QUERO
ActiveQUERO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €14k. Equity is growing by ~25.6% per year across the filed fiscal years. Its solvency ranks better than 90% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-4
Solvency100=
Growth62▼-16
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 5.7 against 8.85 in 2024; short-term debt: 9.7% and cash: 36.8% of total assets), and 9.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.3%
Return on assets
14.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-10-2025, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
2 d early
2023
3 d early
2022
99 d early
2021
5 d early
2020
6 d early
2019
61 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€47k▲ 16.5%
2024 · €41k
2020: €24k
2021: €26k
2022: €28k
2023: €37k
2024: €41k
2020 → 2025
EBIT margin
47.2%▼ 18.4pp
2024 · 65.6%
2020: 63.2%
2021: 55.7%
2022: 58.4%
2023: 63.9%
2024: 65.6%
2020 → 2025
Net result
€14k▼ 18.0%
2024 · €18k
2019: €16k
2020: €5k
2021: €10k
2022: €11k
2023: €15k
2024: €18k
2019 → 2025
Working capital
€44k▼ 43.3%
2024 · €78k
2019: €26k
2020: €25k
2021: €35k
2022: €46k
2023: €61k
2024: €78k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€26k-€28k▲ 4.9%€37k▲ 33.4%€41k▲ 9.7%€47k▲ 16.5%
Equity€36k-€47k▲ 30.2%€62k▲ 32.7%€80k▲ 28.2%€88k▲ 10.4%
Operating result€15k-€16k▲ 9.9%€24k▲ 46.1%€27k▲ 12.6%€22k▼ 16.2%
Net result€10k-€11k▲ 11.6%€15k▲ 41.0%€18k▲ 14.2%€14k▼ 18.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €97k
Fixed assets
€44k▲ 2,637%
Current assets
€54k▼ 39.0%
Equity and liabilities €97k
Equity
€88k▲ 10.4%
Debt
€9k▼ 5.4%
The debt ratio falls from 11.1% to 9.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €28k
Cash flow
€20k▲
2024 · €18k
Solvency
90.3%▲
2024 · 88.9%
Current ratio
5.70▼
2024 · 8.85
Quick ratio
5.70▼
2024 · 8.85
Debt / equity
0.11▼
2024 · 0.12
ROE
16.3%▼
2024 · 22.0%
ROA
14.7%▼
2024 · 19.5%
Interest coverage
51.05▼
2024 · 137.47
Debt
€9k▼
2024 · €10k
Debt ≤ 1 year
€9k▼
2024 · €10k
Income taxes
€7k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€97k▲
Fixed assets21/28€2k€44k▲
Tangible fixed assets22/27€2k€44k▲
Plant, machinery and equipment23€540€347▼
Furniture and vehicles24€1k€43k▲
Current assets29/58€88k€54k▼
Amounts receivable within one year40/41€4k€18k▲
Trade receivables40€2k€18k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€84k€36k▼
Equity and liabilities
Total equity and liabilities10/49€90k€97k▲
Equity10/15€80k€88k▲
Contributions10/11€12k€12k=
Reserves13€62k€70k▲
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€60k€68k▲
Profit (loss) carried forward14€5k€5k=
Amounts payable17/49€10k€9k▼
Amounts payable within one year42/48€10k€9k▼
Trade debts44-€411
Suppliers440/4-€411
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€10k€9k▼
Other amounts payable47/48-€389
Income statement
Code20242025
Turnover70€41k€47k▲
Goods, raw materials, services and sundry goods60/61€14k€18k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€963€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-135
Other operating charges640/8€384€2k▲
Gross operating margin9900€28k€29k▲
Operating profit (loss)9901€27k€22k▼
Financial charges65/66B€201€544▲
Recurring financial charges65€201€544▲
Profit (loss) for the period before taxes9903€26k€22k▼
Income taxes67/77€9k€7k▼
Profit (loss) for the period9904€18k€14k▼
Profit (loss) for the period to be appropriated9905€18k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€19k▼
Profit (loss) brought forward from the previous period14P€5k€5k=
Transfer from equity791/2-€6k
Transfer to equity691/2€18k€14k▼
To other reserves6921€18k€14k▼
Profit to be distributed694/7-€6k
Return on contributions (dividend)694-€6k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2019net €18k ▲14.2%
Operating result €27k, net result €18k, both a record.
2023
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Weakest financial yearnet €5k ▼67.7%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Kortenaken · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leedsevroente 83472 KortenakenGround area
5,026 m²
Building footprint
149 m²
Volume, LiDAR
841 m³
Parcel 24050B0062/00K000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Leedsevroente 8, 3472 Kortenaken
since 20082.229.451.958
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24050B0062/00K000 | Flanders | 5,026 m² | 1 · 149 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 149 EUR awarded · 149 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 72 EUR | 72 EUR |
| 2022 | 1 | 77 EUR | 77 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,639. 6,426 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-11-2008
Fiscal year end31-03
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.