QUATTROCENTO

Active

Public limited companyfounded 200224 yrs activeElsense Steenweg 204, 1050 Elsene, BelgiumKBO/BCE: BE 0476.626.029

Summary

QUATTROCENTO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €278,122 and a net result of -€41,500. Equity is growing by ~17.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

QUATTROCENTOActiveChecked score 88/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€738,789total assets 2025

Equity: €278,122
Loss: -€41,500

Financial health

88 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.2%

Structure

Accounts filed 12 d late0 of 5 deeds read

Why 88- Loss of €41,500 (FY 2025)- Liquidity: current ratio 66.49, cash €41,626, halved+ Size: total assets €738,789+ Legal form Public limited companyShow the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Better than 31% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 63-8

equity 37.6% of total assets

Liquidity 57-43

short-term debt 1.5% · cash 5.6%

Profitability 12-81

return on assets -5.6%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▲ +10.4% vs 12-2024 02-2025: 0.1%▲ +3.4% vs 01-2025 03-2025: 0.1%▼ -0.8% vs 02-2025 04-2025: 0.1%▼ -10.8% vs 03-2025 05-2025: 0.1%▲ +11.2% vs 04-2025 06-2025: 0.1%▼ -1.7% vs 05-2025 07-2025: 0.2%▲ +45.3% vs 06-2025highest value 08-2025: < 0.1%▼ -81.8% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%▲ +3.2% vs 12-2025 02-2026: < 0.1%▲ +3.1% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▼ -6.1% vs 03-2026lowest value 05-2026: < 0.1%▲ +3.2% vs 04-2026 06-2026: < 0.1%▲ +3.1% vs 05-2026 07-2026: < 0.1%▲ +9.1% vs 06-2026 08-2026: 0.1%▲ +100% vs 07-2026 09-2026: 0.2%▲ +113% vs 08-2026 10-2026: 0.2%● 0.0% vs 09-2026

Size: total assets €738,789 lowers the probability for this profile
Loss of €41,500 (FY 2025) raises the probability
Legal form Public limited company lowers the probability
Liquidity: current ratio 66.49, cash €41,626, halved raises the probability

Credit up to €24,000 at 30 days acceptable

Liquidity ample (current ratio 66.49 against 13.0 in 2024; short-term debt: 1.5% and cash: 5.6% of total assets), but 62.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 37%, liquidity 53%, profitability 12%, growth against the median 22%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €738,789

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Loss of €41,500 (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Legal form Public limited company

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 66.49, cash €41,626, halved

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

12 d late

2024

8 d early

2023

29 d late

2022

22 d late

2021

38 d late

2020

4 d late

2019

31 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 18 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage