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QUEIROZ CONSTRUCT

Active
Private limited companyfounded 2025active for 1 yearFabriekstraat 2, 1601 Sint-Pieters-Leeuw, Belgium57 active companies are registered at this addressKBO/BCE: BE 1022.387.027

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

QUEIROZ CONSTRUCT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,770 and a net result of €4,270. Its solvency ranks better than 65% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

KBO
Status
Active since 15-04-2025 Normal situation
Legal form
Private limited company
Registered office
Fabriekstraat 2, 1601 Sint-Pieters-Leeuw
Activity
Plastering work NACE 43310and 3 others
Establishment unit
2.374.052.531 1601 Sint-Pieters-Leeuw, since 15-04-2025
Financial year end
31 December
Peppol
Reachable since 17-12-2025

Board and ownership

Financial position

70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€5,706
Turnover
≈ €57,000
estimated
Profit
€4,270
Equity
€6,770
Total assets
€11,240
2025 accounts filed 28 days after the deadline
Filed on 28-08-2026at the National Bank
Score breakdownraises riskSize: total assets €11,240Founded in 2025lowers riskLiquidity: current ratio 2.51, cash €3,230Equity €6,770 (60.2% of total assets)Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 75% of micro companies in specialised construction (NACE 43)
Financial strength
Strong
Solvency 85
equity 60.2% of total assets
Liquidity 67
short-term debt 39.8% · cash 28.7%
Profitability 100
return on assets 38.0%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 05-2026: 1.9% 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 2.0%▲ +0.1 percentage points vs 06-2026 08-2026: 2.4%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.7%▼ -1.7 percentage points vs 08-2026lowest value 10-2026: 0.8%▲ +0.1 percentage points vs 09-2026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 66% of them on solvency, 66% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Size: total assets €11,240
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 2.51, cash €3,230
NBB · annual accounts
lowers risk · Equity €6,770 (60.2% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
28 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Financials · financial year 2025, micro format

2025 annual accounts filed 28 days after the deadline Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00482622.

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
28-08-2026
Format
micro format
Reference
2026-00482622
Turnover
≈ €57,000
Estimated: probably between €33,000 and €120,000
Total assets
€11,240
Net result
€4,270
Working capital
€6,770

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Equity and liabilities €11,240
Equity €6,770
Debt €4,470
Debt's share of the balance-sheet total is 39.8%.
Key figures and ratios
2025 value
Current ratio
2.51
Debt to equity
0.66
ROE
63.1%
ROA
38.0%
Debt ≤ 1 year
€4,470

Companies with the same profile, two years later

Historical observation

In July 2024, 11,279 companies had the same profile as QUEIROZ CONSTRUCT has now. Two years later, 0.7% had gone bankrupt and 96.6% were still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% was still going

That fits the bankruptcy probability of QUEIROZ CONSTRUCT itself: 0.8% within 12 months.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for QUEIROZ CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 26 lines

Source: Annual accounts 2025 at the NBB, filed on 28-08-2026.

Balance sheet Code2025
Assets
Total assets20/58€11,240
Current assets29/58€11,240
Amounts receivable within one year40/41€8,010
Trade receivables40€7,125
Other amounts receivable41€885
Cash at bank and in hand54/58€3,230
Equity and liabilities
Total equity and liabilities10/49€11,240
Equity10/15€6,770
Contributions10/11€2,500
Profit (loss) carried forward14€4,270
Amounts payable17/49€4,470
Amounts payable within one year42/48€4,470
Trade debts44€828
Suppliers440/4€828
Other amounts payable47/48€3,642
Income statement Code2025
Other operating charges640/8€1,413
Gross operating margin9900€5,706
Operating profit (loss)9901€4,293
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€25
Recurring financial charges65€25
Profit (loss) for the period before taxes9903€4,270
Profit (loss) for the period9904€4,270
Profit (loss) for the period to be appropriated9905€4,270
Appropriation of the result
Profit (loss) to be appropriated9906€4,270

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Line2025
Other operating charges640/8€1,413
Gross operating margin9900€5,706
Operating profit (loss)9901€4,293
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€25
Recurring financial charges65€25
Profit (loss) for the period before taxes9903€4,270
Profit (loss) for the period9904€4,270
Profit (loss) for the period to be appropriated9905€4,270
Line2025
Assets
Total assets20/58€11,240
Current assets29/58€11,240
Amounts receivable within one year40/41€8,010
Trade receivables40€7,125
Other amounts receivable41€885
Cash at bank and in hand54/58€3,230
Equity and liabilities
Total equity and liabilities10/49€11,240
Equity10/15€6,770
Contributions10/11€2,500
Profit (loss) carried forward14€4,270
Amounts payable17/49€4,470
Amounts payable within one year42/48€4,470
Trade debts44€828
Suppliers440/4€828
Other amounts payable47/48€3,642
Line2025
Profit (loss) for the period9904€4,270
Operating cash flow (approximation)€4,270

