QUERIBUS
ActiveSummary
QUERIBUS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €237k and a net result of €114k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 38% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+8
Solvency64▲+21
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity short (current ratio 0.79 against 0.66 in 2024; short-term debt: 22.4% and cash: 0.7% of total assets), and 61.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.8%
Return on assets
18.7%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €237k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
433 d late
2022
8 d late
2021
1 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€237k▲ 93.2%
2024 · €123k
2018: €1.22M
2019: €175k
2020: €59k
2021: €62k
2022: €64k
2023: €37k
2024: €123k
2018 → 2025
Total assets
€610k▼ 12.4%
2024 · €697k
2018: €1.66M
2019: €1.75M
2020: €952k
2021: €848k
2022: €731k
2023: €666k
2024: €697k
2018 → 2025
Net result
€114k▲ 33.6%
2024 · €86k
2018: €151k
2019: €152k
2020: €-116k
2021: €2k
2022: €2k
2023: €-27k
2024: €86k
2018 → 2025
Working capital
€-29k▲ 65.8%
2024 · €-85k
2018: €722k
2019: €-390k
2020: €142k
2021: €-8k
2022: €-31k
2023: €-103k
2024: €-85k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€64k▲ 3.8%€37k▼ 42.2%€123k▲ 231%€237k▲ 93.2%
Operating result€20k-€15k▼ 27.1%€-12k€110k€167k▲ 51.5%
Net result€2k-€2k▼ 3.8%€-27k€86k€114k▲ 33.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 52% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €610k
Fixed assets
€503k ▼ 5.1%
Current assets
€107k ▼ 35.7%
Equity and liabilities €610k
Equity
€237k ▲ 93.2%
Debt
€373k ▼ 35.0%
Debt's share of the balance-sheet total falls from 82.4% to 61.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€200k▲
2024 · €142k
Cash flow
€148k▲
2024 · €117k
Current ratio
0.79▲
2024 · 0.66
Debt to equity
1.57▼
2024 · 4.68
ROE
48.3%▼
2024 · 69.8%
ROA
18.7%▲
2024 · 12.3%
Interest coverage
17.71▲
2024 · 9.20
Debt ≤ 1 year
€136k▼
2024 · €252k
Debt > 1 year
€237k▼
2024 · €322k
Income taxes
€46k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€697k€610k▼
Fixed assets21/28€529k€503k▼
Intangible fixed assets21€508€0▼
Tangible fixed assets22/27€529k€503k▼
Land and buildings22€527k€497k▼
Furniture and vehicles24€2k€5k▲
Current assets29/58€167k€107k▼
Amounts receivable within one year40/41€135k€99k▼
Trade receivables40€7k€3k▼
Other amounts receivable41€128k€96k▼
Cash at bank and in hand54/58€22k€5k▼
Deferred charges and accrued income490/1€10k€4k▼
Equity and liabilities
Total equity and liabilities10/49€697k€610k▼
Equity10/15€123k€237k▲
Contributions10/11€12k€12k=
Reserves13€110k€225k▲
Distributable reserves133€110k€225k▲
Amounts payable17/49€574k€373k▼
Amounts payable after more than one year17€322k€237k▼
Financial debts170/4€16k€0▼
Other amounts payable178/9€307k€237k▼
Amounts payable within one year42/48€252k€136k▼
Current portion of amounts payable after more than one year42€34k€16k▼
Financial debts43€125k€70k▼
Credit institutions430/8€55k€0▼
Other loans439€70k€70k=
Trade debts44€14k€2k▼
Suppliers440/4€14k€2k▼
Taxes, remuneration and social security45€25k€47k▲
Taxes450/3€22k€47k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€55k€1k▼
Income statement
Code20242025
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€33k▲
Other operating charges640/8€4k€6k▲
Gross operating margin9900€146k€206k▲
Operating profit (loss)9901€110k€167k▲
Financial income75/76B€6k€5k▼
Recurring financial income75€6k€5k▼
Financial charges65/66B€15k€11k▼
Recurring financial charges65€15k€11k▼
Profit (loss) for the period before taxes9903€101k€160k▲
Income taxes67/77€15k€46k▲
Profit (loss) for the period9904€86k€114k▲
Transfer from tax-exempt reserves789€76k€0▼
Profit (loss) for the period to be appropriated9905€162k€114k▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€114k▲
Profit (loss) brought forward from the previous period14P€-53k€0▲
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€110k€114k▲
To other reserves6921€110k€114k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Equity above €200kEq €237k ▲93.2%
2 profitable years in a row build equity to €237k.
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 433 days late
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Back to profitnet €86k
Net result €86k after one loss-making year.
30-09
Financial
Equity above €100kEq €123k ▲231%
Equity rises from €37k to €123k.
2023
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 8 days late
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €-116k ▼176%
Net result drops to €-116k, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity quadruplescurrent ratio 2.93
Current ratio from 0.71 to 2.93; short-term debt falls from €1.34M to €74k.
Show earlier events
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Highest result since 2018net €152k ▲1.2%
Operating result €225k, net result €152k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-10
State Gazette act
Board meeting · Power of attorney
Permanent representative
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2014
15-01
State Gazette act
Board meeting · Power of attorney
Permanent representative · Mandate term
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roetestraat 592570 DuffelGround area
1,191 m²
Building footprint
207 m²
Volume, LiDAR
1,136 m³
Parcel 12009A0285/00F000, Flanders · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
QUERIBUS
since 20012.095.452.792
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009A0285/00F000 | Flanders | 1,191 m² | 1 · 206 m² | 9.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500ZHIF93LUDJE982
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,143 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2001
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.