Skip to content

QUALIPA

Active
Private limited companyfounded 200422 yrs activeTer Hertstraat 16, 2800 Mechelen, BelgiumKBO/BCE: BE 0864.200.120
Summary

QUALIPA has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €686,570 and a net result of €48,713. Equity is growing by ~3.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability35▼-5
Solvency68=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.59 in 2023; short-term debt: 56.5% and cash: 54.5% of total assets), but 56.5% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 22 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 d early
2024
50 d early
2023
56 d early
2022
53 d early
2021
56 d early
2020
32 d early
2019
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 46 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

QUALIPA was incorporated on 22 March 2004.1 Total assets rose from EUR 1.2 million in 2018 to EUR 1.6 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€686,570▲ 7.6%
2023 · €637,856
Total assets
€1.6m▲ 6.3%
2023 · €1.5m
Net result
€48,713▲ 2.7%
2023 · €47,455
Working capital
€552,038▲ 10.4%
2023 · €499,892
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€38,665▲ 150%€68,092▲ 76.1%€63,724▼ 6.4%€70,805▲ 11.1%€78,221▲ 10.5%
Net result€15,992within the sector's middle half-€41,482below the sector's middle half€51,723within the sector's middle half€47,455within the sector's middle half▼ 8.3%€48,713within the sector's middle half▲ 2.7%
Equity€580,160above the sector's middle half▲ 2.8%€538,678above the sector's middle half▼ 7.2%€590,401above the sector's middle half▲ 9.6%€637,856above the sector's middle half▲ 8.0%€686,570above the sector's middle half▲ 7.6%
Total assets€1.3mabove the sector's middle half▲ 4.4%€1.3mabove the sector's middle half▼ 1.2%€1.4mabove the sector's middle half▲ 5.7%€1.5mabove the sector's middle half▲ 7.8%€1.6mabove the sector's middle half▲ 6.3%
Debt€739,715▲ 5.7%€765,479▲ 3.5%€788,634▲ 3.0%€848,227▲ 7.6%€893,271▲ 5.3%
Working capital€422,219above the sector's middle half▲ 6.1%€389,009above the sector's middle half▼ 7.9%€449,005above the sector's middle half▲ 15.4%€499,892above the sector's middle half▲ 11.3%€552,038above the sector's middle half▲ 10.4%
Solvency44.0%within the sector's middle half▼ 0.7pp41.3%within the sector's middle half▼ 2.7pp42.8%within the sector's middle half▲ 1.5pp42.9%within the sector's middle half▲ 0.1pp43.5%within the sector's middle half▲ 0.5pp
Current ratio1.57within the sector's middle half=1.51within the sector's middle half▼ 0.061.57within the sector's middle half▲ 0.061.59within the sector's middle half▲ 0.021.62within the sector's middle half▲ 0.03
Return on assets (ROA)1.2%within the sector's middle half▲ 1.8pp-3.2%below the sector's middle half▼ 4.4pp3.8%within the sector's middle half▲ 6.9pp3.2%within the sector's middle half▼ 0.6pp3.1%within the sector's middle half▼ 0.1pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2020: €38,665€38,665Net result 2020: €15,992€15,992Operating result 2021: €68,092€68,092Net result 2021: -€41,482-€41,482Operating result 2022: €63,724€63,724Net result 2022: €51,723€51,723Operating result 2023: €70,805€70,805Net result 2023: €47,455€47,455Operating result 2024: €78,221€78,221Net result 2024: €48,713€48,71320202021202220232024€0€20,000€40,000€60,000€80,000Operating result 2022: €63,724€63,700Net result 2022: €51,723€51,700Operating result 2023: €70,805€70,800Net result 2023: €47,455€47,500Operating result 2024: €78,221€78,200Net result 2024: €48,713€48,700202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 10% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.6m
Fixed assets €134,532 ▼ 2.5%
Current assets €1.4m ▲ 7.2%
Equity and liabilities €1.6m
Equity €686,570 ▲ 7.6%
Debt €893,271 ▲ 5.3%
Debt's share of the balance-sheet total falls from 57.1% to 56.5%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€81,653▲
2023 · €74,237
Cash flow
€52,146▲
2023 · €50,888
Debt to equity
1.30▼
2023 · 1.33
ROE
7.1%▼
2023 · 7.4%
Interest coverage
1.49▼
2023 · 2.12
Debt ≤ 1 year
€893,271▲
2023 · €848,227
Income taxes
€17,146▼
2023 · €17,793
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
3.5% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 39 lines
Balance sheet Code20232024
Assets
Total assets20/58€1.5m€1.6m▲
Fixed assets21/28€137,964€134,532▼
Tangible fixed assets22/27€137,964€134,532▼
Land and buildings22€137,964€134,532▼
Current assets29/58€1.3m€1.4m▲
Amounts receivable within one year40/41€23,042€9,473▼
Trade receivables40€23,042€4,325▼
Other amounts receivable41-€5,148
Current investments50/53€473,005€573,748▲
Cash at bank and in hand54/58€851,466€861,347▲
Deferred charges and accrued income490/1€606€742▲
Equity and liabilities
Total equity and liabilities10/49€1.5m€1.6m▲
Equity10/15€637,856€686,570▲
Contributions10/11€12,400€12,400=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14€623,596€672,310▲
Amounts payable17/49€848,227€893,271▲
Amounts payable within one year42/48€848,227€893,271▲
Trade debts44€1,338€1,884▲
Suppliers440/4€1,338€1,884▲
Taxes, remuneration and social security45€30,037€21,454▼
Taxes450/3€30,037€21,454▼
