QUBIC
ActiveQUBIC has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €454k and a net result of €17k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 54% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-6
Solvency62=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.29 in 2024; short-term debt: 9.4% and cash: 5.8% of total assets), and 63.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.8%
Return on assets
1.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
21 d early
2023
28 d late
2022
70 d early
2021
12 d early
2021
57 d early
2020
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€454k=
2024 · €454k
2019: €109k
2020: €124k
2021: €182k
2021: €377k
2022: €463k
2023: €414k
2024: €454k
2019 → 2025
Total assets
€1.23M▼ 0.2%
2024 · €1.24M
2019: €285k
2020: €1.30M
2021: €1.16M
2021: €1.35M
2022: €1.12M
2023: €1.29M
2024: €1.24M
2019 → 2025
Net result
€17k▼ 58.4%
2024 · €41k
2019: €-9k
2020: €15k
2021: €58k
2021: €66k
2022: €86k
2023: €-50k
2024: €41k
2019 → 2025
Working capital
€25k▼ 2.8%
2024 · €26k
2019: €109k
2020: €278k
2021: €355k
2021: €478k
2022: €133k
2023: €1k
2024: €26k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€377k-€463k▲ 23.0%€414k▼ 10.7%€454k▲ 9.8%€454k=
Operating result€95k-€148k▲ 54.6%€-29k€69k€45k▼ 33.9%
Net result€66k-€86k▲ 31.2%€-50k€41k€17k▼ 58.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.23M
Fixed assets
€1.09M▼ 2.6%
Current assets
€141k▲ 22.9%
Equity and liabilities €1.23M
Equity
€454k=
Debt
€779k▼ 0.4%
The debt ratio falls from 63.3% to 63.2%. Debt is lower.
Key figures and ratios
EBITDA
€80k▼
2024 · €103k
Cash flow
€51k▼
2024 · €75k
Solvency
36.8%▲
2024 · 36.7%
Current ratio
1.22▼
2024 · 1.29
Quick ratio
1.22▼
2024 · 1.29
Debt / equity
1.72▼
2024 · 1.72
ROE
3.7%▼
2024 · 8.9%
ROA
1.4%▼
2024 · 3.3%
Interest coverage
4.12▼
2024 · 4.62
Debt
€779k▼
2024 · €782k
Debt ≤ 1 year
€116k▲
2024 · €89k
Debt > 1 year
€657k▼
2024 · €692k
Income taxes
€9k▲
2024 · €6k
Staff costs
€920▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.23M▼
Fixed assets21/28€1.12M€1.09M▼
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€1.12M€1.09M▼
Land and buildings22€1.11M€1.09M▼
Plant, machinery and equipment23€496€2k▲
Furniture and vehicles24€3k€2k▼
Current assets29/58€115k€141k▲
Amounts receivable within one year40/41€56k€61k▲
Trade receivables40€44k€19k▼
Other amounts receivable41€12k€42k▲
Cash at bank and in hand54/58€52k€72k▲
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.23M▼
Equity10/15€454k€454k=
Contributions10/11€39k€39k=
Reserves13€416k€416k=
Distributable reserves133€416k€416k=
Amounts payable17/49€782k€779k▼
Amounts payable after more than one year17€692k€657k▼
Financial debts170/4€692k€657k▼
Amounts payable within one year42/48€89k€116k▲
Current portion of amounts payable after more than one year42€35k€36k=
Trade debts44€46k€48k▲
Suppliers440/4€46k€48k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€7k€16k▲
Taxes450/3€7k€16k▲
Other amounts payable47/48€518€17k▲
Accrued charges and deferred income492/3€384€6k▲
Income statement
Code20242025
Non-recurring operating income76A€12k-
Remuneration, social security and pensions62€8k€920▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€35k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€113k€85k▼
Operating profit (loss)9901€69k€45k▼
Financial income75/76B€0€120▲
Recurring financial income75€0€120▲
Financial charges65/66B€22k€19k▼
Recurring financial charges65€22k€19k▼
Profit (loss) for the period before taxes9903€46k€26k▼
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€41k€17k▼
Profit (loss) for the period to be appropriated9905€41k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€17k▼
Transfer from equity791/2-€17k
Transfer to equity691/2€41k€17k▼
To other reserves6921€41k€17k▼
Profit to be distributed694/7-€17k
Return on contributions (dividend)694-€17k
Social balance
Average headcount (FTE)90870.2-
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-50k ▼157%
Net result drops to €-50k, the lowest in the series; recovery starts the following year.
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €86k ▲31.2%
Operating result €148k, net result €86k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €377k ▲107%
3 profitable years in a row build equity to €377k.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-01
Financial
Equity above €150kEq €182k ▲46.5%
2 profitable years in a row build equity to €182k.
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 38 days late
31-01
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 40 days late
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kaprijke · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpse Heirweg 459971 KaprijkeGround area
3,122 m²
Building footprint
285 m²
Volume, LiDAR
1,135 m³
Parcel 43009B1279/00K000, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
QUBIC
since 20142.232.018.005
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43009B1279/00K000 | Flanders | 3,122 m² | 1 · 285 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994002LIW4F9RQDN704
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M & M PARTNERS
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INDIAN CAPS
BE 0836.126.934
Antwerpen · Eq €454k
Astridplein
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Zele · Eq €455k
Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,713 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2014
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.