QUBIX
ActiveQUBIX has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.68M and a net result of €2k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 69% of 9692 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
76
/ 100
Excellent▲ +27 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability1▲+1
Solvency94▲+30
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 0.95 in 2023), and 45.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
54.2%
Return on assets
0.1%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-10-2025, 77 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
77 d late
2023
31 d late
2022
on the day
2021
31 d late
2020
83 d late
2019
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Turnover
€4.11M
EBIT margin
8.5%
Net result
€2k▲ 2,057%
2023 · €78
2018: €191k
2019: €121k
2020: €133k
2021: €292k
2022: €187k
2023: €78
2018 → 2024
Working capital
€933k
2023 · €-110k
2018: €195k
2019: €349k
2020: €487k
2021: €787k
2022: €873k
2023: €-110k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.59M-€1.88M▲ 18.3%€2.07M▲ 9.9%€2.07M=€1.68M▼ 19.0%
Operating result€252k-€448k▲ 77.7%€305k▼ 32.0%€83k▼ 72.8%€111k▲ 34.4%
Net result€133k-€292k▲ 120%€187k▼ 36.1%€78▼ 100.0%€2k▲ 2,057%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 34% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.09M
Fixed assets
€1.08M▼ 60.4%
Current assets
€2.01M▼ 2.5%
Equity and liabilities €3.09M
Equity
€1.68M▼ 19.0%
Debt
€1.42M▼ 48.0%
The debt ratio falls from 56.8% to 45.8%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€193k▼
2023 · €252k
Cash flow
€83k▼
2023 · €169k
Solvency
54.2%▲
2023 · 43.2%
Current ratio
1.87▲
2023 · 0.95
Quick ratio
0.38▲
2023 · 0.09
Debt / equity
0.84▼
2023 · 1.31
ROE
0.1%▲
2023 · 0.0%
ROA
0.1%▲
2023 · 0.0%
Interest coverage
1.93▼
2023 · 3.30
Debt
€1.42M▼
2023 · €2.72M
Debt ≤ 1 year
€1.08M▼
2023 · €2.17M
Debt > 1 year
€338k▼
2023 · €549k
Income taxes
€10k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€4.79M€3.09M▼
Fixed assets21/28€2.73M€1.08M▼
Tangible fixed assets22/27€2.70M€1.05M▼
Land and buildings22€2.63M€1,000k▼
Furniture and vehicles24€72k€54k▼
Financial fixed assets28€29k€29k=
Current assets29/58€2.06M€2.01M▼
Stocks and contracts in progress3€1.86M€1.60M▼
Stocks30/36€1.86M€1.60M▼
Amounts receivable within one year40/41€33k€292k▲
Trade receivables40€23k€67k▲
Other amounts receivable41€10k€225k▲
Cash at bank and in hand54/58€92k€70k▼
Deferred charges and accrued income490/1€80k€44k▼
Equity and liabilities
Total equity and liabilities10/49€4.79M€3.09M▼
Equity10/15€2.07M€1.68M▼
Contributions10/11€50k€50k=
Revaluation surpluses12€600k€205k▼
Reserves13€1.42M€1.42M▲
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€1.41M€1.42M▲
Profit (loss) carried forward14€6k€473▼
Amounts payable17/49€2.72M€1.42M▼
Amounts payable after more than one year17€549k€338k▼
Financial debts170/4€549k€338k▼
Amounts payable within one year42/48€2.17M€1.08M▼
Current portion of amounts payable after more than one year42€101k€81k▼
Financial debts43€1.66M€656k▼
Credit institutions430/8€1.66M€656k▼
Trade debts44€42k€71k▲
Suppliers440/4€42k€71k▲
Taxes, remuneration and social security45€109k€85k▼
Taxes450/3€109k€85k▼
Other amounts payable47/48€263k€185k▼
Income statement
Code20232024
Non-recurring operating income76A€11k€259k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€169k€81k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-38k-
Other operating charges640/8€21k€16k▼
Non-recurring operating charges66A€4-
Gross operating margin9900€235k€209k▼
Operating profit (loss)9901€83k€111k▲
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€76k€100k▲
Recurring financial charges65€76k€100k▲
Profit (loss) for the period before taxes9903€6k€12k▲
Income taxes67/77€6k€10k▲
Profit (loss) for the period9904€78€2k▲
Profit (loss) for the period to be appropriated9905€78€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€7k▲
Profit (loss) brought forward from the previous period14P€6k€6k▲
Transfer to equity691/2-€7k
To other reserves6921-€7k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 77 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €78 ▼100%
Net result drops to €78, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €2MEq €2.07M ▲9.9%
5 profitable years in a row build equity to €2.07M.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €292k ▲120%
Operating result €448k, net result €292k, both a record.
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 83 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Laureins · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mandeweg(STL) 289980 Sint-LaureinsGround area
2,969 m²
Building footprint
326 m²
Volume, LiDAR
1,450 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
QUBIX
since 20062.153.075.247
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43013C0394/00F000 | Flanders | 2,183 m² | 1 · 203 m² | 8.8 m · 2 fl. |
| 43014B0341/07G000 | Flanders | 785 m² | 1 · 123 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
CITY COMMERCE KVK
BE 0821.489.832
Antwerpen · Eq €1.68M
EQUITOM
BE 0891.645.378
Lummen · Eq €1.68M
STRIMA INVEST
BE 0842.173.202
Brussel · Eq €1.67M
WOENST
BE 0419.926.262
Ternat · Eq €1.67M
VASTIA RISKLESS FUND
BE 0544.990.045
Wemmel · Eq €1.67M
Of 7,288 companies in sector 68110 we hold annual accounts for 5,354. 2,807 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2006
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
70120
68121Development of residential building projects
68122Development of non-residential building projects
68204Real estate activities
70111
70112
70113
70200Business and other management consultancy
70204
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.