Quartier des Solidarités

Active

Cooperative companyfounded 20232 yrs activeKoningsstraat 151, 1210 Sint-Joost-ten-Node, BelgiumKBO/BCE: BE 1003.838.944

Summary

The annual accounts of Quartier des Solidarités for fiscal year 2025 show a net loss of 99% of the equity at the start of that year. The 2025 annual accounts show equity of €1.8m and a net result of -€279,344. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

Quartier des SolidaritésActiveChecked score 56/100

Risk analysis Report Compare

Activity

Activity not known

Size

€2.4mtotal assets 2025

Equity: €1.8m
Loss: -€279,344

Financial health

56 Fair Checked score 2025

Bankruptcy chance 12 m: 0.2%

Structure

Parent: P & V Verzekeringen · 82.18%

Accounts 22 d early1 of 3 deeds read

Why 56Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €279,344, the second in a row (FY 2025)- No establishment unit in the KBO+ Size: total assets €2.4m+ No main activity registeredShow the evidence

Checked score

Score 2025

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 64% of its sector peers (no NACE code, small)

Performance against the sector, not lower risk

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+40

equity 74.7% of total assets

Liquidity 78+5

short-term debt 21.3% · cash 28.0%

Profitability 4+4

return on assets -11.6%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 01-2025: 4.7% 02-2025: 4.7%● 0.0% vs 01-2025 03-2025: 4.9%▲ +4.3% vs 02-2025 04-2025: 5.7%▲ +14.9% vs 03-2025 05-2025: 6.0%▲ +5.3% vs 04-2025 06-2025: 6.5%▲ +8.9% vs 05-2025highest value 07-2025: 6.5%● 0.0% vs 06-2025highest value 08-2025: 0.4%▼ -94.6% vs 07-2025 09-2025: 0.4%● 0.0% vs 08-2025 10-2025: 0.3%▼ -1.7% vs 09-2025 11-2025: 0.3%▼ -0.6% vs 10-2025 12-2025: 0.3%▲ +1.5% vs 11-2025 01-2026: 0.4%▲ +8.0% vs 12-2025 02-2026: 0.4%▲ +2.9% vs 01-2026 03-2026: 0.4%▲ +3.6% vs 02-2026 04-2026: 0.4%▼ -5.2% vs 03-2026 05-2026: 0.4%▼ -1.1% vs 04-2026 06-2026: 0.4%▲ +11.7% vs 05-2026 07-2026: 0.5%▲ +15.7% vs 06-2026 08-2026: 0.2%▼ -64.4% vs 07-2026 09-2026: 0.2%▼ -2.3% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value

Size: total assets €2.4m lowers the probability for this profile
Loss of €279,344, the second in a row (FY 2025) raises the probability
No main activity registered lowers the probability
No establishment unit in the KBO raises the probability

Credit up to €100,000 at 30 days only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity tight (current ratio 1.31 against 1.33 in 2024; short-term debt: 21.3% and cash: 28% of total assets), and 25.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, small). Better than this share of them on solvency 63%, liquidity 93%, profitability 2%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €2.4m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Loss of €279,344, the second in a row (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

No main activity registered

In the bankruptcy model this factor lowers the probability.

KBO

No establishment unit in the KBO

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Young company

Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

22 d early

2024

24 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 2 accounts on average 23 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage