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Quarterra

Active
Public limited companyfounded 198640 yrs activePolderstraat 151, 8310 Brugge, BelgiumKBO/BCE: BE 0429.369.609
Summary

Quarterra has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €481,747 and a net result of -€63,052. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 39% of 3810 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
QuarterraActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Activities of head offices
NACE 70100
1 site
Size
€1.2mtotal assets 2025
Equity
€481,747
Loss
-€63,052
Financial health
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 31 d late0 of 4 deeds read
Why 90- Loss of €63,052, the second in a row (FY 2025)- Latest accounts 31 days late; 1 of the last 3 late+ Size: total assets €1.2m+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 30% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 65-18
equity 40.1% of total assets
Liquidity 54+3
short-term debt 8.6% · cash 3.4%
Profitability 12-19
return on assets -5.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,265 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%▲ +5.0% vs 11-2024 01-2025: 0.1%▲ +7.1% vs 12-2024 02-2025: 0.1%▲ +4.4% vs 01-2025 03-2025: 0.1%▲ +14.9% vs 02-2025 04-2025: 0.2%▲ +50.9% vs 03-2025 05-2025: 0.3%▲ +84.0% vs 04-2025highest value 06-2025: 0.1%▼ -82.3% vs 05-2025lowest value 07-2025: 0.1%● 0.0% vs 06-2025lowest value 08-2025: 0.1%● 0.0% vs 07-2025lowest value 09-2025: 0.1%● 0.0% vs 08-2025lowest value 10-2025: 0.1%● 0.0% vs 09-2025lowest value 11-2025: 0.1%● 0.0% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.1%▲ +5.7% vs 01-2026 03-2026: 0.1%▲ +1.8% vs 02-2026 04-2026: 0.1%▲ +8.8% vs 03-2026 05-2026: 0.1%▲ +1.6% vs 04-2026 06-2026: 0.1%▲ +11.1% vs 05-2026 07-2026: 0.1%▲ +11.4% vs 06-2026 08-2026: 0.2%▲ +137% vs 07-2026 09-2026: 0.1%▼ -33.5% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Size: total assets €1.2m lowers the probability for this profile
  • Loss of €63,052, the second in a row (FY 2025) raises the probability
  • Latest accounts 31 days late; 1 of the last 3 late raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Credit up to €40,000 at 30 days acceptable
Liquidity short (current ratio 0.5 against 0.14 in 2024; short-term debt: 8.6% and cash: 3.4% of total assets), and 59.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 38%, liquidity 44%, profitability 11%, growth against the median 27%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.2m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €63,052, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€63,052
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
71 d early
2023
23 d late
2022
25 d late
2021
24 d late
2020
19 d late
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Weakest financial yearnet -€63,052
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€63,052 View
  • Caution: Among the weakest 14% on net resultsector median €55,937 · 3,809 companies -€63,052 View
  • Active since 1986founded 15-09-1986 40 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.2m
Loss
-€63,052
Solvency
40.1%
Total assets▲ 27.1%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 21-05-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Activities of head officesNACE 70100
Founded
15-09-1986
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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