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Qube

Active Risk: not assessed
Private limited companyfounded 2011active for 14 yearsHauwsestraat 62, 9860 Oosterzele, BelgiumKBO/BCE: BE 0842.015.527
Summary

Qube is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €1.0m and a net result of €15,915. Equity has been growing by about 26% per year since 2018. Its solvency ranks better than 35% of 52 sector peers (NACE 66, financial year 2026). The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

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Overview

Official details

Source: KBO
Status
Active since 19-12-2011 Normal situation
Activity
Insurance agents and brokers NACE 66220
Establishment unit
2.299.368.667 9860 Oosterzele, since 01-01-2020
Financial year end
31 March
Peppol
Reachable since 20-05-2026
Company details

Board and ownership

Board
  • De Clercq LaurenceDirector · since 29-11-2021
Holdings
Shares in 1 company BELLAGIO INVEST
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts to 31-03-2026
Profit
€15,915
▼ 55.6%
Equity
€1.0m
▼ 61.9%
Total assets
€2.4m
▼ 17.6%
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 25-10-2026, 6 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
6 days early
2025
on the day
2024
on the day
2023
on the day
2022
3 days late
2020
29 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 31 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2026from €2.7m to €1.0m ▼ 61.9% View
  • Positive: More equity than 86% of companies in auxiliary financial servicessector median €89,822 · 52 companies €1.0m View
  • Positive: 8 profitable years in a rowprofit 2026: €15,915 8 years View
  • Positive: Filed on time since financial year 2023accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Registered office moved from Destelbergen to Scheldewindeke
  2. · Gazette deed Incorporation
All 21 events

Comparable companies

These companies have the same main activity as Qube: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1.6m and €2.9m, founded between 2003 and 2015.

CompanyTotal assetsGross margin
Qube Oosterzele€2.4m€0.06m
NiDeq Destelbergen€2.9m€0.05m
BBW INVEST Mol€1.7m€0.05m
MINNE DECOCK Dentergem€1.6m€0.06m
Dardenne Assurfinance Perwez Perwez€2.1m€0.07m
MARON INSURANCE GROUP Verviers€2.2m€0.03m
ZAKENKANTOOR VAN CAMPENHOUT Meise€2.7m€0.08m
Full comparison

Key facts about Qube
What is the company number of Qube?
The company number of Qube is 0842.015.527. The VAT number is the same number with BE in front: BE 0842.015.527.
Where is Qube based?
The registered office is at Hauwsestraat 62, 9860 Oosterzele.Company details
What does Qube do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of Qube?
The legal form of Qube is Private limited company (BV).
When was Qube founded?
Qube was founded on 19-12-2011.
Is Qube still active?
Yes, Qube is an active enterprise in the KBO register.
What is the turnover of Qube?
The turnover in financial year 2026 is ≈ €180,000. This figure is estimated from the gross margin of €59,517 and 2,666 comparable companies of the same size. It probably lies between €120,000 and €310,000. It is a rough estimate.Financials
Is Qube profitable?
In financial year 2026, Qube made a profit of €15,915.
Where can I find the annual accounts of Qube?
Qube filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of Qube due?
Qube must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date

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