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QUESS

Active
Private limited companyfounded 201114 yrs activeAlbert De Keselstraat 10, 9991 Maldegem, BelgiumKBO/BCE: BE 0840.111.654
Summary

QUESS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €256,100 and a net result of €23,112. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 61% of 32023 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability76▲+6
Solvency92▲+7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.48 in 2024; short-term debt: 22.6% and cash: 32.4% of total assets), and 33.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
66.5%
Return on assets
6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 d early
2024
45 d early
2023
33 d early
2022
7 d early
2021
2 d late
2020
15 d late
2019
29 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 October 2011, QUESS was incorporated.1 Total assets went from EUR 414,783 in 2019 to EUR 385,044 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€256,100▼ 2.1%
2024 · €261,507
Total assets
€385,044▼ 12.0%
2024 · €437,579
Net result
€23,112▲ 292%
2024 · €5,892
Working capital
€58,774▲ 4.2%
2024 · €56,431
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€62,529▲ 49.9%€45,952▼ 26.5%€78,922▲ 71.8%€11,435▼ 85.5%€34,424▲ 201%
Net result€43,288within the sector's middle half▲ 51.8%€30,612within the sector's middle half▼ 29.3%€54,828within the sector's middle half▲ 79.1%€5,892within the sector's middle half▼ 89.3%€23,112within the sector's middle half▲ 292%
Equity€287,919above the sector's middle half▼ 2.3%€295,308above the sector's middle half▲ 2.6%€298,244above the sector's middle half▲ 1.0%€261,507above the sector's middle half▼ 12.3%€256,100above the sector's middle half▼ 2.1%
Total assets€473,641within the sector's middle half▲ 7.7%€490,292within the sector's middle half▲ 3.5%€485,541within the sector's middle half▼ 1.0%€437,579within the sector's middle half▼ 9.9%€385,044within the sector's middle half▼ 12.0%
Debt€185,722▲ 27.8%€194,985▲ 5.0%€187,297▼ 3.9%€176,072▼ 6.0%€128,943▼ 26.8%
Working capital€117,373within the sector's middle half▼ 23.7%€123,428within the sector's middle half▲ 5.2%€79,538within the sector's middle half▼ 35.6%€56,431within the sector's middle half▼ 29.1%€58,774within the sector's middle half▲ 4.2%
Solvency60.8%within the sector's middle half▼ 6.2pp60.2%within the sector's middle half▼ 0.6pp61.4%within the sector's middle half▲ 1.2pp59.8%within the sector's middle half▼ 1.7pp66.5%within the sector's middle half▲ 6.7pp
Current ratio2.41within the sector's middle half▼ 4.022.15within the sector's middle half▼ 0.271.69within the sector's middle half▼ 0.461.48within the sector's middle half▼ 0.221.68within the sector's middle half▲ 0.20
Return on assets (ROA)9.1%within the sector's middle half▲ 2.7pp6.2%within the sector's middle half▼ 2.9pp11.3%within the sector's middle half▲ 5.0pp1.3%below the sector's middle half▼ 9.9pp6.0%within the sector's middle half▲ 4.7pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2021: €62,529€62,529Net result 2021: €43,288€43,288Operating result 2022: €45,952€45,952Net result 2022: €30,612€30,612Operating result 2023: €78,922€78,922Net result 2023: €54,828€54,828Operating result 2024: €11,435€11,435Net result 2024: €5,892€5,892Operating result 2025: €34,424€34,424Net result 2025: €23,112€23,11220212022202320242025€0€20,000€40,000€60,000€80,000Operating result 2023: €78,922€78,900Net result 2023: €54,828€54,800Operating result 2024: €11,435€11,400Net result 2024: €5,892€5,890Operating result 2025: €34,424€34,400Net result 2025: €23,112€23,100202320242025
The operating result recovers in 2025; 2025 is 201% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €385,044
Fixed assets €239,248 ▼ 8.9%
Current assets €145,796 ▼ 16.6%
Equity and liabilities €385,044
Equity €256,100 ▼ 2.1%
Debt €128,943 ▼ 26.8%
Debt's share of the balance-sheet total falls from 40.2% to 33.5%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€63,515▲
2024 · €39,962
Cash flow
€52,203▲
2024 · €34,419
Debt to equity
0.50▼
2024 · 0.67
ROE
9.0%▲
2024 · 2.3%
Interest coverage
42.90▲
2024 · 20.69
Debt ≤ 1 year
€87,022▼
2024 · €118,406
Debt > 1 year
€41,921▼
2024 · €57,272
Income taxes
€10,492▲
2024 · €4,091
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.9% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€437,579€385,044▼
Fixed assets21/28€262,741€239,248▼
Intangible fixed assets21€652€326▼
Tangible fixed assets22/27€262,090€238,922▼
Land and buildings22€226,407€212,962▼
Furniture and vehicles24€34,267€25,245▼
Other tangible fixed assets26€1,415€715▼
Current assets29/58€174,837€145,796▼
Amounts receivable within one year40/41€36,556€18,771▼
Trade receivables40€30,482€18,771▼
Other amounts receivable41€6,075-
Cash at bank and in hand54/58€136,636€124,566▼
Deferred charges and accrued income490/1€1,645€2,458▲
Equity and liabilities
Total equity and liabilities10/49€437,579€385,044▼
Equity10/15€261,507€256,100▼
Contributions10/11€12,400€12,400=
Reserves13€249,107€243,700▼
Distributable reserves133€249,107€243,700▼
Amounts payable17/49€176,072€128,943▼
Amounts payable after more than one year17€57,272€41,921▼
Financial debts170/4€57,272€41,921▼
Amounts payable within one year42/48€118,406€87,022▼
Current portion of amounts payable after more than one year42€15,152€15,350▲
Trade debts44€7,193€5,637▼
Suppliers440/4€7,193€5,637▼
Taxes, remuneration and social security45€7,823€6,303▼
Taxes450/3€5,956€6,303▲
Remuneration and social security454/9€1,867-
Other amounts payable47/48€88,237€59,732▼
Accrued charges and deferred income492/3€394-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,527€29,091▲
Other operating charges640/8€3,458€2,589▼
Non-recurring operating charges66A-€79
Gross operating margin9900€43,420€66,182▲
Operating profit (loss)9901€11,435€34,424▲
Financial income75/76B€480€660▲
Recurring financial income75€480€660▲
Financial charges65/66B€1,932€1,481▼
Recurring financial charges65€1,932€1,481▼
Profit (loss) for the period before taxes9903€9,983€33,604▲
Income taxes67/77€4,091€10,492▲
Profit (loss) for the period9904€5,892€23,112▲
Profit (loss) for the period to be appropriated9905€5,892€23,112▲
Appropriation of the result
Profit (loss) to be appropriated9906€5,892€23,112▲
Transfer from equity791/2€42,629€28,519▼
Transfer to equity691/2€5,892€23,112▲
To other reserves6921€5,892€23,112▲
Profit to be distributed694/7€42,629€28,519▼
Return on contributions (dividend)694€42,629€28,519▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€4,525---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,347€21,265€30,246€28,527€29,091▲ 2.0%
Other operating charges640/8-€1,528€2,642€3,458€2,589▼ 25.1%
Non-recurring operating charges66A----€79-
Gross operating margin9900€81,859€68,745€111,811€43,420€66,182▲ 52.4%
Operating profit (loss)9901€62,529€45,952€78,922€11,435€34,424▲ 201%
Financial income75/76B-€9€28€480€660▲ 37.6%
Recurring financial income75€16€9€28€480€660▲ 37.6%
Financial charges65/66B-€1,781€1,851€1,932€1,481▼ 23.3%
Recurring financial charges65€1,884€1,781€1,851€1,932€1,481▼ 23.3%
Profit (loss) for the period before taxes9903€60,661€44,180€77,099€9,983€33,604▲ 237%
Income taxes67/77€17,373€13,567€22,271€4,091€10,492▲ 156%
Profit (loss) for the period9904€43,288€30,612€54,828€5,892€23,112▲ 292%
Profit (loss) for the period to be appropriated9905€43,288€30,612€54,828€5,892€23,112▲ 292%
Line20212022202320242025Change
Assets
Total assets20/58€473,641€490,292€485,541€437,579€385,044▼ 12.0%
Fixed assets21/28€273,241€259,383€291,269€262,741€239,248▼ 8.9%
Intangible fixed assets21€1,629€1,303€977€652€326▼ 50.0%
Tangible fixed assets22/27€271,612€258,080€290,291€262,090€238,922▼ 8.8%
