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Quarterra

Active
Public limited companyfounded 198640 years activePolderstraat 151, 8310 Brugge, BelgiumKBO/BCE: BE 0429.369.609
Summary

Quarterra has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €481,747 and a net result of -€63,052. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 39% of 3,813 sector peers (NACE 70, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Activities of head offices
NACE 70100
1 site
Size
€1.2mtotal assets 2025
Equity
€481,747
Loss
-€63,052
Financial health
90 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.1%
Structure
Accounts filed 31 days late0 of 4 deeds read
Why 90- Loss of €63,052, the second in a row (FY 2025)- Latest accounts 31 days late; 1 of the last 3 late+ Size: total assets €1.2m+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 30% of its sector peers (NACE 70, micro)
Financial strength · tick = 2024
Weak
Solvency 65-18
equity 40.1% of total assets
Liquidity 54+3
short-term debt 8.6% · cash 3.4%
Profitability 12-19
return on assets -5.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,264 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 0.1%▼ -0.2 percentage points vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025lowest value 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit up to €40,000 at 30 days acceptable
Liquidity short (current ratio 0.5 against 0.14 in 2024; short-term debt: 8.6% and cash: 3.4% of total assets), and 59.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 38% on solvency, 44% on liquidity, 11% on profitability and 27% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.2m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €63,052, the second in a row (FY 2025)
NBB · annual accounts
raises risk · Latest accounts 31 days late; 1 of the last 3 late
NBB · filings
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€63,052
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
71 days early
2023
23 days late
2022
25 days late
2021
24 days late
2020
19 days late
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Weakest financial yearnet -€63,052
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€63,052 View
  • Caution: Among the weakest 14% on net resultsector median €55,881 · 3,812 companies -€63,052 View
  • Active since 1986founded 15-09-1986 40 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.2m
Loss
-€63,052
Solvency
40.1%
Total assets▲ 27.1%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 23-05-2024Annual accounts filed
  2. 25-05-2023Annual accounts filed
  3. 30-09-2022Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Activities of head officesNACE 70100
Founded
15-09-1986
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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