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QUARTET

Active
Private limited company (pre-2019)founded 201313 years activeSt-Michielskollegestraat 4, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0504.939.933
Summary

The computed 12-month bankruptcy probability of QUARTET is 1.5% (moderate). The 2025 annual accounts show equity of €294,795 and a net result of €9,663. Equity remains stable across the filed fiscal years (±1.1% per year). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known
Size
€818,093total assets 2025
Equity
€294,795
Profit
€9,663
Turnover not published (abridged schema)
Financial health
63 Healthy Checked score 2025
Bankruptcy probability, 12 months
1.5%
Structure
Accounts filed 7 days late0 of 6 deeds read
Why 63- Liquidity: current ratio 0.28, cash €19, halved- Latest accounts 7 days late; 1 of the last 3 late- No establishment unit in the KBO+ Size: total assets €818,093Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 40% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Average
Solvency 61+1
equity 36.0% of total assets
Liquidity 32-1
short-term debt 38.4% · cash 0.0%
Profitability 69-2
return on assets 1.2%
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.7%▼ -0.1 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025lowest value 06-2025: 0.9%▲ +0.2 percentage points vs 05-2025 07-2025: 1.2%▲ +0.3 percentage points vs 06-2025 08-2025: 2.0%▲ +0.8 percentage points vs 07-2025 09-2025: 2.6%▲ +0.6 percentage points vs 08-2025 10-2025: 4.9%▲ +2.3 percentage points vs 09-2025highest value 11-2025: 2.3%▼ -2.6 percentage points vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.5%▲ +0.2 percentage points vs 12-2025 02-2026: 2.5%● unchanged vs 01-2026 03-2026: 2.4%▼ -0.1 percentage points vs 02-2026 04-2026: 2.2%▼ -0.2 percentage points vs 03-2026 05-2026: 2.2%● unchanged vs 04-2026 06-2026: 2.2%● unchanged vs 05-2026 07-2026: 2.1%▼ -0.1 percentage points vs 06-2026 08-2026: 3.5%▲ +1.4 percentage points vs 07-2026 09-2026: 1.5%▼ -2.0 percentage points vs 08-2026 10-2026: 1.5%● unchanged vs 09-2026
Credit up to €18,000 at 30 days acceptable
Liquidity short (current ratio 0.28 against 0.21 in 2024; short-term debt: 38.4% and cash: 0% of total assets), and 64% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 36% on solvency, 18% on liquidity, 48% on profitability and 57% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.28, cash €19, halved
NBB · annual accounts
lowers risk · Size: total assets €818,093
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Latest accounts 7 days late; 1 of the last 3 late
NBB · filings
raises risk · No establishment unit in the KBO
KBO · seat and establishments
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
7 days late
2024
74 days late
2023
23 days late
2022
18 days late
2021
5 days early
2020
31 days late
2018
92 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 34 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Total assets 20256 fiscal years filed €818,093 View
  • Active since 2013founded 15-02-2013 13 years View

By topic

Financials

Fiscal year
2025
Total assets
€818,093
Profit
€9,663
Solvency
36.0%
Total assets▼ 0.1%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2016
Next accounts
by 31-07-2027
  1. 31-12-2023Highest result since 2018
  2. 18-08-2023Annual accounts filed
  3. 31-12-2022Back to profit
Go to Timeline

Company details

Legal form
Private limited company (pre-2019)
Founded
15-02-2013
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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