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 28-08-2026 2026-00482622 NBB

Comparable companies

These companies have the same main activity as QUEIROZ CONSTRUCT: plastering work (NACE 43310). They are comparable in size and age: total assets between €13,200 and €19,900, founded between 2023 and 2025.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
QUEIROZ CONSTRUCT Sint-Pieters-Leeuw2025€11,240€6,770€5,706€4,2702025
ALGO FAÇADE Courcelles2025€16,379€6,456€5,506€2,4562025
D.J.U. Plafonnage Wezembeek-Oppem2024€16,066€2,904€4,577-€3,6932025
BVG CONCEPT Jette2025€15,726€4,280€3,440€2,2802025
LUCRA Renovation Sint-Katelijne-Waver2023€13,205€8,215€5,120€1,5542025
SLB BATI Sint-Pieters-Leeuw2023€16,159-€4,462€8,040-€4972025
M&LS CONSTRUCT Vilvoorde2025€19,926€9,321€8,060€6,3212025

They were chosen from the 1,677 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025
DA COSTA QUEIROZ Fernando
Director · appointed in the act of 17-04-2025 · listed in the 2025 annual accounts, filed on 28-08-2026
Current

Mandate history

1 person, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
DA COSTA QUEIROZ Fernando
  • Director, appointed in the act of 17-04-2025, still in office
See the board, name and registered office on a given date →

The board according to the articles of association

Board and representation

Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Het bestuursorgaan kan bijzondere gevolmachtigden van de vennootschap aanstellen. b) Vertegenwoordiging van de vennootschap Ongeacht of de…”
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, 1”

Audit, dissolution and liquidation

Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleThe articles set when and by whom the company can be dissolved.
“Vormen vereist voor statutenwijziging, algemene vergadering”
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Bestuurder(s) in functie indien geen andere vereffenaar benoemd”

Articles of association, deed of 17-04-2025

Owners and capital

Capital transactions

Shareholders according to the deeds
At incorporation act of 17-04-2025 ↗
Capital over time
  1. 17-04-2025 Incorporation · €2,500 · 100 shares

Shares according to the articles of association

Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Elke overdracht onder levenden zowel ten bezwarende als kosteloze titel zowel vrijwillig als gedwongen (uitsluiting en uittreding) zowel in…”
Other provisionsThese rules from the articles cover subjects other than the board, the shares, the purpose and the meetings.
“Stortingsplicht, bestuursorgaan zelfstandig”
“Inbreng in geld met uitgifte nieuwe aandelen-recht van voorkeur, eerst aan bestaande aandeelhouders naar evenredigheid van aantal aandelen”
“Op naam, aard van de aandelen”
“Op naam, aard van de andere effecten”
“Ondeelbaarheid van de effecten, één eigenaar per effect voor uitoefening aan aandeelhouders toegekende rechten”
“Bevoegdheden van de bestuurders, geheel van bevoegdheden toegekend met mogelijkheid deel te delegeren”
“Vergoeding van de bestuurders, algemene vergadering beslist of mandaat al dan niet ten kosteloze titel”
“Dagelijks bestuur, bij gebrek aanwijzing geacht alleen te kunnen handelen”
“Controle van de vennootschap, één of meerdere commissarissen”
“Organisatie en bijeenroeping algemene vergadering”
“Schriftelijke algemene vergadering”
“Deelneming op afstand langs elektronische weg, door vennootschap ter beschikking gesteld elektronisch communicatiemiddel”
“Toegang algemene vergadering, register effecten op naam”
“Zittingen-notulen, een of meer vertegenwoordigingsbevoegde leden bestuursorgaan”
“Beraadslagingen-stemrecht, iedere andere persoon, schriftelijk”
“Bestuursorgaan, verdaging”
“Artikelen 5:142 en 5:143 Wetboek van vennootschappen en verenigingen, bestemming winst-reserves”
Liquidation distribution: “Aanzuivering schulden, lasten en kosten of consignatie, naar verhouding aantal aandelen”
“Woonstkeuze, zetel”
“Gerechtelijke bevoegdheid, rechtbank in wiens rechtsgebied zetel is gevestigd”
“Gemeen recht”
1 more provision in the deed, see the deed of 17-04-2025

Articles of association, deed of 17-04-2025 (in Dutch)

