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QUALTEC

Active
Private limited companyfounded 2025active for 1 yearHenri Mortierstraat 19, 9050 Gent, BelgiumKBO/BCE: BE 1018.576.511
Summary

QUALTEC has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,623 and a net result of €14,123. Its solvency ranks better than 43% of 10,789 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
≈ €91,000turnover 2025, estimated
Equity
€17,623
Profit
€14,123
Turnover estimated from the gross margin
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Holdings
1
2025 accounts filed 24 days late
Why 95raises riskFounded in 2025lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 1.23, cash €18,836Size: total assets €39,682Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 70, micro)
Financial strength
Strong
Solvency 69
equity 44.4% of total assets
Liquidity 72
short-term debt 55.6% · cash 47.5%
Profitability 100
return on assets 35.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,501 companies, NACE 70, micro)
Last 24 months 02-2026: 0.4% 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.1 percentage points vs 07-2026highest value 09-2026: < 0.1%▼ -0.5 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.23, below the usual 1.5; short-term debt: 55.6% and cash: 47.5% of total assets), and 55.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 41% on solvency, 64% on liquidity and 84% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 1.23, cash €18,836
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €39,682
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
24 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. IncorporationAppointments: KEPPENS Maarten (statutair bestuurder)…

Financials · financial year 2025, abbreviated format

2025 annual accounts filed late (24 days) Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00418938.

Turnover
≈ €91,000
Estimated: probably between €40,000 and €230,000
Total assets
€39,682
Net result
€14,123
Working capital
€5,123

Turnover and EBIT margin not published: the abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €39,682
Fixed assets €12,500
Current assets €27,182
Equity and liabilities €39,682
Equity €17,623
Debt €22,059
Debt finances 55.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€22,516
Cash flow
€15,751
Current ratio
1.23
Debt to equity
1.25
ROE
80.1%
ROA
35.6%
Interest coverage
over 100
Debt ≤ 1 year
€22,059
Income taxes
€6,723

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€39,682
Fixed assets21/28€12,500
Financial fixed assets28€12,500
Current assets29/58€27,182
Amounts receivable within one year40/41€8,346
Trade receivables40€7,947
Other amounts receivable41€399
Cash at bank and in hand54/58€18,836
Equity and liabilities
Total equity and liabilities10/49€39,682
Equity10/15€17,623
Contributions10/11€3,500
Reserves13€14,123
Distributable reserves133€14,123
Amounts payable17/49€22,059
Amounts payable within one year42/48€22,059
Trade debts44€1,742
Suppliers440/4€1,742
Taxes, remuneration and social security45€6,777
Taxes450/3€6,777
Other amounts payable47/48€13,540
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,628
Gross operating margin9900€22,516
Operating profit (loss)9901€20,888
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€42
Recurring financial charges65€42
Profit (loss) for the period before taxes9903€20,846
Income taxes67/77€6,723
Profit (loss) for the period9904€14,123
Profit (loss) for the period to be appropriated9905€14,123
Appropriation of the result
Profit (loss) to be appropriated9906€14,123
Transfer to equity691/2€14,123
To other reserves6921€14,123

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,628
Gross operating margin9900€22,516
Operating profit (loss)9901€20,888
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€42
Recurring financial charges65€42
Profit (loss) for the period before taxes9903€20,846
Income taxes67/77€6,723
Profit (loss) for the period9904€14,123
Profit (loss) for the period to be appropriated9905€14,123
Line2025
Assets
Total assets20/58€39,682
Fixed assets21/28€12,500
Financial fixed assets28€12,500
Current assets29/58€27,182
Amounts receivable within one year40/41€8,346
Trade receivables40€7,947
Other amounts receivable41€399
Cash at bank and in hand54/58€18,836
Equity and liabilities
Total equity and liabilities10/49€39,682
Equity10/15€17,623
Contributions10/11€3,500
Reserves13€14,123
Distributable reserves133€14,123
Amounts payable17/49€22,059
Amounts payable within one year42/48€22,059
Trade debts44€1,742
Suppliers440/4€1,742
Taxes, remuneration and social security45€6,777
Taxes450/3€6,777
Other amounts payable47/48€13,540
Line2025
Profit (loss) for the period9904€14,123
+ Depreciation and write-downs630€1,628
Operating cash flow (approximation)€15,751

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 abbreviated format 24-08-2026 2026-00418938

Similar companies · same sector, comparable size

Of the 82,509 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,646. 31,017 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2025

Board 2

CUÉLLAR PÉREZ Maria
Statutair bestuurder/plaatsvervanger (vervanger & opvolger) · since 10-01-2025
Current
KEPPENS Maarten
Statutair bestuurder · since 10-01-2025
Current

Other functions 1

CUÉLLAR PÉREZ Maria
Statutair bestuurder/plaatsvervanger (vervanger & opvolger) · since 10-01-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2025, 2 in office
Show
  • Board
  • Other function
Mandates per person, with start and end dates
Name Functions and periods
CUÉLLAR PÉREZ Maria
  • Statutair bestuurder/plaatsvervanger (vervanger & opvolger), from 10-01-2025 to date
  • Statutair bestuurder/plaatsvervanger (vervanger & opvolger), from 10-01-2025 to date
KEPPENS Maarten
  • Statutair bestuurder, from 10-01-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 14-01-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 14-01-2025 Incorporation · €3,500 · 35 shares

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the 2025 annual accounts of QUALTEC and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

2 current directors
Depth

The board mandates are listed below; here you explore them as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

