QUARTIER LATIN
ActiveQUARTIER LATIN has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €-15k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 29% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-11
Solvency35▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.32 in 2024; short-term debt: 22.3% and cash: 4.7% of total assets), and 90.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.7%
Return on assets
-2.3%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
50 d late
2023
30 d late
2021
19 d late
2020
33 d early
2019
31 d late
2018
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▼ 19.4%
2024 · €79k
2018: €21k
2019: €16k
2020: €45k
2021: €60k
2023: €78k
2024: €79k
2018 → 2025
Total assets
€653k▼ 6.0%
2024 · €695k
2018: €210k
2019: €342k
2020: €432k
2021: €382k
2023: €602k
2024: €695k
2018 → 2025
Net result
€-15k
2024 · €901
2018: €7k
2019: €-6k
2020: €29k
2021: €15k
2023: €5k
2024: €901
2018 → 2025
Working capital
€47k▼ 21.7%
2024 · €59k
2018: €20k
2019: €8k
2020: €40k
2021: €47k
2023: €22k
2024: €59k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€45k-€60k▲ 34.3%€78k▲ 29.4%€79k▲ 1.2%€64k▼ 19.4%
Operating result€36k-€21k▼ 42.1%€7k▼ 68.0%€13k▲ 89.5%€-3k
Net result€29k-€15k▼ 47.6%€5k▼ 65.3%€901▼ 83.1%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €13k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €653k
Fixed assets
€461k▲ 2.8%
Current assets
€192k▼ 22.0%
Equity and liabilities €653k
Equity
€64k▼ 19.4%
Debt
€589k▼ 4.3%
The debt ratio rises from 88.6% to 90.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€28k▼
2024 · €41k
Cash flow
€16k▼
2024 · €29k
Solvency
9.7%▼
2024 · 11.4%
Current ratio
1.32▲
2024 · 1.32
Quick ratio
0.38▼
2024 · 0.51
Debt / equity
9.26▲
2024 · 7.80
ROE
-24.0%▼
2024 · 1.1%
ROA
-2.3%▼
2024 · 0.1%
Interest coverage
1.78▼
2024 · 2.71
Debt
€589k▼
2024 · €616k
Debt ≤ 1 year
€146k▼
2024 · €187k
Debt > 1 year
€443k▲
2024 · €428k
Staff costs
€66k▲
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€695k€653k▼
Fixed assets21/28€448k€461k▲
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€445k€459k▲
Land and buildings22€443k€458k▲
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€246k€192k▼
Stocks and contracts in progress3€151k€137k▼
Stocks30/36€151k€137k▼
Amounts receivable within one year40/41€39k€24k▼
Trade receivables40€39k€24k▼
Cash at bank and in hand54/58€56k€31k▼
Equity and liabilities
Total equity and liabilities10/49€695k€653k▼
Equity10/15€79k€64k▼
Contributions10/11€19k€19k=
Reserves13€747€747=
Non-distributable reserves130/1€747€747=
Reserves not available under the articles1311€747€747=
Profit (loss) carried forward14€60k€44k▼
Amounts payable17/49€616k€589k▼
Amounts payable after more than one year17€428k€443k▲
Financial debts170/4€428k€443k▲
Amounts payable within one year42/48€187k€146k▼
Current portion of amounts payable after more than one year42€23k€23k▲
Trade debts44€107k€60k▼
Suppliers440/4€107k€60k▼
Advances received on contracts in progress46€7k€8k▲
Taxes, remuneration and social security45€16k€21k▲
Taxes450/3€4k€5k▲
Remuneration and social security454/9€12k€16k▲
Other amounts payable47/48€35k€33k▼
Accrued charges and deferred income492/3€870€870=
Income statement
Code20242025
Remuneration, social security and pensions62€65k€66k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€31k▲
Other operating charges640/8€767€1k▲
Gross operating margin9900€107k€95k▼
Operating profit (loss)9901€13k€-3k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€15k€16k▲
Recurring financial charges65€15k€16k▲
Profit (loss) for the period before taxes9903€901€-15k▼
Profit (loss) for the period9904€901€-15k▼
Profit (loss) for the period to be appropriated9905€901€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€44k▼
Profit (loss) brought forward from the previous period14P€59k€60k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
State Gazette act
Director discharge · Approval
Director resignation · Director reappointment
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-15k ▼1797%
Net result drops to €-15k, the lowest in the series.
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grande(SG) 137330 Saint-GhislainGround area
154 m²
Building footprint
160 m²
Volume, LiDAR
1,993 m³
Parcel 53070B0424/00P000, Wallonia · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
QUARTIER LATIN
since 20162.251.347.630
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53070B0424/00P000indicative | Wallonia | 154 m² | 1 · 160 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyQUARTIER LATINBE 0650.666.892
controls
Where this company holds controlthis company sits on their board1
1 location
Public money · subsidies and aid
Wallonia-Brussels Federation
2021 · 8 entries · 10,750 EUR in total| Year | Entries | paid |
|---|---|---|
| 2021 | 8 | 10,750 EUR |
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MINERVA
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GENERAL BUSINESS SOLUTION
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Of 601 companies in sector 47610 we hold annual accounts for 241. 206 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2016
Fiscal year end31-03
Activities, NACEBEL
47610Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.