Group and network

Connections & network

1 current director
Depth

The network starts from the directors of QUEIROZ CONSTRUCT. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 15 April 2025, QUEIROZ CONSTRUCT was incorporated as a private limited company by one natural person, with a starting capital of €2,500.12 DA COSTA QUEIROZ Fernando is director of the company, appointed in the act of 17-04-2025.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 17-04-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
28-08
NBB filing Annual accounts filedNBB
financial year 2025 · micro format · 28 days late
2025
17-04
Gazette deed Incorporation
Appointment: DA COSTA QUEIROZ Fernando (director) · Founder · Founding capital10 points ▸
  • Incorporation, 14-04-2025
  • Founder, DA COSTA QUEIROZ Fernando (comparant)
  • Founding capital, €2,500
  • Other provision, “bevestiging deponering en beschikking”, 2500 (deed in Dutch)
  • Other provision, “statuten luiden als volgt, aanname statuten” (deed in Dutch)
  • Capital
  • Other provision, “slot- en overgangsbepalingen-inwerkingtreding, neerlegging ter griffie van uitgifte oprichtingsakte en andere documenten artikel 2:6 Wetboek van vennootschappen…” (deed in Dutch)
  • Registered office clause, “1600 SINT-PIETERS-LEEUW, Fabriekstraat 2” (deed in Dutch)
  • Board rule, 1
  • Director appointment, DA COSTA QUEIROZ Fernando (director)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Register details

Identity

KBO record
Name QUEIROZ CONSTRUCT in Dutch
Enterprise number 1022.387.027
Legal form Private limited company
Status Active, normale toestand
Founded 15-04-2025
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 17-04-2025 (in Dutch)
Name clauseThe company operates under this name according to its articles.
QUEIROZ CONSTRUCT
deed of 17-04-2025 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, bij enkel besluit bestuursorgaan in België of buitenland”
deed of 17-04-2025 (in Dutch)

Registered office and establishments

Registered office Fabriekstraat 2, 1601 Sint-Pieters-Leeuw, Belgium
Establishments 1 establishment unit since 2025

Activities

NACEBEL 2025
43310 Plastering work main activity
43320 Joinery installation
43341 Painting of buildings
43350 Other building finishing work
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het uitvoeren van alle werken als algemeen aannemer in de bouwsector, renovatie, verbouwing, afbraak, binnen- en buiteninrichting van alle…”
6 activities
  1. Het uitvoeren van alle werken als algemeen aannemer in de bouwsector, renovatie, verbouwing, afbraak, binnen- en buiteninrichting van alle gebouwen of infrastructuren, openbaar of privé, voor residentieel, commercieel, industrieel of ander gebruik, evenals alle civieltechnische werken.
  2. De aankoop, verkoop, distributie, invoer en uitvoer van alle bouwmaterialen, gereedschappen, uitrusting, machines en benodigdheden, evenals van alle roerende of onroerende goederen die direct of indirect verband houden met de bouw- en renovatiesector.
  3. Het uitvoeren van alle activiteiten inzake schoonmaak, met inbegrip van industriële en huishoudelijke schoonmaak, het reinigen van kantoren, werven, ramen, voertuigen, alsook gespecialiseerde reiniging, onder andere na schade of werken.
  4. De invoer, uitvoer, groothandel en kleinhandel, vertegenwoordiging, distributie en commercialisatie van alle soorten goederen, roerende goederen, afgewerkte of halfafgewerkte producten, grondstoffen of andere producten, evenals alle daaraan verbonden dienstverlening.
  5. De organisatie en uitvoering van vervoer van goederen en personen, zowel nationaal als internationaal, over land, over zee, over rivieren of door de lucht, voor eigen rekening of voor rekening van derden, met inbegrip van leveringsdiensten, koeriersdiensten, logistieke activiteiten en verhuur van voertuigen met of zonder chauffeur.
  6. Het uitoefenen van activiteiten inzake elektronische handel (e-commerce), met inbegrip van de creatie, het beheer en de exploitatie van onlineverkoopplatformen of digitale diensten, en de verkoop op afstand van goederen en diensten via alle bestaande of toekomstige technologische middelen, waaronder websites, mobiele applicaties of derde platformen.

The full purpose is in the deed

deed of 17-04-2025 (in Dutch)

Invoicing and payment

VAT number BE 1022.387.027
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1022387027
Other Peppol ID 9925:BE1022387027
Registered 17-12-2025

Follow this company and you will hear the day it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1022.387.027

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 19:00
deed of 17-04-2025 (in Dutch)

The scores and ratios are Checked's own calculations, not a credit decision.

Environmental permits: No permit applications found in Flanders.

Sites & property

Location
registered office establishment The establishment unit on the map
57 companies at this address See who is registered here
1 establishment unit
QUEIROZ CONSTRUCT
Fabriekstraat 2, 1601 Sint-Pieters-LeeuwPlastering work
since 2025unit number 2.374.052.531

Buildings and parcels at the address

Ground area
194 m²
Building footprint
168 m²
Building volume
973 m³
Parcel 23069A0144/00M004, Flanders · tallest building 11.6 m.
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
23069A0144/00M004 Flanders 194 m² 1 · 168 m² 11.6 m · 1