QUALITY IMMO
ActiveQUALITY IMMO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €851k and a net result of €-23k. Equity is growing by ~29% per year across the filed fiscal years. Its solvency ranks better than 53% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+1
Solvency60▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.05 in 2024; short-term debt: 64.7% and cash: 1.3% of total assets), and 65% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35%
Return on assets
-0.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-23k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
3 d early
2024
137 d late
2023
61 d late
2022
27 d early
2021
33 d early
2020
32 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€131k
EBIT margin
-12.0%
Net result
€-23k▲ 22.9%
2024 · €-30k
2018: €-16k
2019: €137k
2020: €26k
2021: €-36k
2022: €-54k
2023: €-222k
2024: €-30k
2018 → 2025
Working capital
€-1.50M▲ 6.5%
2024 · €-1.61M
2018: €-661k
2019: €-448k
2020: €-374k
2021: €-382k
2022: €-728k
2023: €-885k
2024: €-1.61M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€1.12M▲ 1,176%€903k▼ 19.7%€873k▼ 3.3%€851k▼ 2.6%
Operating result€-35k-€-53k▼ 52.2%€-222k▼ 316%€-30k▲ 86.5%€-22k▲ 25.5%
Net result€-36k-€-54k▼ 50.2%€-222k▼ 313%€-30k▲ 86.6%€-23k▲ 22.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2025 against €30k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.43M
Fixed assets
€2.36M▼ 4.9%
Current assets
€69k▼ 14.5%
Equity and liabilities €2.43M
Equity
€851k▼ 2.6%
Debt
€1.58M▼ 6.5%
The debt ratio falls from 65.9% to 65.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€98k▼
2024 · €114k
Cash flow
€98k▼
2024 · €115k
Solvency
35.0%▲
2024 · 34.1%
Current ratio
0.04▼
2024 · 0.05
Quick ratio
0.04▼
2024 · 0.05
Debt / equity
1.86▼
2024 · 1.93
ROE
-2.7%▲
2024 · -3.4%
ROA
-0.9%▲
2024 · -1.2%
Interest coverage
284.36▼
2024 · 2077.32
Debt
€1.58M▼
2024 · €1.69M
Debt ≤ 1 year
€1.57M▼
2024 · €1.69M
Income taxes
€344▲
2024 · €218
Staff costs
€18k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.56M€2.43M▼
Fixed assets21/28€2.48M€2.36M▼
Tangible fixed assets22/27€2.48M€2.36M▼
Land and buildings22€2.46M€2.34M▼
Furniture and vehicles24€6k€1k▼
Other tangible fixed assets26€20k€15k▼
Current assets29/58€81k€69k▼
Amounts receivable within one year40/41-€25k
Trade receivables40-€17k
Other amounts receivable41-€8k
Cash at bank and in hand54/58€81k€31k▼
Deferred charges and accrued income490/1-€14k
Equity and liabilities
Total equity and liabilities10/49€2.56M€2.43M▼
Equity10/15€873k€851k▼
Contributions10/11€1.23M€1.23M=
Capital10€227k€227k=
Issued capital100€227k€227k=
Outside capital11€1.00M€1.00M=
Share premium1100/10€1.00M€1.00M=
Profit (loss) carried forward14€-354k€-377k▼
Amounts payable17/49€1.69M€1.58M▼
Amounts payable within one year42/48€1.69M€1.57M▼
Trade debts44€130€1k▲
Suppliers440/4€130€1k▲
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€219€415▲
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€1.68M€1.57M▼
Accrued charges and deferred income492/3€2k€7k▲
Income statement
Code20242025
Non-recurring operating income76A€34k-
Remuneration, social security and pensions62€20k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€144k€121k▼
Other operating charges640/8€16k€17k▲
Gross operating margin9900€151k€134k▼
Operating profit (loss)9901€-30k€-22k▲
Financial income75/76B€494€76▼
Recurring financial income75€494€76▼
Financial charges65/66B€55€346▲
Recurring financial charges65€55€346▲
Profit (loss) for the period before taxes9903€-29k€-23k▲
Income taxes67/77€218€344▲
Profit (loss) for the period9904€-30k€-23k▲
Profit (loss) for the period to be appropriated9905€-30k€-23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-357k€-377k▼
Profit (loss) brought forward from the previous period14P€-327k€-354k▼
Transfer from equity791/2€3k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 137 days late
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 137 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-222k
Net result drops to €-222k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €1MEq €1.12M ▲1176%
Equity rises from €88k to €1.12M.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €124k ▲27.2%
2 profitable years in a row build equity to €124k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €137k
Net result €137k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herentalsebaan 1132100 AntwerpenGround area
157 m²
Building footprint
103 m²
Volume, LiDAR
1,088 m³
Parcel 11345B0184/00F008, Flanders · tallest building 15.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Herentalsebaan 113, 2100 Antwerpen
since 19932.064.884.926
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11345B0184/00F008 | Flanders | 157 m² | 1 · 103 m² | 15.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 117 EUR awarded · 59 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 117 EUR | 59 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 3,932 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-12-1993
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.