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QUBUS

Active
Private limited companyfounded 20215 yrs activeBendeakkers 6, 2460 Kasterlee, BelgiumKBO/BCE: BE 0762.578.069

QUBUS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €2.17M and a net result of €140k. Equity is growing by ~49.3% per year across the filed fiscal years. Its solvency ranks better than 46% of 9863 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Two signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-06-2025, 32 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
32 d early
2023
28 d late
2022
32 d early
2021
33 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€2.17M▲ 6.9%
2023 · €2.03M
2021: €131k 2022: €892k 2023: €2.03M
2021 → 2024
Net result
€140k▼ 87.7%
2023 · €1.14M
2021: €56k 2022: €761k 2023: €1.14M
2021 → 2024
Total assets
€4.32M▲ 6.2%
2023 · €4.07M
2021: €2.43M 2022: €3.03M 2023: €4.07M
2021 → 2024
Solvency
50.2%▲ 0.3pp
2023 · 49.9%
2021: 5.4% 2022: 29.4% 2023: 49.9%
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2021202220232024Trend
Equity€131k-€892k▲ 581%€2.03M▲ 128%€2.17M▲ 6.9%
Operating result€106k-€188k▲ 77.3%€223k▲ 18.6%€226k▲ 1.5%
Net result€56k-€761k▲ 1,262%€1.14M▲ 49.6%€140k▼ 87.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€500k€1.00MOperating result 2021: €106k€106kNet result 2021: €56k€56kOperating result 2022: €188k€188kNet result 2022: €761k€761kOperating result 2023: €223k€223kNet result 2023: €1.14M€1.14MOperating result 2024: €226k€226kNet result 2024: €140k€140k2021202220232024
The operating result has risen three years in a row; 2024 is 2% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.32M
Fixed assets €2.53M=
Current assets €1.80M▲ 16.4%
Equity and liabilities €4.32M
Equity €2.17M▲ 6.9%
Debt €2.15M▲ 5.6%
The debt ratio falls from 50.1% to 49.8%: equity grows faster than debt.
Key figures and ratios
2024 value · change against 2023
Solvency
50.2%
2023 · 49.9%
ROE
6.5%
2023 · 56.1%
ROA
3.3%
2023 · 28.0%
Debt
€2.15M
2023 · €2.04M
Debt ≤ 1 year
€1.87M
2023 · €1.63M
Debt > 1 year
€283k
2023 · €412k
Income taxes
€50k
2023 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€4.07M€4.32M
Fixed assets21/28€2.53M€2.53M=
Financial fixed assets28€2.53M€2.53M=
Current assets29/58€1.54M€1.80M
Amounts receivable within one year40/41€1.37M€1.10M
Trade receivables40€39k€36k
Other amounts receivable41€1.33M€1.07M
Cash at bank and in hand54/58€172k€694k
Equity and liabilities
Total equity and liabilities10/49€4.07M€4.32M
Equity10/15€2.03M€2.17M
Contributions10/11€75k€75k=
Reserves13€1.95M€2.10M
Distributable reserves133€1.95M€2.10M
Amounts payable17/49€2.04M€2.15M
Amounts payable after more than one year17€412k€283k
Financial debts170/4€412k€283k
Amounts payable within one year42/48€1.63M€1.87M
Current portion of amounts payable after more than one year42€128k€129k
Financial debts43€250k-
Credit institutions430/8€250k-
Trade debts44€63k€1k
Suppliers440/4€63k€1k
Taxes, remuneration and social security45€13k€20k
Taxes450/3€13k€20k
Other amounts payable47/48€1.17M€1.72M
Income statement Code20232024
Other operating charges640/8€109€118
Gross operating margin9900€223k€226k
Operating profit (loss)9901€223k€226k
Financial income75/76B€1.00M-
Recurring financial income75€1.00M-
Financial charges65/66B€39k€35k
Recurring financial charges65€39k€35k
Profit (loss) for the period before taxes9903€1.18M€191k
Income taxes67/77€46k€50k
Profit (loss) for the period9904€1.14M€140k
Profit (loss) for the period to be appropriated9905€1.14M€140k
Appropriation of the result
Profit (loss) to be appropriated9906€1.14M€140k
Transfer to equity691/2€1.14M€140k
To other reserves6921€1.14M€140k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
13-08
State Gazette act Incorporation · Founder
Founding capital · Corporate purpose · Yorik DESMYTTERE
2025
29-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial Highest result since 2021net €1.14M ▲49.6%
Net result €1.14M, the highest in the series.
31-12
Financial Equity above €2MEq €2.03M ▲128%
3 profitable years in a row build equity to €2.03M.
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €500kEq €892k ▲581%
2 profitable years in a row build equity to €892k.
28-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2021
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bendeakkers 62460 Kasterlee
Ground area
1,554 m²
Building footprint
171 m²
Volume, LiDAR
879 m³
Parcel 13017H0982/00A000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
QUBUS
Bendeakkers 6, 2460 KasterleeHoldings
since 20212.312.503.457
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13017H0982/00A000 Flanders 1,554 m² 1 · 171 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 10,648 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-01-2021
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.