QUERCUS P.R.
ActiveQUERCUS P.R. has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €19k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 42% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-9
Solvency65▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.29 against 1.84 in 2024; short-term debt: 24% and cash: 22.4% of total assets), but 59.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.3%
Return on assets
7.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
30 d late
2023
26 d late
2022
31 d late
2021
31 d late
2020
23 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▲ 0.2%
2024 · €104k
2018: €49k
2019: €70k
2020: €85k
2021: €99k
2022: €126k
2023: €98k
2024: €104k
2018 → 2025
Total assets
€259k▼ 10.9%
2024 · €291k
2018: €285k
2019: €271k
2020: €325k
2021: €307k
2022: €319k
2023: €318k
2024: €291k
2018 → 2025
Net result
€19k▼ 57.1%
2024 · €43k
2018: €3k
2019: €27k
2020: €17k
2021: €15k
2022: €32k
2023: €9k
2024: €43k
2018 → 2025
Working capital
€80k▲ 16.8%
2024 · €69k
2018: €26k
2019: €57k
2020: €75k
2021: €65k
2022: €95k
2023: €64k
2024: €69k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€99k-€126k▲ 27.2%€98k▼ 22.1%€104k▲ 6.3%€104k▲ 0.2%
Operating result€25k-€48k▲ 95.3%€18k▼ 62.9%€62k▲ 249%€33k▼ 46.8%
Net result€15k-€32k▲ 108%€9k▼ 70.7%€43k▲ 362%€19k▼ 57.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €259k
Fixed assets
€117k▼ 16.5%
Current assets
€143k▼ 5.7%
Equity and liabilities €259k
Equity
€104k▲ 0.2%
Debt
€155k▼ 17.1%
The debt ratio falls from 64.2% to 59.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61k▼
2024 · €90k
Cash flow
€47k▼
2024 · €72k
Solvency
40.3%▲
2024 · 35.8%
Current ratio
2.29▲
2024 · 1.84
Quick ratio
1.88▲
2024 · 1.53
Debt / equity
1.48▼
2024 · 1.79
ROE
17.8%▼
2024 · 41.6%
ROA
7.2%▼
2024 · 14.9%
Interest coverage
11.11▼
2024 · 18.29
Debt
€155k▼
2024 · €187k
Debt ≤ 1 year
€62k▼
2024 · €82k
Debt > 1 year
€93k▼
2024 · €104k
Income taxes
€9k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€291k€259k▼
Fixed assets21/28€140k€117k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€140k€117k▼
Land and buildings22€628€338▼
Plant, machinery and equipment23€26k€19k▼
Furniture and vehicles24€4k€3k▼
Leasing and similar rights25€104k€92k▼
Other tangible fixed assets26€5k€3k▼
Current assets29/58€151k€143k▼
Stocks and contracts in progress3€25k€25k▼
Stocks30/36€25k€25k▼
Amounts receivable within one year40/41€61k€54k▼
Trade receivables40€61k€51k▼
Other amounts receivable41€297€3k▲
Cash at bank and in hand54/58€60k€58k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€291k€259k▼
Equity10/15€104k€104k▲
Contributions10/11€6k€6k=
Reserves13€95k€98k▲
Distributable reserves133€95k€98k▲
Profit (loss) carried forward14€3k-
Amounts payable17/49€187k€155k▼
Amounts payable after more than one year17€104k€93k▼
Financial debts170/4€92k€80k▼
Other amounts payable178/9€13k€13k=
Amounts payable within one year42/48€82k€62k▼
Current portion of amounts payable after more than one year42€16k€12k▼
Trade debts44€4k€13k▲
Suppliers440/4€4k€13k▲
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€13k€9k▼
Other amounts payable47/48€50k€29k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k▼
Other operating charges640/8€4k€6k▲
Gross operating margin9900€94k€67k▼
Operating profit (loss)9901€62k€33k▼
Financial income75/76B€230€1▼
Recurring financial income75€230€1▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€57k€28k▼
Income taxes67/77€14k€9k▼
Profit (loss) for the period9904€43k€19k▼
Profit (loss) for the period to be appropriated9905€43k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€21k▼
Profit (loss) brought forward from the previous period14P€3k€3k=
Transfer from equity791/2€26k€15k▼
Transfer to equity691/2€32k€18k▼
To other reserves6921€32k€18k▼
Profit to be distributed694/7€37k€18k▼
Return on contributions (dividend)694€27k€18k▼
Directors or managers695€10k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Highest result since 2018net €43k ▲362%
Operating result €62k, net result €43k, both a record.
31-12
Financial
Equity above €100kEq €104k ▲6.3%
7 profitable years in a row build equity to €104k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €126k ▲27.2%
5 profitable years in a row build equity to €126k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Helzoldstraat 1103530 Houthalen-HelchterenGround area
1,576 m²
Building footprint
152 m²
Volume, LiDAR
888 m³
Parcel 72014D0491/00Y000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Quercus P.R.
since 20092.189.663.746
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72014D0491/00Y000 | Flanders | 1,576 m² | 1 · 152 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
4 categoriesQUERCUS P.R. BV38847
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Of 746 companies in sector 43332 we hold annual accounts for 411. 355 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2009
Fiscal year end31-12
Activities, NACEBEL
43332Laying of wooden floor and wall coverings
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.