QUALITYD
ActiveQUALITYD has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €35k and a net result of €-9k. Equity is growing by ~35.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability54▼-20
Solvency72=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.98 against 3.04 in 2023; short-term debt: 25.3% and cash: 53.4% of total assets), but 53.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.7%
Return on assets
-11.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-06-2025, 39 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
39 d early
2023
37 d early
2022
42 d early
2021
41 d early
2020
5 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€35k▼ 20.2%
2023 · €43k
2020: €12k
2021: €22k
2022: €39k
2023: €43k
2020 → 2024
Total assets
€74k▼ 20.0%
2023 · €93k
2020: €23k
2021: €35k
2022: €100k
2023: €93k
2020 → 2024
Net result
€-9k
2023 · €4k
2020: €9k
2021: €10k
2022: €17k
2023: €4k
2020 → 2024
Working capital
€37k▼ 2.6%
2023 · €38k
2020: €11k
2021: €21k
2022: €25k
2023: €38k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€12k-€22k▲ 80.2%€39k▲ 80.2%€43k▲ 10.9%€35k▼ 20.2%
Operating result€12k-€13k▲ 8.8%€22k▲ 74.3%€7k▼ 67.0%€-7k
Net result€9k-€10k▲ 6.7%€17k▲ 80.3%€4k▼ 75.5%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €7k after €7k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €74k
Fixed assets
€18k▼ 49.1%
Current assets
€56k▼ 1.5%
Equity and liabilities €74k
Equity
€35k▼ 20.2%
Debt
€40k▼ 19.9%
The debt ratio rises from 53.2% to 53.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€12k▼
2023 · €26k
Cash flow
€10k▼
2023 · €23k
Solvency
46.7%▼
2023 · 46.8%
Current ratio
2.98▼
2023 · 3.04
Quick ratio
2.98▼
2023 · 3.04
Debt / equity
1.14▲
2023 · 1.14
ROE
-25.3%▼
2023 · 9.8%
ROA
-11.8%▼
2023 · 4.6%
Interest coverage
9.48▼
2023 · 16.63
Debt
€40k▼
2023 · €49k
Debt ≤ 1 year
€19k▲
2023 · €19k
Debt > 1 year
€21k▼
2023 · €31k
Income taxes
€171▼
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€93k€74k▼
Fixed assets21/28€36k€18k▼
Tangible fixed assets22/27€36k€18k▼
Furniture and vehicles24€36k€17k▼
Other tangible fixed assets26-€934
Current assets29/58€57k€56k▼
Amounts receivable within one year40/41€13k€14k▲
Trade receivables40€10k€9k▼
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€42k€40k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€93k€74k▼
Equity10/15€43k€35k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€40k€32k▼
Amounts payable17/49€49k€40k▼
Amounts payable after more than one year17€31k€21k▼
Financial debts170/4€31k€21k▼
Amounts payable within one year42/48€19k€19k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€375€73▼
Suppliers440/4€375€73▼
Taxes, remuneration and social security45€7k€7k▼
Taxes450/3€7k€7k▼
Other amounts payable47/48€2k€2k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▼
Other operating charges640/8€6k€899▼
Gross operating margin9900€32k€12k▼
Operating profit (loss)9901€7k€-7k▼
Financial income75/76B€10€23▲
Recurring financial income75€10€23▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€6k€-9k▼
Income taxes67/77€1k€171▼
Profit (loss) for the period9904€4k€-9k▼
Profit (loss) for the period to be appropriated9905€4k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€32k▼
Profit (loss) brought forward from the previous period14P€36k€40k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-9k ▼305%
Net result drops to €-9k, the lowest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €17k ▲80.3%
Operating result €22k, net result €17k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Monceau, Mazy 95032 GemblouxGround area
1,045 m²
Building footprint
111 m²
Volume, LiDAR
664 m³
Parcel 92085B0081/00X000, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Monceau, Mazy 9, 5032 Gembloux
since 20192.295.836.283
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92085B0081/00X000 | Wallonia | 1,045 m² | 1 · 111 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 35,557 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-11-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.