Other amounts payable47/48€816,852€869,933▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,432€3,432=
Other operating charges640/8€2,462€1,990▼
Gross operating margin9900€76,699€83,643▲
Operating profit (loss)9901€70,805€78,221▲
Financial income75/76B€29,406€42,532▲
Recurring financial income75€29,406€42,532▲
Financial charges65/66B€34,963€54,894▲
Recurring financial charges65€34,963€54,894▲
Profit (loss) for the period before taxes9903€65,248€65,859▲
Income taxes67/77€17,793€17,146▼
Profit (loss) for the period9904€47,455€48,713▲
Profit (loss) for the period to be appropriated9905€47,455€48,713▲
Appropriation of the result
Profit (loss) to be appropriated9906€623,596€672,310▲
Profit (loss) brought forward from the previous period14P€576,141€623,596▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A--€6,039---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,272€8,272€8,272€3,432€3,432=
Other operating charges640/8-€2,195€1,843€2,462€1,990▼ 19.2%
Gross operating margin9900€76,877€78,559€73,839€76,699€83,643▲ 9.1%
Operating profit (loss)9901€38,665€68,092€63,724€70,805€78,221▲ 10.5%
Financial income75/76B-€132,037€17,696€29,406€42,532▲ 44.6%
Recurring financial income75€8,270€132,037€17,696€29,406€42,532▲ 44.6%
Financial charges65/66B-€241,502€24,285€34,963€54,894▲ 57.0%
Recurring financial charges65€25,023€241,502€24,285€34,963€54,894▲ 57.0%
Profit (loss) for the period before taxes9903€21,912-€41,374€57,134€65,248€65,859▲ 0.9%
Income taxes67/77€5,921€108€5,411€17,793€17,146▼ 3.6%
Profit (loss) for the period9904€15,992-€41,482€51,723€47,455€48,713▲ 2.7%
Profit (loss) for the period to be appropriated9905€15,992-€41,482€51,723€47,455€48,713▲ 2.7%
Line20202021202220232024Change
Assets
Total assets20/58€1.3m€1.3m€1.4m€1.5m€1.6m▲ 6.3%
Fixed assets21/28€157,941€149,669€141,396€137,964€134,532▼ 2.5%
Tangible fixed assets22/27€157,941€149,669€141,396€137,964€134,532▼ 2.5%
Land and buildings22-€144,829€141,396€137,964€134,532▼ 2.5%
Furniture and vehicles24-€4,840----
Current assets29/58€1.2m€1.2m€1.2m€1.3m€1.4m▲ 7.2%
Amounts receivable within one year40/41€16,734€39,005€12,798€23,042€9,473▼ 58.9%
Trade receivables40-€11,390€12,798€23,042€4,325▼ 81.2%
Other amounts receivable41-€27,615--€5,148-
Current investments50/53€577,691€283,034€473,005€473,005€573,748▲ 21.3%
Cash at bank and in hand54/58€566,766€831,056€751,266€851,466€861,347▲ 1.2%
Deferred charges and accrued income490/1-€1,393€570€606€742▲ 22.4%
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.3m€1.4m€1.5m€1.6m▲ 6.3%
Equity10/15€580,160€538,678€590,401€637,856€686,570▲ 7.6%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Capital10-€12,400€12,400---
Issued capital100-€18,600€18,600---
Uncalled capital101-€6,200€6,200---
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Legal reserve130-€1,860€1,860---
Reserves not available under the articles1311---€1,860€1,860=
Profit (loss) carried forward14€565,900€524,418€576,141€623,596€672,310▲ 7.8%
Amounts payable17/49€739,715€765,479€788,634€848,227€893,271▲ 5.3%
Amounts payable within one year42/48€739,715€765,479€788,634€848,227€893,271▲ 5.3%
Trade debts44€296€348-€1,338€1,884▲ 40.8%
Suppliers440/4-€348-€1,338€1,884▲ 40.8%
Taxes, remuneration and social security45-€11,168€11,631€30,037€21,454▼ 28.6%
Taxes450/3-€11,168€11,631€30,037€21,454▼ 28.6%
Other amounts payable47/48-€753,964€777,003€816,852€869,933▲ 6.5%
Line20202021202220232024Change
Profit (loss) for the period9904€15,992-€41,482€51,723€47,455€48,713▲ 2.7%
+ Depreciation and write-downs630€8,272€8,272€8,272€3,432€3,432=
Operating cash flow (approximation)€24,264-€33,210€59,996€50,888€52,146▲ 2.5%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€264,290-€79,790€100,200€9,881▼ 90.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
05-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €51,723
Net result €51,723 after one loss-making year.
05-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Weakest financial yearnet -€41,482
Net result drops to -€41,482, the lowest in the series; recovery starts the following year.
29-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €15,992
Net result €15,992 after one loss-making year.
29-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
06-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2004
seat establishment The establishment unit on the map
Ground area
1,049 m²
Building footprint
166 m²
Volume, LiDAR
913 m³
Parcel 12402B0403/00W002, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Qualipa
Ter Hertstraat 16, 2800 MechelenNACE 74114
since 20042.137.774.783
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12402B0403/00W002 Flanders 1,049 m² 1 · 166 m² 11.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

9676002XULDJYB79CI35
live in the LEI register

Similar companies · same sector, comparable size

Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 31,781 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-03-2004
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0864200120
Also 9925:BE0864200120
Registered 20-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.