het woord,alsook detail- en groothandel in fotografie-materiaal en aanverwanten;
- Het nemen van participaties onder welke vorm ook,in alle bestaande en op te richten vennootschappen en ondernemingen,het beheren en valoriseren van eigen roerende waarden en participaties,het verlenen van financiële en andere bijstand aan de vennootschappen en ondernemingen waarin ze belangen heeft;
- Het beheer en exploitatie van eigen onroerend goed,inclusief projectontwikkeling;
- Alle financiële en beheersverrichtingen met betrekking tot eigen roerend vermogen en met betrekking tot onroerend vermogen,onder meer,krediet en financiering,belegging van eigen roerend vermogen en van onroerend vermogen,het nemen van participaties in nieuwe en bestaande vennootschappen,beheren van eigen roerend en van onroerend vermogen,hypothecaire en andere borgstelling,commissie- en decredereverrichtingen,voor zover dit alles wettelijk is toegelaten;
- Het stellen van persoonlijke of zakelijke borgen in het voordeel van derden;
- Een patrimonium bestaande uit eigen roerende en onroerende goederen te verwerven,te behouden,in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden;
- Het optreden als tussenpersoon,zowel voor eigen rekening als voor rekening van derden,bij onroerende en alle commerciële activiteiten.
Invoicing and payment
VAT number
BE 0795.080.888
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Thursday of June at 19:00
deed of 22-12-2022 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
310 m²
Building footprint
97 m²
Building volume
120 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12005A0275/00S000 | Flanders | 310 m² | 1 · 97 m² | 15.6 m |