Land and buildings22-€226,849€239,852€226,407€212,962▼ 5.9%
Furniture and vehicles24-€28,416€48,324€34,267€25,245▼ 26.3%
Other tangible fixed assets26-€2,815€2,115€1,415€715▼ 49.5%
Current assets29/58€200,400€230,909€194,272€174,837€145,796▼ 16.6%
Amounts receivable within one year40/41€41,398€84,856€43,187€36,556€18,771▼ 48.7%
Trade receivables40-€84,410€41,915€30,482€18,771▼ 38.4%
Other amounts receivable41-€446€1,272€6,075--
Cash at bank and in hand54/58€156,649€145,090€149,310€136,636€124,566▼ 8.8%
Deferred charges and accrued income490/1-€963€1,775€1,645€2,458▲ 49.5%
Equity and liabilities
Total equity and liabilities10/49€473,641€490,292€485,541€437,579€385,044▼ 12.0%
Equity10/15€287,919€295,308€298,244€261,507€256,100▼ 2.1%
Contributions10/11-€12,400€12,400€12,400€12,400=
Reserves13€275,519€282,908€285,844€249,107€243,700▼ 2.2%
Non-distributable reserves130/1-€1,860----
Reserves not available under the articles1311-€1,860----
Distributable reserves133-€281,048€285,844€249,107€243,700▼ 2.2%
Amounts payable17/49€185,722€194,985€187,297€176,072€128,943▼ 26.8%
Amounts payable after more than one year17€102,146€87,381€72,424€57,272€41,921▼ 26.8%
Financial debts170/4-€87,381€72,424€57,272€41,921▼ 26.8%
Amounts payable within one year42/48€83,027€107,482€114,734€118,406€87,022▼ 26.5%
Current portion of amounts payable after more than one year42-€14,764€14,957€15,152€15,350▲ 1.3%
Trade debts44€1,987€4,874€15,166€7,193€5,637▼ 21.6%
Suppliers440/4-€4,874€15,166€7,193€5,637▼ 21.6%
Taxes, remuneration and social security45-€21,064€30,345€7,823€6,303▼ 19.4%
Taxes450/3-€21,064€30,345€5,956€6,303▲ 5.8%
Remuneration and social security454/9---€1,867--
Other amounts payable47/48-€66,780€54,266€88,237€59,732▼ 32.3%
Accrued charges and deferred income492/3-€122€138€394--
Line20212022202320242025Change
Profit (loss) for the period9904€43,288€30,612€54,828€5,892€23,112▲ 292%
+ Depreciation and write-downs630€16,347€21,265€30,246€28,527€29,091▲ 2.0%
Operating cash flow (approximation)€59,635€51,877€85,075€34,419€52,203▲ 51.7%
Investment in fixed assets (approximation)--€7,407-€62,132€0-€5,597-
Change in cash--€11,559€4,220-€12,674-€12,070▲ 4.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
23-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
17-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Weakest financial yearnet €5,892 ▼89.3%
Net result drops to €5,892, the lowest in the series; recovery starts the following year.
2023
29-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Highest result since 2019net €54,828 ▲79.1%
Operating result €78,922, net result €54,828, both a record.
24-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
02-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
15-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 15 days late
2020
02-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
15-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2011
seat establishment The establishment unit on the map
Ground area
334 m²
Building footprint
100 m²
Volume, LiDAR
631 m³
Parcel 43001H0314/00C002, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Albert De Keselstraat 10, 9991 Maldegem
Financial service activities, except insurance and pension funding
since 20112.203.515.346
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43001H0314/00C002 Flanders 334 m² 1 · 100 m² 8.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 2 entries · 1,768 EUR awarded · 1,768 EUR paid
Year Entries awardedpaid
2024 1 868 EUR868 EUR
2022 1 900 EUR900 EUR
Schemes
2 entries · 1,768 EUR · 1,768 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 38,868 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-10-2011
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0840111654
Also 9925:BE0840111654
Registered 22-08-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.