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QUALITY PLÂTRE

Active
Private limited company (pre-2019)founded 2015active for 10 yearsRue de Stambruges(HAR) 70, 7321 Bernissart, BelgiumKBO/BCE: BE 0644.852.139

The file of QUALITY PLÂTRE contains 3 judicial reorganisation notices, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is at least 25% (high). The 2024 annual accounts show equity of €9,059 and a net result of €1,841. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 35,969 sector peers (NACE 43, financial year 2024).

Overview

Activity
Plastering work
NACE 43310
1 site
Size
€134,627total assets 2024
Equity
€9,059
Profit
€1,841
Turnover not published (micro format)
Financial health
11 Critical Checked score 2024
Bankruptcy probabilitywithin 12 months
≥ 25%
Structure
Accounts 78 days overdue0 of 5 deeds read
Why 11raises riskReorganisation plan being carried out (approved, Gazette 26-05-2026)Figures for financial year 2024 (filed 03-10-2025)1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late3 warning signals in 24 months (reorganisation 3)Show the evidence

Checked score

Score 2024
11 / 100
Critical
Probability in this band: over 15.0%
Financially better than 32% of its sector peers (NACE 43, micro)
Financial strength · tick = 2023
Weak
Solvency 32+2
equity 6.7% of total assets
Liquidity 9=
short-term debt 81.6% · cash 3.0%
Profitability 70+70
return on assets 1.4%
Bankruptcy probability, 12 months
≥ 25% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 4 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,562 companies, NACE 43, micro)
Last 24 months 11-2024: 4.9% 12-2024: 4.9%● unchanged vs 11-2024 01-2025: 4.8%▼ -0.1 percentage points vs 12-2024 02-2025: 4.8%● unchanged vs 01-2025 03-2025: 4.8%● unchanged vs 02-2025 04-2025: 4.8%● unchanged vs 03-2025 05-2025: 4.5%▼ -0.3 percentage points vs 04-2025 06-2025: 4.5%● unchanged vs 05-2025 07-2025: 4.5%● unchanged vs 06-2025 08-2025: 4.9%▲ +0.4 percentage points vs 07-2025 09-2025: 5.0%▲ +0.1 percentage points vs 08-2025 10-2025: 6.6%▲ +1.6 percentage points vs 09-2025 11-2025: 2.7%▼ -3.9 percentage points vs 10-2025 12-2025: 2.7%● unchanged vs 11-2025 01-2026: 2.6%▼ -0.1 percentage points vs 12-2025lowest value 06-2026: 15.0% 07-2026: 15.1%▲ +0.1 percentage points vs 06-2026 08-2026: 18.0%▲ +2.9 percentage points vs 07-2026 09-2026: 20.6%▲ +2.6 percentage points vs 08-2026 10-2026: ≥ 25%▲ +6.1 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.76, compared with 0.79 in 2023, below 1; short-term debt: 81.6% and cash: 3% of total assets), and 93.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 12% on solvency, 6% on liquidity, 38% on profitability and 72% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises riskneutral
raises risk · Reorganisation plan being carried out (approved, Gazette 26-05-2026)
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed 03-10-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late
NBB · filings
raises risk · 3 warning signals in 24 months (reorganisation 3)
Belgian Official Gazette
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 35969 sector peers (2024).
NBB · sector comparison
Position among 35969 sector peers
Solvency
better than 12%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 78 days later.
NBB · 9 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline17-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
not filed
2024
61 days late
2023
51 days late
2022
92 days late
2021
31 days late
2020
61 days late
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 64 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Plan homologationEnterprise Court of Hainaut ·…
  2. ExtensionEnterprise Court of Hainaut ·…
  3. OpeningEnterprise Court of Hainaut ·…

Key points

  • Positive: Back in profit in 2024after -€126,469 in 2023 €1,841 View
  • Caution: Among the weakest 13% on solvencysector median 46.6% · 35,969 companies 6.7% View
  • Caution: Accounts not fileddeadline was 31-07-2026 78 days late View

By topic

Financials

Financial year
2024
Total assets
€134,627
Profit
€1,841
Solvency
6.7%
Total assets▼ 15.7%
Net result
20182024
Go to Financials

Timeline

Events
18
Since
2017
  1. 30-09-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 20-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Plastering workNACE 43310
Founded
24-12-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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