QUALITATIVE AND CONSTRUCTIVE CONSULTANCY
ActiveQUALITATIVE AND CONSTRUCTIVE CONSULTANCY has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €217k and a net result of €55k. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 44% of 37964 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+4
Solvency77▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 5.92 against 4.4 in 2023; short-term debt: 7.2% and cash: 6.8% of total assets), and 48.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
43 d early
2022
16 d late
2021
38 d early
2020
46 d early
2019
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€217k▲ 21.9%
2023 · €178k
2018: €40k
2019: €43k
2020: €75k
2021: €105k
2022: €140k
2023: €178k
2018 → 2024
Total assets
€420k▲ 4.8%
2023 · €400k
2018: €330k
2019: €345k
2020: €361k
2021: €361k
2022: €371k
2023: €400k
2018 → 2024
Net result
€55k▲ 46.7%
2023 · €38k
2018: €-15k
2019: €15k
2020: €32k
2021: €30k
2022: €35k
2023: €38k
2018 → 2024
Working capital
€149k▲ 22.6%
2023 · €122k
2018: €23k
2019: €13k
2020: €36k
2021: €57k
2022: €83k
2023: €122k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€75k-€105k▲ 39.4%€140k▲ 33.4%€178k▲ 26.8%€217k▲ 21.9%
Operating result€53k-€47k▼ 10.6%€57k▲ 21.0%€58k▲ 1.4%€82k▲ 41.2%
Net result€32k-€30k▼ 8.4%€35k▲ 17.9%€38k▲ 7.3%€55k▲ 46.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 41% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €420k
Fixed assets
€240k▼ 1.1%
Current assets
€180k▲ 14.0%
Equity and liabilities €420k
Equity
€217k▲ 21.9%
Debt
€203k▼ 8.8%
The debt ratio falls from 55.5% to 48.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€94k▲
2023 · €69k
Cash flow
€67k▲
2023 · €49k
Solvency
51.7%▲
2023 · 44.5%
Current ratio
5.92▲
2023 · 4.40
Quick ratio
5.92▲
2023 · 4.40
Debt / equity
0.93▼
2023 · 1.25
ROE
25.4%▲
2023 · 21.2%
ROA
13.2%▲
2023 · 9.4%
Interest coverage
23.43▲
2023 · 15.84
Debt
€203k▼
2023 · €222k
Debt ≤ 1 year
€30k▼
2023 · €36k
Debt > 1 year
€172k▼
2023 · €184k
Income taxes
€23k▲
2023 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€400k€420k▲
Fixed assets21/28€243k€240k▼
Tangible fixed assets22/27€243k€240k▼
Land and buildings22€221k€215k▼
Plant, machinery and equipment23€21k€16k▼
Furniture and vehicles24€697€9k▲
Current assets29/58€158k€180k▲
Amounts receivable after more than one year29-€43k
Other amounts receivable291-€43k
Amounts receivable within one year40/41€88k€92k▲
Trade receivables40€33k€36k▲
Other amounts receivable41€55k€56k▲
Current investments50/53€17k€17k=
Cash at bank and in hand54/58€53k€29k▼
Equity and liabilities
Total equity and liabilities10/49€400k€420k▲
Equity10/15€178k€217k▲
Contributions10/11€6k€6k=
Reserves13€168k€207k▲
Distributable reserves133€168k€207k▲
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€222k€203k▼
Amounts payable after more than one year17€184k€172k▼
Financial debts170/4€184k€172k▼
Amounts payable within one year42/48€36k€30k▼
Current portion of amounts payable after more than one year42€13k€13k▲
Financial debts43€6k€4k▼
Credit institutions430/8€6k€4k▼
Trade debts44€78€2k▲
Suppliers440/4€78€2k▲
Taxes, remuneration and social security45€15k€12k▼
Taxes450/3€15k€9k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€2k-
Accrued charges and deferred income492/3€2k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€816€4k▲
Gross operating margin9900€70k€98k▲
Operating profit (loss)9901€58k€82k▲
Financial income75/76B€20€124▲
Recurring financial income75€20€124▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€54k€78k▲
Income taxes67/77€16k€23k▲
Profit (loss) for the period9904€38k€55k▲
Profit (loss) for the period to be appropriated9905€38k€55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€59k▲
Profit (loss) brought forward from the previous period14P€4k€4k=
Transfer from equity791/2-€16k
Transfer to equity691/2€38k€55k▲
To the legal reserve6920€38k€55k▲
Profit to be distributed694/7-€16k
Return on contributions (dividend)694-€16k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €55k ▲46.7%
Operating result €82k, net result €55k, both a record.
31-12
Financial
Equity above €200kEq €217k ▲21.9%
6 profitable years in a row build equity to €217k.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €178k ▲26.8%
5 profitable years in a row build equity to €178k.
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €105k ▲39.4%
3 profitable years in a row build equity to €105k.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hulst 1671745 OpwijkGround area
719 m²
Building footprint
127 m²
Volume, LiDAR
676 m³
Parcel 23060C0461/00V002, Flanders · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
QCC
since 20072.162.119.310
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23060C0461/00V002 | Flanders | 719 m² | 1 · 127 m² | 6.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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OLMAH MANAGEMENT CONSULTANCY
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Q-Assist
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 39,515 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2007
Fiscal year end31-12
Abbreviation NL
QCC
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
58290Other software publishing
68310Real estate agency activities
68311Real estate activities
70311
72210
85143
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0497/44 33 99