QUARTIER LUXE
ActiveSummary
The computed 12-month bankruptcy probability of QUARTIER LUXE is 3.0% (moderate). The 2024 annual accounts show equity of €185k and a net result of €30k. Equity is growing by ~43.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 18941 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability71▼-9
Solvency51▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 1.41 in 2023; short-term debt: 56.3% and cash: 0.4% of total assets), and 73.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-10-2025, 71 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
71 d late
2023
136 d late
2022
53 d early
2021
32 d early
2020
24 d early
2019
6 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€30k▼ 48.9%
2023 · €58k
2018: €-185k
2019: €58k
2020: €128k
2021: €67k
2022: €46k
2023: €58k
2018 → 2024
Working capital
€11k▼ 89.9%
2023 · €108k
2018: €-471k
2019: €-372k
2020: €-183k
2021: €182k
2022: €241k
2023: €108k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€30k-€132k▲ 339%€178k▲ 34.7%€235k▲ 32.6%€185k▼ 21.4%
Operating result€140k-€68k▼ 51.7%€49k▼ 27.7%€83k▲ 70.1%€57k▼ 31.0%
Net result€128k-€67k▼ 47.8%€46k▼ 31.6%€58k▲ 26.6%€30k▼ 48.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 31% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €706k
Fixed assets
€298k ▲ 9.1%
Current assets
€408k ▲ 10.2%
Equity and liabilities €706k
Equity
€185k ▼ 21.4%
Debt
€521k ▲ 27.7%
Debt's share of the balance-sheet total rises from 63.4% to 73.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€81k▼
2023 · €192k
Cash flow
€54k▼
2023 · €167k
Current ratio
1.03▼
2023 · 1.41
Quick ratio
1.02▼
2023 · 1.40
Debt to equity
2.81▲
2023 · 1.73
ROE
16.0%▼
2023 · 24.6%
ROA
4.2%▼
2023 · 9.0%
Interest coverage
5.64▼
2023 · 10.00
Debt ≤ 1 year
€397k▲
2023 · €262k
Debt > 1 year
€106k▼
2023 · €145k
Income taxes
€14k▲
2023 · €13k
Staff costs
€183k▲
2023 · €177k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 53 lines
Balance sheet
Code20232024
Assets
Total assets20/58€643k€706k▲
Fixed assets21/28€273k€298k▲
Intangible fixed assets21€6k€5k▼
Tangible fixed assets22/27€259k€285k▲
Land and buildings22€190k€186k▼
Plant, machinery and equipment23€7k€30k▲
Furniture and vehicles24€1k€2k▲
Other tangible fixed assets26€61k€67k▲
Financial fixed assets28€8k€8k=
Current assets29/58€370k€408k▲
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€360k€396k▲
Trade receivables40€2k€4k▲
Other amounts receivable41€359k€392k▲
Cash at bank and in hand54/58€4k€2k▼
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€643k€706k▲
Equity10/15€235k€185k▼
Contributions10/11€165k€85k▼
Reserves13-€25k
Distributable reserves133-€25k
Profit (loss) carried forward14€70k€75k▲
Amounts payable17/49€408k€521k▲
Amounts payable after more than one year17€145k€106k▼
Financial debts170/4€145k€106k▼
Amounts payable within one year42/48€262k€397k▲
Current portion of amounts payable after more than one year42€42k€46k▲
Trade debts44€38k€111k▲
Suppliers440/4€38k€111k▲
Taxes, remuneration and social security45€40k€60k▲
Taxes450/3€22k€30k▲
Remuneration and social security454/9€18k€30k▲
Other amounts payable47/48€142k€180k▲
Accrued charges and deferred income492/3-€18k
Income statement
Code20232024
Remuneration, social security and pensions62€177k€183k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€109k€24k▼
Other operating charges640/8€8k€1k▼
Non-recurring operating charges66A€751-
Gross operating margin9900€378k€265k▼
Operating profit (loss)9901€83k€57k▼
Financial income75/76B€7k€553▼
Recurring financial income75€7k€553▼
Financial charges65/66B€19k€14k▼
Recurring financial charges65€19k€14k▼
Profit (loss) for the period before taxes9903€71k€43k▼
Income taxes67/77€13k€14k▲
Profit (loss) for the period9904€58k€30k▼
Profit (loss) for the period to be appropriated9905€58k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€70k€100k▲
Profit (loss) brought forward from the previous period14P€13k€70k▲
Transfer to equity691/2-€25k
To other reserves6921-€25k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
14-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 136 days late
2023
31-12
Financial
Equity above €200kEq €235k ▲32.6%
5 profitable years in a row build equity to €235k.
08-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €150kEq €178k ▲34.7%
4 profitable years in a row build equity to €178k.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Liquidity times 6current ratio 2.47
Current ratio from 0.41 to 2.47; short-term debt falls from €309k to €124k.
30-09
Financial
Equity above €100kEq €132k ▲339%
3 profitable years in a row build equity to €132k.
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Highest result since 2018net €128k ▲121%
Operating result €140k, net result €128k, both a record.
24-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
Show earlier events
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
31-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terhulpsesteenweg 1941170 Watermaal-BosvoordeGround area
395 m²
Building footprint
333 m²
Volume, LiDAR
3,495 m³
Parcel 21652E0699/00P000, Brussels · tallest building 17.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
QUARTIER LUXE
since 20132.225.784.962
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0699/00P000 | Brussels | 395 m² | 1 · 333 m² | 17.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWatermaal-Bosvoorde2.225.784.962
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IL PIACERE
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HET ALDENHOF
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SPINA EMMA
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Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 8,715 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2013
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.