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QUEST

Active
Private limited companyfounded 2024active for 1 yearHundelgemsesteenweg 848, 9820 Merelbeke-Melle, BelgiumKBO/BCE: BE 1016.021.649
Summary

QUEST has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,036 and a net result of €97,036. Its solvency ranks better than 51% of 2,292 sector peers (NACE 63, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Other information service activities
NACE 63920
1 site
Size
≈ €350,000turnover 2025, estimated
Equity
€99,036
Profit
€97,036
Turnover estimated from the gross margin
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts filed 31 days late
Why 96raises riskLast filed accounts filed 31 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 2.28, cash €165,256Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)Equity €99,036 (56.6% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 68% of its sector peers (NACE 63, micro)
Financial strength
Strong
Solvency 82
equity 56.6% of total assets
Liquidity 79
short-term debt 43.4% · cash 94.4%
Profitability 100
return on assets 55.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,944 companies, NACE 63, micro)
Last 24 months 12-2025: 0.6% 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.7%▲ +0.1 percentage points vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.8%▲ +0.1 percentage points vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.8%▼ -0.1 percentage points vs 07-2026 09-2026: 0.1%▼ -0.7 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €9,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 2.28, above the usual 1.5; short-term debt: 43.4% and cash: 94.4% of total assets), and 43.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro): better than 52% on solvency, 67% on liquidity and 85% on profitability.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.28, cash €165,256
NBB · annual accounts
lowers risk · Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 late
NBB · filings
lowers risk · Equity €99,036 (56.6% of total assets)
NBB · annual accounts
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: Guy Hermans (director) ·…

Financials · financial year 2025, micro format

2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00474550.

Turnover
≈ €350,000
Estimated: probably between €230,000 and €530,000
Total assets
€175,095
Net result
€97,036
Working capital
€97,183

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €175,095
Fixed assets €1,853
Current assets €173,242
Equity and liabilities €175,095
Equity €99,036
Debt €76,059
Debt finances 43.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€137,488
Cash flow
€97,846
Current ratio
2.28
Debt to equity
0.77
ROE
98.0%
ROA
55.4%
Interest coverage
over 100
Debt ≤ 1 year
€76,059
Income taxes
€39,458

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€175,095
Fixed assets21/28€1,853
Tangible fixed assets22/27€1,853
Furniture and vehicles24€1,853
Current assets29/58€173,242
Amounts receivable within one year40/41€7,352
Trade receivables40€7,352
Cash at bank and in hand54/58€165,256
Deferred charges and accrued income490/1€635
Equity and liabilities
Total equity and liabilities10/49€175,095
Equity10/15€99,036
Contributions10/11€2,000
Reserves13€97,036
Distributable reserves133€97,036
Amounts payable17/49€76,059
Amounts payable within one year42/48€76,059
Trade debts44€3,062
Suppliers440/4€3,062
Taxes, remuneration and social security45€59,740
Taxes450/3€59,740
Other amounts payable47/48€13,257
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€810
Other operating charges640/8€887
Gross operating margin9900€138,375
Operating profit (loss)9901€136,678
Financial charges65/66B€184
Recurring financial charges65€184
Profit (loss) for the period before taxes9903€136,494
Income taxes67/77€39,458
Profit (loss) for the period9904€97,036
Profit (loss) for the period to be appropriated9905€97,036
Appropriation of the result
Profit (loss) to be appropriated9906€97,036
Transfer to equity691/2€97,036
To other reserves6921€97,036

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€810
Other operating charges640/8€887
Gross operating margin9900€138,375
Operating profit (loss)9901€136,678
Financial charges65/66B€184
Recurring financial charges65€184
Profit (loss) for the period before taxes9903€136,494
Income taxes67/77€39,458
Profit (loss) for the period9904€97,036
Profit (loss) for the period to be appropriated9905€97,036
Line2025
Assets
Total assets20/58€175,095
Fixed assets21/28€1,853
Tangible fixed assets22/27€1,853
Furniture and vehicles24€1,853
Current assets29/58€173,242
Amounts receivable within one year40/41€7,352
Trade receivables40€7,352
Cash at bank and in hand54/58€165,256
Deferred charges and accrued income490/1€635
Equity and liabilities
Total equity and liabilities10/49€175,095
Equity10/15€99,036
Contributions10/11€2,000
Reserves13€97,036
Distributable reserves133€97,036
Amounts payable17/49€76,059
Amounts payable within one year42/48€76,059
Trade debts44€3,062
Suppliers440/4€3,062
Taxes, remuneration and social security45€59,740
Taxes450/3€59,740
Other amounts payable47/48€13,257
Line2025
Profit (loss) for the period9904€97,036
+ Depreciation and write-downs630€810
Operating cash flow (approximation)€97,846

