QUALITY FIT
ActiveQUALITY FIT has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €31k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 879 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+66
Solvency87▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 0.98 in 2024; short-term debt: 32.4% and cash: 29% of total assets), and 38.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.7%
Return on assets
14%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
6 d early
2023
9 d early
2022
27 d early
2021
2 d early
2020
2 d early
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€136k▲ 29.4%
2024 · €105k
2018: €89k
2019: €99k
2020: €173k
2021: €133k
2022: €154k
2023: €172k
2024: €105k
2018 → 2025
Total assets
€221k▲ 6.0%
2024 · €208k
2018: €245k
2019: €491k
2020: €490k
2021: €447k
2022: €397k
2023: €313k
2024: €208k
2018 → 2025
Net result
€31k
2024 · €-22k
2018: €59k
2019: €10k
2020: €74k
2021: €-41k
2022: €21k
2023: €18k
2024: €-22k
2018 → 2025
Working capital
€44k
2024 · €-1k
2018: €34k
2019: €14k
2020: €109k
2021: €74k
2022: €37k
2023: €39k
2024: €-1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€133k-€154k▲ 16.2%€172k▲ 11.8%€105k▼ 38.9%€136k▲ 29.4%
Operating result€-33k-€31k€-1k€-12k▼ 1,038%€36k
Net result€-41k-€21k€18k▼ 15.0%€-22k€31k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €36k after a loss of €12k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €221k
Fixed assets
€105k▼ 23.9%
Current assets
€116k▲ 64.7%
Equity and liabilities €221k
Equity
€136k▲ 29.4%
Debt
€84k▼ 18.0%
The debt ratio falls from 49.5% to 38.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€69k▲
2024 · €19k
Cash flow
€64k▲
2024 · €9k
Solvency
61.7%▲
2024 · 50.5%
Current ratio
1.62▲
2024 · 0.98
Quick ratio
1.59▲
2024 · 0.95
Debt / equity
0.62▼
2024 · 0.98
ROE
22.7%▲
2024 · -21.0%
ROA
14.0%▲
2024 · -10.6%
Interest coverage
13.61▲
2024 · 1.80
Debt
€84k▼
2024 · €103k
Debt ≤ 1 year
€72k▼
2024 · €72k
Debt > 1 year
€13k▼
2024 · €28k
Staff costs
€165k▼
2024 · €176k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€208k€221k▲
Fixed assets21/28€138k€105k▼
Tangible fixed assets22/27€132k€99k▼
Plant, machinery and equipment23€23k€18k▼
Leasing and similar rights25€102k€76k▼
Other tangible fixed assets26€8k€6k▼
Financial fixed assets28€6k€6k=
Current assets29/58€70k€116k▲
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€32k€49k▲
Trade receivables40€4k€7k▲
Other amounts receivable41€29k€41k▲
Cash at bank and in hand54/58€27k€64k▲
Deferred charges and accrued income490/1€8k€953▼
Equity and liabilities
Total equity and liabilities10/49€208k€221k▲
Equity10/15€105k€136k▲
Contributions10/11€19k€19k=
Reserves13€87k€118k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€15k€15k=
Distributable reserves133€69k€100k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€103k€84k▼
Amounts payable after more than one year17€28k€13k▼
Financial debts170/4€28k€13k▼
Amounts payable within one year42/48€72k€72k▼
Current portion of amounts payable after more than one year42€15k€16k▲
Financial debts43€2k€3k▲
Credit institutions430/8€2k€3k▲
Trade debts44€7k€30k▲
Suppliers440/4€7k€30k▲
Taxes, remuneration and social security45€24k€15k▼
Taxes450/3€2k€0▼
Remuneration and social security454/9€22k€15k▼
Other amounts payable47/48€24k€9k▼
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€176k€165k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€33k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€2k€2k▲
Gross operating margin9900€199k€239k▲
Operating profit (loss)9901€-12k€36k▲
Financial income75/76B€426€169▼
Recurring financial income75€426€169▼
Financial charges65/66B€10k€5k▼
Recurring financial charges65€10k€5k▼
Profit (loss) for the period before taxes9903€-22k€31k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-22k€31k▲
Profit (loss) for the period to be appropriated9905€-22k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€31k▲
Transfer from equity791/2€67k€0▼
Transfer to equity691/2€0€31k▲
To the legal reserve6920€0-
To other reserves6921-€31k
Profit to be distributed694/7€45k€0▼
Return on contributions (dividend)694€45k€0▼
Social balance
Average headcount (FTE)90873.92.9▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Equity above €150kEq €154k ▲16.2%
Equity rises from €133k to €154k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-41k ▼155%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €74k ▲643%
Net result €74k, the highest in the series.
31-12
Financial
Equity above €150kEq €173k ▲75.3%
3 profitable years in a row build equity to €173k.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruggeveldlaan 6032100 AntwerpenGround area
3,711 m²
Building footprint
2,971 m²
Volume, LiDAR
17,145 m³
Parcel 11344A0467/00L000, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
QUALITY FIT BVBA
since 19962.077.974.184
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11344A0467/00L000 | Flanders | 3,711 m² | 1 · 2,971 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 2,797 EUR awarded · 2,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
| 2023 | 1 | 297 EUR | 0 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.077.974.184
Dual-learning approval
1 live approval · 2 endedFitnessbegeleider duaal (so)
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Of 3,873 companies in sector 93199 we hold annual accounts for 606. 444 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-08-1996
Fiscal year end31-12
Activities, NACEBEL
92623
93130Fitness centres
93199Other sports activities
46496Wholesale trade
51476
92613
93040
93110Operation of sports facilities
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.