QUALTEC was incorporated on 10 January 2025 as a private limited company by one natural person, with a starting capital of €3,500.12 The board currently has 2 members; 2 of them have served since 2025.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 14-01-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
24-08
NBB filing Annual accounts filed
financial year 2025 · abbreviated format · 24 days late
2025
14-01
Gazette deed Incorporation
Appointments: KEPPENS Maarten (statutair bestuurder) and CUÉLLAR PÉREZ Maria (statutair bestuurder/plaatsvervanger) · Founder · Founding capital15 facts ▸
  • Incorporation, 10-01-2025
  • Founder, KEPPENS Maarten
  • Founding capital, €3,500
  • Share issue, 35, EUR
  • Bank account, “KBC Bank”, 3500 (deed in Dutch)
  • Declaration, “verplichting tot bijstorting, bij te storten of te volstorten bij opvraging” (deed in Dutch)
  • Approval, “vaststelling inbrengen, verwezenlijkt én volledig volstort” (deed in Dutch)
  • Director appointment, KEPPENS Maarten (statutair bestuurder)
  • Director appointment, CUÉLLAR PÉREZ Maria (statutair bestuurder/plaatsvervanger (vervanger & opvolger))
  • Declaration, “bekendmaking mandaat, bijlagen bij het Belgisch Staatsblad” (deed in Dutch)
  • Declaration, “elke bestuurder (gewoon, statutair en/of gedelegeerd-bestuurder), aanvaarding mandaat” (deed in Dutch)
  • Capital, €3,500
  • +3 further facts in this act
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded10-01-2025
Financial year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
Contact
Phone +32498641281
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018576511
Also 9925:BE1018576511
Registered 02-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 31 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
144 m²
Building footprint
71 m²
Building volume
332 m³
Parcel 44362B0246/00V003, Flanders · tallest building 9.2 m. Linked by address, not a title deed.
1 establishment unit
QUALTEC
Henri Mortierstraat 19, 9050 GentBusiness and other management consultancy
since 2025unit no. 2.368.871.939
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
44362B0246/00V003 Flanders 144 m² 1 · 71 m² 9.2 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Verlenen van bouwkundig advies, bijstand en begeleiding; Adviezen op gebeid van bedrijfsbeheer en bedrijfsvoering; Algemene diensten…” (deed in Dutch)
10 activities (deed in Dutch)
  1. Verlenen van bouwkundig advies, bijstand en begeleiding
  2. Adviezen op gebeid van bedrijfsbeheer en bedrijfsvoering
  3. Algemene diensten: consultancy en advies
  4. Begeleiden en beheer van projecten
  5. Ontwikkeling van residentiele en niet-residentiele bouwprojecten
  6. Handel in eigen onroerend goed
  7. Algemene Handelsbemiddeling
  8. Diverse administratieve activiteiten
  9. Consultancy en advies mbt projecten landscaping
  10. Algemene handelsmiddeling mbt landscaping materielen en machines

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
QUALTEC
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, 9050 Ledeberg, Henri Mortierstraat 19” (deed in Dutch)
“Vlaams Gewest, kan, bij enkel besluit van het bestuursorgaan, exploitatiezetels oprichten of opheffen wanneer en waar zij het nodig acht…” (deed in Dutch)

deed of 14-01-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“Artikel 15. Vertegenwoordiging - Handtekening (extern) 15.1. Handtekeningsbevoegdheid Alle akten die de vennootschap verbinden, in en buiten…”
Board ruleHow the board is made up, meets and takes decisions.
“Andersluidende beslissing van de algemene vergadering, onbezoldigd” (deed in Dutch)
“Deze wordt geboekt op de algemene kosten, los van eventuele representatie-, reis- en verplaatsingskosten., De algemene vergadering beslist…” (deed in Dutch)
“Behoudens handelingen die de wet of de statuten aan de algemene vergadering voorbehouden, stelt het bestuursorgaan alle bestuurshandelingen…” (deed in Dutch)
“Het collegiaal bestuursorgaan kan bijzondere machten delegeren aan een mandataris., Indien de vennootschap wordt bestuurd door één…” (deed in Dutch)
“Alle handelingen van niet-statutaire bestuurders, dienen goedgekeurd te worden door het college van bestuurders met meerderheid van de…” (deed in Dutch)
3 more provisions on this in the deed

deed of 14-01-2025

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“De vruchtgebruiker heeft in principe het stemrecht én het recht op de vruchten van de aandelen, behalve bij afwijkende bepalingen in de…” (deed in Dutch)
Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
“Bestuursorgaan, elk aandeel geeft recht op een gelijk aandeel in de winstverdeling” (deed in Dutch)
“Het bestuursorgaan kan, binnen de grenzen opgenomen in het WVV, overgaan tot het doen van uitkeringen aan de aandeelhouders uit de winst van…” (deed in Dutch)
“Het bestuursorgaan moet hiervan een verslag opmaken en dit overmaken aan de algemene vergadering, Daarnaast moet bij elke uitkering door het…” (deed in Dutch)
1 more provision on this in the deed

deed of 14-01-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Friday of June at 18:00
Meeting accessWho may attend the meeting and what is needed to be admitted.
“Indien enkel de stemrechten geschorst zijn, mag hij nog steeds deelnemen aan de algemene vergadering zonder te kunnen deelnemen aan de…” (deed in Dutch)

deed of 14-01-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Capital conversion: “Onbeschikbaar vermogen (inbreng in geld)” (deed in Dutch)
Capital conversion: “Statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
Liquidation distribution: “Na aanzuivering van alle schulden, lasten en kosten van de vereffening of consignatie van de nodige sommen om die te voldoen en, indien er…” (deed in Dutch)
1 more provision in the deed, see the deed of 14-01-2025

deed of 14-01-2025