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 31-08-2026 2026-00474550

Similar companies · same sector, comparable size

Of the 3,107 active companies whose main activity is other information service activities (NACE 63920), figures are known for 1,575. 1,296 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
Guy Hermans
Director (not named in the articles) · since 12-11-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Guy Hermans
  • Director (not named in the articles), from 12-11-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 12-11-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 12-11-2024 Incorporation · €2,000 · 120 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 7 November 2024, QUEST was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 Guy Hermans has served as director of the company since 2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 12-11-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 31 days late
2024
12-11
Gazette deed Incorporation
Appointment: Guy Hermans (director) · Registered office clause · Board rule8 facts ▸
  • Registered office clause, “9820 Merelbeke,Hundelgemsesteenweg 848” (deed in Dutch)
  • Board rule, 1, “vergadering” (deed in Dutch)
  • Director appointment, Guy Hermans (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, alle verbintenissen verplichtingen en activiteiten in naam en voor rekening vennootschap in oprichting” (deed in Dutch)
  • Incorporation, 04-11-2024
  • Founder, Guy Hermans
  • Founding capital, €2,000
  • Share issue, 120, “inbrengen” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded07-11-2024
Financial year end31-12
Activities, NACEBEL 2025
63920Other information service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016021649
Also 9925:BE1016021649
Registered 09-01-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Legal Entity Identifier

2549004YGP26I5M6VJ69
live in the LEI register

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
136 m²
Building footprint
136 m²
Building volume
655 m³
Parcel 44412B0496/00M000, Flanders · tallest building 7.1 m. Linked by address, not a title deed.
1 establishment unit
QUEST
Hundelgemsesteenweg 848, 9820 Merelbeke-MelleOther information service activities
since 2024unit no. 2.367.542.247
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
44412B0496/00M000 Flanders 136 m² 1 · 136 m² 7.1 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Het verlenen van bijstand, advies en leiding aan bedrijven, privépersonen en instellingen, voornamelijk doch niet uitsluitend op het vlak…” (deed in Dutch)
11 activities (deed in Dutch)
  1. Het verlenen van bijstand, advies en leiding aan bedrijven, privépersonen en instellingen, voornamelijk doch niet uitsluitend op het vlak van geneesmiddelenontwikkeling, -implementatie, -commercialisering, -testing, ... en dit alles in de meest ruime betekenis.
  2. Dit behelst waar nodig en/of nuttig de aankoop, verkoop, verhuur, onderverhuur, leasing, renting, ontwerp, productie, handel, groothandel, herstelling, levering, plaatsing, montage, demontage, integratie, ontmanteling, vervoer, invoer, uitvoer, export, al dan niet in hoofdaanneming en/of onderaanneming en/of als tussenpersoon (opsomming ten exemplatieve en niet-limitatieve titel) van de voormelde activiteiten, diensten en goederen en van alle activiteiten, diensten en goederen die de vennootschap hiervoor nuttig en/of nodig acht.
  3. Het verrichten, in het algemeen, van alle roerende, onroerende, commerciële, industriële, financiële, handelingen die in rechtstreeks of onrechtstreeks verband staan met de rest van het maatschappelijk voorwerp, of die van aard zijn, zouden zijn of zouden kunnen zijn om de verwezenlijking van het voorwerp geheel of gedeeltelijk te vergemakkelijken en bevorderen.
  4. Het verrichten van alle vormen van handelsbemiddeling, het optreden als agent en als zelfstandig vertegenwoordiger in diverse sectoren en voor diverse producten en diensten. De aan-en verkoop evenals de in-en uitvoer van om het even welke goederen evenals het optreden als tussenpersoon bij voormelde verrichtingen.
  5. Het verlenen van diensten en adviezen aan derden. Het optreden als consultant en diensten verlenen inzake commercieel, strategisch, financieel en administratief management, inzake technisch management en diverse technische aangelegenheden, inzake informatica en automatisering, inzake integrale kwaliteitszorg en divers zorg-, kwaliteits-en veiligheidssystemen, inzake productmanagement, design en vormgeving, inzake PR, publiciteit en marketing, inzake de administratieve organisatie en de implementatie van bedrijfsprocessen.
  6. Het ontwikkelen, kopen, verkopen, beheren, in waarde stellen, in licentie nemen of geven van licenties, brevetten, octrooien, knowhow en andere intellectuele rechten.
  7. Het organiseren en/of geven van seminaries, opleidingen en presentaties. Het schrijven, verzorgen, begeleiden en uitgeven van literaire werken en bijdragen, handboeken van diverse bijdragen in diverse vormen.
  8. Het waarnemen van opdrachten als bestuurder of vereffenaar in andere vennootschappen. Het optreden als managementvennootschap, het beheren van vennootschappen, het optreden als holding, het verrichten van alle managementactiviteiten van holdings: het deelnemen, onder gelijk welke vorm, aan de oprichting, uitbreiding, omzetting, fusie, opslorping, het bestuur en controle van ondernemingen. Het nemen van belangen, hetzij door deelneming, inbreng of elke andere wijze in alle vennootschappen, ondernemingen of groeperingen, bestaande of op te richten, zowel in België als in het buitenland, die een aanvullend of soortgelijk voorwerp nastreven, of van dien aard zijn de ontwikkeling van haar onderneming te bevorderen of de afzet van haar producten of diensten kunnen vergemakkelijken.
  9. Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten (vruchtgebruik, recht van opstal, erfpacht, …), zoals de huurfinanciering van onroerend goederen aan derden, het aankopen, verkopen, ruilen, bouwen, verbouwen, onderhouden, verhuren, huren, verkavelen, prospecteren en uitbaten van onroerende goederen, het ontwerpen en opvolgen van projecten, en het maken van studies met betrekking tot immobiliën; de aan-en verkoop, huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen, alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen; alsmede zich borg stellen voor het goede verloop van verbintenissen, door derde personen aangegaan, die het genot zouden hebben van voormelde roerende en onroerende goederen.
  10. Het aanleggen, het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook, zoals het verwerven door inschrijving of aankoop, het beheren van aandelen, aandelenopties, obligaties, kasbons, afgeleide producten of andere roerende waarden, van welke vorm ook, uitgegeven door Belgische of buitenlandse emittenten.
  11. Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren, in eender welke vorm; het zich borg stellen of aval verlenen, in de meest ruime zin; alle handelsoperaties en financiële operaties verrichten, behalve deze die wettelijk voorbehouden zijn aan depositobanken, houders van deposito’s op korte termijn, spaarkassen, hypotheekmaatschappijen en kapitalisatieondernemingen. Het aangaan van leningen of schulden bij derden (met inbegrip van haar vennoten en haar zaakvoerders) en het maken van alle kosten en doen van alle investeringen die zij nodig of wenselijk acht. Het zich borg stellen en/of het verlenen van zakelijke en/of persoonlijke zekerheden tot waarborg van eigen verbintenissen of tot waarborg van verbintenissen van derden, onder meer door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
QUEST
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest” (deed in Dutch)

deed of 12-11-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, 1” (deed in Dutch)
“Onbepaalde duur, algemene vergadering” (deed in Dutch)

deed of 12-11-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Monday of June at 14:00

deed of 12-11-2024

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Ontbinding, beslissing algemene vergadering op elk moment met vormvereisten aanwezigheidsquorum meerderheid Wetboek van vennootschappen en…” (deed in Dutch)

deed of 12-11-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Dagelijks bestuur bij één bestuurder, vennootschap telt één bestuurder” (deed in Dutch)
Other provision: “Bestuursorgaan of commissaris, buitengewone algemene vergadering” (deed in Dutch)
Other provision: “Oproeping algemene vergadering, e-mail” (deed in Dutch)
Other provision: “Eenparig schriftelijk alle besluiten binnen wettelijke grenzen, schriftelijke algemene vergadering” (deed in Dutch)
Other provision: “Toegang algemene vergadering, houder effecten op naam ingeschreven in register per categorie” (deed in Dutch)
Other provision: “Deelname op afstand via elektronisch communicatiemiddel, bureau algemene vergadering controleert naleving wet statuten bestuursorgaan” (deed in Dutch)
Other provision: “Dagelijks bestuur, bestuursorgaan” (deed in Dutch)
4 more provisions in the deed, see the deed of 12-11-2024

deed of 12-11-2024