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QUBIT ANALYTICS

Active
Private limited companyfounded 2023active for 3 yearsVoie de l'Eau 19, 4100 Seraing, BelgiumKBO/BCE: BE 0804.118.320
Summary

QUBIT ANALYTICS has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70,523 and a net result of €232,678. Equity remains stable across the filed financial years (±1.1% per year). Its solvency ranks better than 18% of 21,059 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100
1 site
Size
€454,690total assets 2025
Equity
€70,523
Profit
€232,678
Turnover not published (micro format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts filed 19 days late1 of 2 deeds read
Why 92raises riskLatest accounts 19 days late; 1 of the last 3 latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €454,690Liquidity: current ratio 1.14, cash €90,908Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 39% of its sector peers (NACE 62, micro)
Financial strength · tick = 2024
Average
Solvency 41-3
equity 15.5% of total assets
Liquidity 29-6
short-term debt 84.3% · cash 20.0%
Profitability 100=
return on assets 51.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,871 companies, NACE 62, micro)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.14, compared with 1.15 in 2024, below the usual 1.5; short-term debt: 84.3% and cash: 20% of total assets), and 84.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 19% on solvency, 10% on liquidity, 82% on profitability and 45% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €454,690
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.14, cash €90,908
NBB · annual accounts
raises risk · Latest accounts 19 days late; 1 of the last 3 late
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 21059 sector peers (2025).
NBB · sector comparison
Position among 21059 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
19 days late
2024
11 days late
2023
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 20 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
23-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2023 to 2025net €232,678 ▲29.5%
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

2025 annual accounts filed late (19 days) Filed on 19 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00419998.

Equity
€70,523▲ 1.0%
2024 · €69,846
Total assets
€454,690▲ 23.1%
2024 · €369,493
Net result
€232,678▲ 29.5%
2024 · €179,618
Working capital
€53,009▲ 22.8%
2024 · €43,177
Trend over the years

2023 to 2025, 3 financial years

The operating result has risen two years in a row; 2025 is 30% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€305,386 2025 Net result€232,678 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€85,075-€234,503▲ 176%€305,386▲ 30.2%
Net result€62,028above the sector's middle half-€179,618above the sector's middle half▲ 190%€232,678above the sector's middle half▲ 29.5%
Equity€69,028within the sector's middle half-€69,846within the sector's middle half▲ 1.2%€70,523within the sector's middle half▲ 1.0%
Total assets€134,104within the sector's middle half-€369,493above the sector's middle half▲ 176%€454,690above the sector's middle half▲ 23.1%
Debt€65,076-€299,647▲ 360%€384,167▲ 28.2%
Working capital€31,556within the sector's middle half-€43,177within the sector's middle half▲ 36.8%€53,009within the sector's middle half▲ 22.8%
Solvency51.5%within the sector's middle half-18.9%below the sector's middle half▼ 32.6pp15.5%below the sector's middle half▼ 3.4pp
Current ratio1.49within the sector's middle half-1.15below the sector's middle half▼ 0.341.14below the sector's middle half▼ 0.01
Return on assets (ROA)46.3%above the sector's middle half-48.6%above the sector's middle half▲ 2.4pp51.2%above the sector's middle half▲ 2.6pp
above within below the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €454,690
Fixed assets €18,347 ▼ 42.6%
Current assets €436,343 ▲ 29.3%
Equity and liabilities €454,690
Equity €70,523 ▲ 1.0%
Debt €384,167 ▲ 28.2%
Debt's share of the balance-sheet total rises from 81.1% to 84.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€319,024▲
2024 · €247,881
Cash flow
€246,315▲
2024 · €192,996
Debt to equity
5.45▲
2024 · 4.29
ROE
329.9%▲
2024 · 257.2%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€383,335▲
2024 · €294,332
Debt > 1 year
€382▼
2024 · €4,871
Income taxes
€72,211▲
2024 · €54,291
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,602 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 96.4% are still going.

  • Small
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
2.3% went bankrupt
0.9% stopped otherwise
96.4% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,602 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€369,493€454,690▲
Fixed assets21/28€31,985€18,347▼
Intangible fixed assets21€12,290€8,930▼
Tangible fixed assets22/27€19,695€9,417▼
Furniture and vehicles24€19,695€9,417▼
Current assets29/58€337,508€436,343▲
Amounts receivable within one year40/41€214,742€258,784▲
Trade receivables40€208,176€257,998▲
Other amounts receivable41€6,566€786▼
Current investments50/53€37,673€86,652▲
Cash at bank and in hand54/58€85,094€90,908▲
Equity and liabilities
Total equity and liabilities10/49€369,493€454,690▲
Equity10/15€69,846€70,523▲
Contributions10/11€7,000€7,000=
Reserves13€62,846€63,523▲
Distributable reserves133€62,846€63,523▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€299,647€384,167▲
Amounts payable after more than one year17€4,871€382▼
Financial debts170/4€4,871€382▼
Amounts payable within one year42/48€294,332€383,335▲
Current portion of amounts payable after more than one year42€4,313€4,489▲
Trade debts44€8,301€5,777▼
Suppliers440/4€8,301€5,777▼
Taxes, remuneration and social security45€108,852€163,160▲
Taxes450/3€108,852€163,160▲
Remuneration and social security454/9€0-
Other amounts payable47/48€172,866€209,909▲
Accrued charges and deferred income492/3€445€450▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,378€13,638▲
Other operating charges640/8€353€686▲
Gross operating margin9900€248,234€319,710▲
Operating profit (loss)9901€234,503€305,386▲
Financial income75/76B€120€921▲
Recurring financial income75€120€921▲
Financial charges65/66B€713€1,418▲
Recurring financial charges65€713€1,418▲
Profit (loss) for the period before taxes9903€233,909€304,889▲
Income taxes67/77€54,291€72,211▲
Profit (loss) for the period9904€179,618€232,678▲
Profit (loss) for the period to be appropriated9905€179,618€232,678▲
Appropriation of the result
Profit (loss) to be appropriated9906€179,618€232,678▲
Transfer to equity691/2€818€678▼
To other reserves6921€818€678▼
Profit to be distributed694/7€178,800€232,000▲
Return on contributions (dividend)694€178,800€232,000▲

