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QUATTRO

Active
Non-profit associationfounded 201412 yrs activeKloosterstraat(Mar) 18, 8510 Kortrijk, BelgiumKBO/BCE: BE 0555.667.072
Summary

QUATTRO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €90,164 and a net result of -€66,794. The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2024
Axes
Profitability0
Solvency77
Growth-
Track record85
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 2.01; short-term debt: 48.1% and cash: 74.5% of total assets), and 48.1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Social work activities without accommodation (NACE 88)
about 62% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
51.9%
Return on assets
-38.4%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
38 d early
2024
34 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 24 days before the deadline, and 25% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

QUATTRO was incorporated on 31 March 2014.1 Since 2026, REYNAERT Peter has served as chair of the company.2 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 20-07-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Turnover
€120,000
EBIT margin
-56.7%
Net result
-€66,794
Working capital
€84,498

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €173,863
Fixed assets €5,666
Current assets €168,197
Equity and liabilities €173,863
Equity €90,164
Debt €83,700
Debt finances 48.1% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
-€64,142
Cash flow
-€62,951
Current ratio
2.01
Debt to equity
0.93
ROE
-74.1%
ROA
-38.4%
Interest coverage
-1474.53
Debt ≤ 1 year
€83,700
Income taxes
€529
Staff costs
€167,995

Peer companies

Historical observation

Of the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.0% went bankrupt
9.8% stopped otherwise
88% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 39 lines
Balance sheet Code2024
Assets
Total assets20/58€173,863
Fixed assets21/28€5,666
Intangible fixed assets21€4,347
Tangible fixed assets22/27€1,319
Plant, machinery and equipment23€1,319
Current assets29/58€168,197
Amounts receivable within one year40/41€32,651
Other amounts receivable41€32,651
Cash at bank and in hand54/58€129,453
Deferred charges and accrued income490/1€6,093
Equity and liabilities
Total equity and liabilities10/49€173,863
Equity10/15€90,164
Contributions10/11€150,000
Capital10€150,000
Profit (loss) carried forward14-€59,836
Amounts payable17/49€83,700
Amounts payable within one year42/48€83,700
Trade debts44€13,163
Suppliers440/4€13,163
Taxes, remuneration and social security45€32,813
Taxes450/3€2,673
Remuneration and social security454/9€30,140
Accrued charges and deferred income492/3€0
Income statement Code2024
Turnover70€120,000
Goods, raw materials, services and sundry goods60/61€16,938
Remuneration, social security and pensions62€167,995
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,843
Gross operating margin9900€103,853
Operating profit (loss)9901-€67,985
Financial income75/76B€1,764
Recurring financial income75€1,764
Financial charges65/66B€44
Recurring financial charges65€44
Profit (loss) for the period before taxes9903-€66,265
Income taxes67/77€529
Profit (loss) for the period9904-€66,794
Profit (loss) for the period to be appropriated9905-€66,794
Appropriation of the result
Profit (loss) to be appropriated9906-€59,836
Profit (loss) brought forward from the previous period14P€6,958

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Turnover70€120,000
Goods, raw materials, services and sundry goods60/61€16,938
Remuneration, social security and pensions62€167,995
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,843
Gross operating margin9900€103,853
Operating profit (loss)9901-€67,985
Financial income75/76B€1,764
Recurring financial income75€1,764
Financial charges65/66B€44
Recurring financial charges65€44
Profit (loss) for the period before taxes9903-€66,265
Income taxes67/77€529
Profit (loss) for the period9904-€66,794
Profit (loss) for the period to be appropriated9905-€66,794
Line2024
Assets
Total assets20/58€173,863
Fixed assets21/28€5,666
Intangible fixed assets21€4,347
Tangible fixed assets22/27€1,319
Plant, machinery and equipment23€1,319
Current assets29/58€168,197
Amounts receivable within one year40/41€32,651
Other amounts receivable41€32,651
Cash at bank and in hand54/58€129,453
Deferred charges and accrued income490/1€6,093
Equity and liabilities
Total equity and liabilities10/49€173,863
Equity10/15€90,164
Contributions10/11€150,000
Capital10€150,000
Profit (loss) carried forward14-€59,836
Amounts payable17/49€83,700
Amounts payable within one year42/48€83,700
Trade debts44€13,163
Suppliers440/4€13,163
Taxes, remuneration and social security45€32,813
Taxes450/3€2,673
Remuneration and social security454/9€30,140
Accrued charges and deferred income492/3€0
Line2024
Profit (loss) for the period9904-€66,794
+ Depreciation and write-downs630€3,843
Operating cash flow (approximation)-€62,951

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-07
State Gazette act Appointment: REYNAERT Peter (chair)
5 facts ▸
  • Other statement, publicatienummer, 26346868
  • Board meeting, 06-06-2026
  • General meeting, 06-06-2025
  • Director appointment, REYNAERT Peter (chair)
  • Director in office, VANDEPUTTE Mieke (secretary)
23-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
State Gazette actNBB filing
1 of 5 acts read
About the unread acts

Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
REYNAERT Peter
Chair · since 06-06-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
1,078 m²
Building footprint
352 m²
Volume, LiDAR
1,689 m³
Parcel 34026B0006/00H004, Flanders · tallest building 11.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
QUATTRO
Kloosterstraat(Mar) 18, 8510 KortrijkSocial work activities without accommodation
since 20152.239.182.147
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34026B0006/00H004 Flanders 1,078 m² 1 · 352 m² 11.1 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
REYNAERT Peter
  • Chair, from 06-06-2026 to date
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

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Similar companies · same sector, comparable size

Of 143 companies in sector 88109 we hold annual accounts for 37. 23 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formNon-profit association
Founded31-03-2014
Fiscal year end31-12
Activities, NACEBEL 2025
88109Social work activities without accommodation
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.