Que Tapa
ActiveThe computed 12-month bankruptcy probability of Que Tapa is 1.6% (moderate). The 2025 annual accounts show equity of €44k and a net result of €13k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 35% of 13270 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▲+2
Solvency38▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.72 against 0.63 in 2024; short-term debt: 21.5% and cash: 4.8% of total assets), and 87.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.9%
Return on assets
3.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
13 d early
2023
16 d early
2022
on the day
2021
1 d early
2020
68 d late
2019
64 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 42.7%
2024 · €31k
2018: €23k
2019: €22k
2020: €17k
2021: €11k
2022: €20k
2023: €22k
2024: €31k
2018 → 2025
Total assets
€339k▲ 0.3%
2024 · €337k
2018: €29k
2019: €28k
2020: €20k
2021: €429k
2022: €427k
2023: €398k
2024: €337k
2018 → 2025
Net result
€13k▲ 24.6%
2024 · €10k
2018: €3k
2019: €-907
2020: €-5k
2021: €-6k
2022: €9k
2023: €2k
2024: €10k
2018 → 2025
Working capital
€-21k▼ 4.3%
2024 · €-20k
2018: €23k
2019: €22k
2020: €17k
2021: €28k
2022: €6k
2023: €-2k
2024: €-20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€20k▲ 81.3%€22k▲ 9.0%€31k▲ 40.1%€44k▲ 42.7%
Operating result€265-€20k▲ 7,609%€11k▼ 44.7%€25k▲ 120%€28k▲ 13.6%
Net result€-6k-€9k€2k▼ 79.9%€10k▲ 480%€13k▲ 24.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €339k
Fixed assets
€286k▼ 5.6%
Current assets
€52k▲ 53.3%
Equity and liabilities €339k
Equity
€44k▲ 42.7%
Debt
€295k▼ 3.9%
The debt ratio falls from 90.9% to 87.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▲
2024 · €39k
Cash flow
€29k▲
2024 · €25k
Solvency
12.9%▲
2024 · 9.1%
Current ratio
0.72▲
2024 · 0.63
Quick ratio
0.62▲
2024 · 0.55
Debt / equity
6.77▼
2024 · 10.05
ROE
29.9%▼
2024 · 34.3%
ROA
3.9%▲
2024 · 3.1%
Interest coverage
5.03▲
2024 · 4.89
Debt
€295k▼
2024 · €307k
Debt ≤ 1 year
€73k▲
2024 · €54k
Debt > 1 year
€221k▼
2024 · €251k
Income taxes
€7k▲
2024 · €7k
Staff costs
€46k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€337k€339k▲
Fixed assets21/28€303k€286k▼
Intangible fixed assets21€270€225▼
Tangible fixed assets22/27€301k€286k▼
Land and buildings22€277k€270k▼
Plant, machinery and equipment23€9k€4k▼
Furniture and vehicles24€796€370▼
Other tangible fixed assets26€15k€12k▼
Financial fixed assets28€2k-
Current assets29/58€34k€52k▲
Stocks and contracts in progress3€4k€7k▲
Stocks30/36€4k€7k▲
Amounts receivable within one year40/41€2k€28k▲
Trade receivables40€2k€22k▲
Other amounts receivable41-€6k
Cash at bank and in hand54/58€27k€16k▼
Deferred charges and accrued income490/1€1k€556▼
Equity and liabilities
Total equity and liabilities10/49€337k€339k▲
Equity10/15€31k€44k▲
Contributions10/11€6k€6k=
Reserves13€24k€37k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€22k€36k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€307k€295k▼
Amounts payable after more than one year17€251k€221k▼
Financial debts170/4€246k€221k▼
Other amounts payable178/9€5k-
Amounts payable within one year42/48€54k€73k▲
Current portion of amounts payable after more than one year42€25k€25k▲
Financial debts43€3k€4k▲
Credit institutions430/8€3k€4k▲
Trade debts44€18k€16k▼
Suppliers440/4€18k€16k▼
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€3k€5k▲
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€2k€22k▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Non-recurring operating income76A€236€0▼
Remuneration, social security and pensions62€17k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€16k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€15k€1k▼
Gross operating margin9900€72k€93k▲
Operating profit (loss)9901€25k€28k▲
Financial income75/76B€587€966▲
Recurring financial income75€587€966▲
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€17k€20k▲
Income taxes67/77€7k€7k▲
Profit (loss) for the period9904€10k€13k▲
Profit (loss) for the period to be appropriated9905€10k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€13k▲
Transfer to equity691/2€9k€13k▲
To other reserves6921€9k€13k▲
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €13k ▲24.6%
Operating result €28k, net result €13k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €9k
Net result €9k after 3 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 68 days late
2020
26-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
23-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsplein 88380 BruggeGround area
933 m²
Building footprint
294 m²
Volume, LiDAR
1,479 m³
2 parcels, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Que Tapa
since 20042.137.757.363
Que Tapa
since 20252.369.518.671
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31007E0769/00V000 | Flanders | 541 m² | 1 · 155 m² | 7.7 m · 2 fl. |
| 31007E0812/00R000 | Flanders | 392 m² | 1 · 138 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrugge2.137.757.363
Legal Entity Identifier
9845005F86570VC8HB79
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Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 2,018 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2004
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
47210Retail sale of fruit and vegetables
47810Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.