Quartier Consult
ActiveQuartier Consult has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €247k and a net result of €-43k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 50% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
15
/ 100
Critical▼ -54 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency53▼-11
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18 against 0.9 in 2024), and 57.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
38 d early
2023
41 d early
2022
21 d early
2021
27 d early
2020
26 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€247k▼ 14.9%
2024 · €291k
2018: €69k
2019: €99k
2020: €176k
2021: €229k
2022: €272k
2023: €223k
2024: €291k
2018 → 2025
Total assets
€584k▼ 12.4%
2024 · €667k
2018: €672k
2019: €655k
2020: €762k
2021: €747k
2022: €737k
2023: €625k
2024: €667k
2018 → 2025
Net result
€-43k
2024 · €108k
2018: €42k
2019: €54k
2020: €117k
2021: €98k
2022: €78k
2023: €-24k
2024: €108k
2018 → 2025
Working capital
€-70k▼ 716%
2024 · €-9k
2018: €-47k
2019: €-44k
2020: €-35k
2021: €-5k
2022: €20k
2023: €-44k
2024: €-9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€229k-€272k▲ 18.7%€223k▼ 18.0%€291k▲ 30.6%€247k▼ 14.9%
Operating result€132k-€104k▼ 21.1%€-18k€141k€-34k
Net result€98k-€78k▼ 20.8%€-24k€108k€-43k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €34k after €141k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €584k
Fixed assets
€568k▼ 3.1%
Current assets
€16k▼ 80.3%
Equity and liabilities €584k
Equity
€247k▼ 14.9%
Debt
€336k▼ 10.5%
The debt ratio rises from 56.4% to 57.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-16k▼
2024 · €161k
Cash flow
€-25k▼
2024 · €128k
Solvency
42.4%▼
2024 · 43.6%
Current ratio
0.18▼
2024 · 0.90
Quick ratio
0.18▼
2024 · 0.90
Debt / equity
1.36▲
2024 · 1.29
ROE
-17.5%▼
2024 · 37.2%
ROA
-7.4%▼
2024 · 16.2%
Interest coverage
-2.22▼
2024 · 25.21
Debt
€336k▼
2024 · €376k
Debt ≤ 1 year
€86k▼
2024 · €89k
Debt > 1 year
€250k▼
2024 · €287k
Income taxes
€2k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€667k€584k▼
Fixed assets21/28€586k€568k▼
Tangible fixed assets22/27€586k€568k▼
Land and buildings22€583k€568k▼
Plant, machinery and equipment23€1k€17▼
Furniture and vehicles24€3k€245▼
Current assets29/58€80k€16k▼
Amounts receivable within one year40/41€41k€7k▼
Trade receivables40€6k€6k=
Other amounts receivable41€35k€607▼
Current investments50/53€37k€9k▼
Cash at bank and in hand54/58€2k-
Deferred charges and accrued income490/1-€272
Equity and liabilities
Total equity and liabilities10/49€667k€584k▼
Equity10/15€291k€247k▼
Contributions10/11€8k€8k=
Capital10€8k-
Issued capital100€8k-
Reserves13€92k€92k=
Non-distributable reserves130/1€75k-
Other1319€75k-
Distributable reserves133€17k€92k▲
Profit (loss) carried forward14€191k€147k▼
Amounts payable17/49€376k€336k▼
Amounts payable after more than one year17€287k€250k▼
Financial debts170/4€287k€250k▼
Amounts payable within one year42/48€89k€86k▼
Current portion of amounts payable after more than one year42€36k€38k▲
Trade debts44€1k€9k▲
Suppliers440/4€1k€9k▲
Taxes, remuneration and social security45€26k€26k▲
Taxes450/3€26k€26k▲
Other amounts payable47/48€25k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€18k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€163k€-14k▼
Operating profit (loss)9901€141k€-34k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€134k€-41k▼
Income taxes67/77€26k€2k▼
Profit (loss) for the period9904€108k€-43k▼
Transfer from tax-exempt reserves789€15k-
Profit (loss) for the period to be appropriated9905€123k€-43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€123k€147k▲
Profit (loss) brought forward from the previous period14P-€191k
Transfer from equity791/2€108k-
Profit to be distributed694/7€40k-
Return on contributions (dividend)694€15k-
Directors or managers695€25k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-43k ▼140%
Net result drops to €-43k, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €108k
Net result €108k after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €229k ▲30.3%
4 profitable years in a row build equity to €229k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €117k ▲115%
Operating result €148k, net result €117k, both a record.
31-12
Financial
Equity above €150kEq €176k ▲78%
3 profitable years in a row build equity to €176k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2022
QUARTIER Steven André Albert
CurrentDirector · since 26-12-2022
Steven Quartier
CurrentDirector · since 26-12-2022
26-12-2022
QUARTIER Steven André Albert: Appointed as Director
26-12-2022
Steven Quartier: Appointed as Director
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Runenstraat 318800 RoeselareGround area
1,241 m²
Building footprint
219 m²
Volume, LiDAR
1,228 m³
Parcel 36503C1214/00D007, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Quartier Sales Consult
since 20142.232.975.731
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36503C1214/00D007 | Flanders | 1,241 m² | 1 · 219 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LEMMERLING MATTHIEU
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INOGES
BE 0666.441.270
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Ultimo Plus
BE 0836.906.397
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EVEREST ENTERPRISES
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Of 6,127 companies in sector 46190 we hold annual accounts for 2,553. 1,798 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-05-2014
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.