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,649€13,378€13,638▲ 1.9%
Other operating charges640/8€59€353€686▲ 94.3%
Gross operating margin9900€87,783€248,234€319,710▲ 28.8%
Operating profit (loss)9901€85,075€234,503€305,386▲ 30.2%
Financial income75/76B-€120€921▲ 670%
Recurring financial income75-€120€921▲ 670%
Financial charges65/66B€21€713€1,418▲ 98.9%
Recurring financial charges65€21€713€1,418▲ 98.9%
Profit (loss) for the period before taxes9903€85,054€233,909€304,889▲ 30.3%
Income taxes67/77€23,027€54,291€72,211▲ 33.0%
Profit (loss) for the period9904€62,028€179,618€232,678▲ 29.5%
Profit (loss) for the period to be appropriated9905€62,028€179,618€232,678▲ 29.5%
Line202320242025Change
Assets
Total assets20/58€134,104€369,493€454,690▲ 23.1%
Fixed assets21/28€37,531€31,985€18,347▼ 42.6%
Intangible fixed assets21€15,650€12,290€8,930▼ 27.3%
Tangible fixed assets22/27€21,881€19,695€9,417▼ 52.2%
Furniture and vehicles24€21,881€19,695€9,417▼ 52.2%
Current assets29/58€96,573€337,508€436,343▲ 29.3%
Amounts receivable within one year40/41€66,035€214,742€258,784▲ 20.5%
Trade receivables40€66,034€208,176€257,998▲ 23.9%
Other amounts receivable41€1€6,566€786▼ 88.0%
Current investments50/53-€37,673€86,652▲ 130%
Cash at bank and in hand54/58€30,538€85,094€90,908▲ 6.8%
Equity and liabilities
Total equity and liabilities10/49€134,104€369,493€454,690▲ 23.1%
Equity10/15€69,028€69,846€70,523▲ 1.0%
Contributions10/11€7,000€7,000€7,000=
Reserves13€62,028€62,846€63,523▲ 1.1%
Distributable reserves133€62,028€62,846€63,523▲ 1.1%
Profit (loss) carried forward14-€0€0-
Amounts payable17/49€65,076€299,647€384,167▲ 28.2%
Amounts payable after more than one year17-€4,871€382▼ 92.2%
Financial debts170/4-€4,871€382▼ 92.2%
Amounts payable within one year42/48€65,017€294,332€383,335▲ 30.2%
Current portion of amounts payable after more than one year42-€4,313€4,489▲ 4.1%
Trade debts44€1,520€8,301€5,777▼ 30.4%
Suppliers440/4€1,520€8,301€5,777▼ 30.4%
Taxes, remuneration and social security45€39,631€108,852€163,160▲ 49.9%
Taxes450/3€39,231€108,852€163,160▲ 49.9%
Remuneration and social security454/9€400€0--
Other amounts payable47/48€23,866€172,866€209,909▲ 21.4%
Accrued charges and deferred income492/3€59€445€450▲ 1.2%
Line202320242025Change
Profit (loss) for the period9904€62,028€179,618€232,678▲ 29.5%
+ Depreciation and write-downs630€2,649€13,378€13,638▲ 1.9%
Operating cash flow (approximation)€64,677€192,996€246,315▲ 27.6%
Investment in fixed assets (approximation)--€7,832€0-
Change in cash-€54,556€5,814▼ 89.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 micro format 19-08-2026 2026-00419998
31-12-2024 micro format 11-08-2025 2025-00368644
31-12-2023 micro format 31-08-2024 2024-00429436

Similar companies · same sector, comparable size

Of the 16,989 active companies whose main activity is computer programming (NACE 62100), figures are known for 8,925. 7,014 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

QUBIT ANALYTICS was incorporated on 19 July 2023 as a private limited company.1 Total assets rose from €134,104 in 2023 to €454,690 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
19-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 19 days late
2025
31-12
Financial Highest result from 2023 to 2025net €232,678 ▲29.5%
Operating result €305,386, net result €232,678, both a record.
11-08
NBB filing Annual accounts filed
financial year 2024 · micro format · 11 days late
2024
31-08
NBB filing Annual accounts filed
financial year 2023 · micro format · 31 days late
15-03
Gazette deed Miscellaneous
General meeting2 facts ▸
  • General meeting, 10-01-2024
  • Other provision, “quasi-apport, matériel informatique” (deed in French)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded19-07-2023
Financial year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
82990Other business support services
85592Vocational training
E-invoicing
Reachable via Peppol
Peppol ID 0208:0804118320
Registered 24-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 23 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Legal Entity Identifier

98450096EDWCB0I3AD97
live in the LEI register

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
106 m²
Building footprint
58 m²
Parcel 62019A0760/00G003, Wallonia. Linked by address, not a title deed.
1 establishment unit
QUBIT ANALYTICS
Voie de l'Eau 19, 4100 SeraingComputer programming
since 2023unit no. 2.348.226.280
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
62019A0760/00G003 Wallonia 106 m² 1 · 58 m² -
How the parcels are linked
Good to know
The parcel matches the address exactly.