QUERIMMO
ActiveSummary
The annual accounts of QUERIMMO for fiscal year 2024 show a net loss of 81% of the equity at the start of that year. The 2024 annual accounts show equity of €3,937 and a net result of -€16,293. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 19364 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability33▼-1
Solvency25▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.0 against 1.02 in 2023; short-term debt: 99.6% and cash: 0.9% of total assets), and 99.6% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
0.4%
Return on assets
-1.7%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€16,293
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 19364 sector peers (2024).
NBB · sector comparisonPosition among 19364 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
121 d late
2022
32 d late
2021
31 d late
2020
40 d late
2019
77 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 62 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€3,937▼ 80.5%
2023 · €20,230
Total assets
€977,152▼ 6.5%
2023 · €1.0m
Net result
-€16,293▼ 4.6%
2023 · -€15,580
Working capital
€3,937▼ 80.5%
2023 · €20,230
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€1,217▼ 2,154%€45,723€14,893▼ 67.4%-€14,892-€12,236▲ 17.8%
Net result-€4,225▼ 7,724%€38,923€11,657▼ 70.1%-€15,580-€16,293▼ 4.6%
Equity-€14,019▼ 43.1%€24,904€35,810▲ 43.8%€20,230▼ 43.5%€3,937▼ 80.5%
Total assets€200,308▲ 14,076%€459,310▲ 129%€727,463▲ 58.4%€1.0m▲ 43.7%€977,152▼ 6.5%
Debt€214,327▲ 1,812%€434,406▲ 103%€691,653▲ 59.2%€1.0m▲ 48.2%€973,215▼ 5.0%
Working capital-€14,019▼ 43.1%€24,904€35,810▲ 43.8%€20,230▼ 43.5%€3,937▼ 80.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12,236 in 2024 against €14,892 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €977,152
Equity
€3,937 ▼ 80.5%
Debt
€973,215 ▼ 5.0%
Debt's share of the balance-sheet total rises from 98.1% to 99.6%. Equity and debt are lower.
Key figures and ratios
Current ratio
1.00▼
2023 · 1.02
Quick ratio
0.53▲
2023 · 0.11
ROE
-413.9%▼
2023 · -77.0%
ROA
-1.7%▼
2023 · -1.5%
Debt ≤ 1 year
€973,215▼
2023 · €1.0m
Income taxes
€3,911
A ratio outside any meaningful range has been withheld (balance sheet total €977,152, equity €3,937).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €132 | €275 | €329 | €1,666 | ▲ 406% |
| Gross operating margin9900 | -€1,217 | €45,855 | €15,168 | -€14,563 | -€10,570 | ▲ 27.4% |
| Operating profit (loss)9901 | -€1,217 | €45,723 | €14,893 | -€14,892 | -€12,236 | ▲ 17.8% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | €0 | - |
| Financial charges65/66B | - | €540 | €236 | €688 | €146 | ▼ 78.8% |
| Recurring financial charges65 | €3,008 | €540 | €236 | €688 | €146 | ▼ 78.8% |
| Profit (loss) for the period before taxes9903 | -€4,225 | €45,183 | €14,657 | -€15,580 | -€12,382 | ▲ 20.5% |
| Income taxes67/77 | - | €6,260 | €3,000 | - | €3,911 | - |
| Profit (loss) for the period9904 | -€4,225 | €38,923 | €11,657 | -€15,580 | -€16,293 | ▼ 4.6% |
| Profit (loss) for the period to be appropriated9905 | -€4,225 | €38,923 | €11,657 | -€15,580 | -€16,293 | ▼ 4.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €200,308 | €459,310 | €727,463 | €1.0m | €977,152 | ▼ 6.5% |
| Current assets29/58 | €200,308 | €459,310 | €727,463 | €1.0m | €977,152 | ▼ 6.5% |
| Stocks and contracts in progress3 | €185,133 | €392,020 | €640,277 | €927,332 | €463,475 | ▼ 50.0% |
| Stocks30/36 | - | €392,020 | €640,277 | €927,332 | €463,475 | ▼ 50.0% |
| Amounts receivable within one year40/41 | €15,154 | €65,700 | €86,388 | €117,737 | €505,205 | ▲ 329% |
| Trade receivables40 | - | €62,935 | €77,450 | €78,392 | €4,977 | ▼ 93.7% |
| Other amounts receivable41 | - | €2,765 | €8,938 | €39,345 | €500,228 | ▲ 1,171% |
| Cash at bank and in hand54/58 | €21 | €1,590 | €798 | - | €8,472 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €200,308 | €459,310 | €727,463 | €1.0m | €977,152 | ▼ 6.5% |
| Equity10/15 | -€14,019 | €24,904 | €35,810 | €20,230 | €3,937 | ▼ 80.5% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Outside capital11 | - | €6,200 | €6,200 | €6,200 | - | - |
| Other1109/19 | - | €6,200 | €6,200 | €6,200 | - | - |
| Profit (loss) carried forward14 | -€20,219 | €18,704 | €29,610 | €14,030 | -€2,263 | ▼ 116% |
| Amounts payable17/49 | €214,327 | €434,406 | €691,653 | €1.0m | €973,215 | ▼ 5.0% |
| Amounts payable within one year42/48 | €214,327 | €434,406 | €691,653 | €1.0m | €973,215 | ▼ 5.0% |
| Financial debts43 | - | - | - | €11,488 | €12,000 | ▲ 4.5% |
| Credit institutions430/8 | - | - | - | €11,488 | - | - |
| Other loans439 | - | - | - | - | €12,000 | - |
| Trade debts44 | €83,108 | €94,209 | €240,809 | €327,879 | €347,162 | ▲ 5.9% |
| Suppliers440/4 | - | €73,499 | €240,809 | €327,879 | €259,738 | ▼ 20.8% |
| Bills of exchange payable441 | - | €20,710 | - | - | €87,425 | - |
| Advances received on contracts in progress46 | - | €36,300 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €6,260 | €9,011 | - | €11,060 | - |
| Taxes450/3 | - | €6,260 | €9,011 | - | €11,060 | - |
| Other amounts payable47/48 | - | €297,637 | €441,833 | €685,472 | €602,992 | ▼ 12.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€4,225 | €38,923 | €11,657 | -€15,580 | -€16,293 | ▼ 4.6% |
| Operating cash flow (approximation) | -€4,225 | €38,923 | €11,657 | -€15,580 | -€16,293 | ▼ 4.6% |
| Change in cash | - | €1,569 | -€792 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-12
Financial
Weakest financial yearnet -€16,293
Net result drops to -€16,293, the lowest in the series.
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 121 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €38,923
Net result €38,923 after 3 loss-making years.
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 40 days late
2020
16-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 77 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
17-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 48 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2016
Ground area
174 m²
Building footprint
91 m²
Volume, LiDAR
1,106 m³
Parcel 53070B0261/00R000, Wallonia · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Projects 3D Development
since 20162.247.819.897
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53070B0261/00R000 | Wallonia | 174 m² | 1 · 90 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,385. 1,933 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-10-2015
Fiscal year end31-12
Trade name FR
Société Privée à Responsabilité Limitée
Activities, NACEBEL 2025
68121Development of residential building projects
Scores and ratios are computed by Checked and are not a credit decision.