QUALITYN
ActiveSummary
QUALITYN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5,000 and a net result of €15,247. Equity is shrinking by ~34.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 16% of 8091 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 8091 sector peers (2025).
NBB · sector comparisonPosition among 8091 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
113 d early
2024
3 d early
2023
1 d early
2022
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 30 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€5,000▼ 89.7%
2024 · €48,492
Net result
€15,247▼ 9.4%
2024 · €16,832
Total assets
€50,229▼ 6.0%
2024 · €53,417
Solvency
10.0%▼ 80.8pp
2024 · 90.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€56,243--€12,387€20,917€22,826▲ 9.1%
Net result€42,999within the sector's middle half--€16,338below the sector's middle half€16,832within the sector's middle half€15,247within the sector's middle half▼ 9.4%
Equity€47,999within the sector's middle half-€31,661below the sector's middle half▼ 34.0%€48,492within the sector's middle half▲ 53.2%€5,000below the sector's middle half▼ 89.7%
Total assets€59,938below the sector's middle half-€51,204below the sector's middle half▼ 14.6%€53,417below the sector's middle half▲ 4.3%€50,229below the sector's middle half▼ 6.0%
Debt€11,939-€19,543▲ 63.7%€4,924▼ 74.8%€45,229▲ 818%
Working capital€40,167within the sector's middle half-€25,225within the sector's middle half▼ 37.2%€44,603within the sector's middle half▲ 76.8%-€212within the sector's middle half
Solvency80.1%above the sector's middle half-61.8%within the sector's middle half▼ 18.2pp90.8%above the sector's middle half▲ 28.9pp10.0%below the sector's middle half▼ 80.8pp
Current ratio4.36above the sector's middle half-2.29within the sector's middle half▼ 2.0710.06above the sector's middle half▲ 7.771.00within the sector's middle half▼ 9.06
Return on assets (ROA)71.7%above the sector's middle half--31.9%below the sector's middle half▼ 103.6pp31.5%above the sector's middle half▲ 63.4pp30.4%above the sector's middle half▼ 1.2pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50,229
Fixed assets
€5,212 ▲ 34.0%
Current assets
€45,017 ▼ 9.1%
Equity and liabilities €50,229
Equity
€5,000 ▼ 89.7%
Debt
€45,229 ▲ 818%
Debt's share of the balance-sheet total rises from 9.2% to 90.0%. Equity is lower and debt is higher.
Key figures and ratios
ROE
304.9%▲
2024 · 34.7%
Debt ≤ 1 year
€45,229▲
2024 · €4,924
Income taxes
€4,608▲
2024 · €1,152
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,239 | €2,492 | €2,546 | €2,540 | ▼ 0.3% |
| Other operating charges640/8 | €770 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €58,252 | -€9,510 | €23,850 | €25,765 | ▲ 8.0% |
| Operating profit (loss)9901 | €56,243 | -€12,387 | €20,917 | €22,826 | ▲ 9.1% |
| Financial income75/76B | €25 | €590 | €901 | €0 | ▼ 100.0% |
| Recurring financial income75 | €25 | €590 | €901 | €0 | ▼ 100.0% |
| Financial charges65/66B | €1,542 | €4,359 | €3,834 | €2,970 | ▼ 22.5% |
| Recurring financial charges65 | €1,542 | €4,359 | €3,834 | €2,970 | ▼ 22.5% |
| Profit (loss) for the period before taxes9903 | €54,726 | -€16,156 | €17,984 | €19,855 | ▲ 10.4% |
| Income taxes67/77 | €11,727 | €182 | €1,152 | €4,608 | ▲ 300% |
| Profit (loss) for the period9904 | €42,999 | -€16,338 | €16,832 | €15,247 | ▼ 9.4% |
| Profit (loss) for the period to be appropriated9905 | €42,999 | -€16,338 | €16,832 | €15,247 | ▼ 9.4% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €59,938 | €51,204 | €53,417 | €50,229 | ▼ 6.0% |
| Fixed assets21/28 | €7,831 | €6,436 | €3,890 | €5,212 | ▲ 34.0% |
| Tangible fixed assets22/27 | €7,831 | €6,436 | €3,890 | €5,212 | ▲ 34.0% |
| Plant, machinery and equipment23 | - | - | - | €1,713 | - |
| Furniture and vehicles24 | €4,668 | €3,910 | €2,000 | €2,246 | ▲ 12.3% |
| Other tangible fixed assets26 | €3,163 | €2,526 | €1,889 | €1,253 | ▼ 33.7% |
| Current assets29/58 | €52,106 | €44,768 | €49,527 | €45,017 | ▼ 9.1% |
| Amounts receivable within one year40/41 | €9,014 | €26,391 | €20,393 | €21,708 | ▲ 6.4% |
| Trade receivables40 | €1,500 | €13,924 | €3,085 | €21,708 | ▲ 604% |
| Other amounts receivable41 | €7,514 | €12,467 | €17,308 | - | - |
| Current investments50/53 | €30,638 | - | - | - | - |
| Cash at bank and in hand54/58 | €11,261 | €17,124 | €27,919 | €22,015 | ▼ 21.1% |
| Deferred charges and accrued income490/1 | €1,193 | €1,253 | €1,215 | €1,294 | ▲ 6.5% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €59,938 | €51,204 | €53,417 | €50,229 | ▼ 6.0% |
| Equity10/15 | €47,999 | €31,661 | €48,492 | €5,000 | ▼ 89.7% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €42,999 | €26,661 | €43,492 | - | - |
| Distributable reserves133 | €42,999 | €26,661 | €43,492 | - | - |
| Amounts payable17/49 | €11,939 | €19,543 | €4,924 | €45,229 | ▲ 818% |
| Amounts payable within one year42/48 | €11,939 | €19,543 | €4,924 | €45,229 | ▲ 818% |
| Trade debts44 | €212 | €2,095 | €383 | €2,148 | ▲ 461% |
| Suppliers440/4 | €212 | €2,095 | €383 | €2,148 | ▲ 461% |
| Taxes, remuneration and social security45 | €11,727 | €17,448 | €4,541 | €3,455 | ▼ 23.9% |
| Taxes450/3 | €11,727 | €17,448 | €4,541 | €3,455 | ▼ 23.9% |
| Other amounts payable47/48 | - | - | - | €39,626 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €42,999 | -€16,338 | €16,832 | €15,247 | ▼ 9.4% |
| + Depreciation and write-downs630 | €1,239 | €2,492 | €2,546 | €2,540 | ▼ 0.3% |
| Operating cash flow (approximation) | €44,237 | -€13,846 | €19,378 | €17,787 | ▼ 8.2% |
| Investment in fixed assets (approximation) | - | -€1,096 | €0 | -€3,862 | - |
| Change in cash | - | €5,863 | €10,795 | -€5,905 | ▼ 155% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16,832
Net result €16,832 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 10.06
Current ratio from 2.29 to 10.06; short-term debt falls from €19,543 to €4,924.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€16,338
Net result drops to -€16,338, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Keerbergen · 1 establishment unit since 2021
Ground area
1,217 m²
Building footprint
95 m²
Volume, LiDAR
565 m³
Parcel 24472E0101/00C000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
QUALITYN
since 20212.322.224.342
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24472E0101/00C000 | Flanders | 1,217 m² | 1 · 95 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845008DM4A81FA7V028
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 3,287 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
64999Other financial services
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0774652886
Also
9925:BE0774652886
Registered
23-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.