QUALIFINAS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show a net result of €75k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its net result ranks better than 72% of 8016 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-02-2026, 161 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
161 d early
2024
38 d early
2023
112 d early
2022
34 d early
2021
39 d early
2020
37 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€0▼ 100%
2022 · €182k
2018: €41k
2019: €131k
2020: €231k
2021: €201k
2022: €182k
2018 → 2023
Net result
€75k▼ 18.0%
2024 · €91k
2018: €24k
2019: €91k
2020: €67k
2021: €-30k
2022: €-19k
2023: €74k
2024: €91k
2018 → 2025
Total assets
€116k▲ 11.7%
2024 · €104k
2018: €738k
2019: €858k
2020: €1.03M
2021: €966k
2022: €936k
2023: €82k
2024: €104k
2018 → 2025
Solvency
0.0%▼ 19.4pp
2022 · 19.4%
2018: 5.6%
2019: 15.3%
2020: 22.4%
2021: 20.8%
2022: 19.4%
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€201k-€182k▼ 9.6%€0▼ 100%
Operating result€-11k-€1k€99k▲ 8,798%€119k▲ 20.5%€95k▼ 20.0%
Net result€-30k-€-19k▲ 34.8%€74k€91k▲ 22.2%€75k▼ 18.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets
€70k▲ 2,400%
Current assets
€46k▼ 54.9%
Key figures and ratios
ROA
64.3%▼
2024 · 87.5%
Debt
€116k▲
2024 · €104k
Debt ≤ 1 year
€104k▲
2024 · €104k
Debt > 1 year
€12k
Income taxes
€20k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€104k€116k▲
Fixed assets21/28€3k€70k▲
Tangible fixed assets22/27€3k€70k▲
Plant, machinery and equipment23€24€0▼
Furniture and vehicles24€3k€70k▲
Current assets29/58€101k€46k▼
Stocks and contracts in progress3€12k€8k▼
Stocks30/36€12k€8k▼
Amounts receivable within one year40/41€10k€11k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€8k€8k▼
Cash at bank and in hand54/58€75k€23k▼
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€104k€116k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€104k€116k▲
Amounts payable after more than one year17-€12k
Financial debts170/4-€12k
Amounts payable within one year42/48€104k€104k▲
Current portion of amounts payable after more than one year42-€12k
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€93k€82k▼
Income statement
Code20242025
Non-recurring operating income76A€0€143▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€1k€959▼
Non-recurring operating charges66A€0€29k▲
Gross operating margin9900€123k€129k▲
Operating profit (loss)9901€119k€95k▼
Financial income75/76B€89€79▼
Recurring financial income75€89€79▼
Financial charges65/66B€1k€418▼
Recurring financial charges65€1k€418▼
Profit (loss) for the period before taxes9903€118k€95k▼
Income taxes67/77€27k€20k▼
Profit (loss) for the period9904€91k€75k▼
Profit (loss) for the period to be appropriated9905€91k€75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€91k€75k▼
Transfer from equity791/2€0-
Profit to be distributed694/7€91k€75k▼
Return on contributions (dividend)694€91k€75k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €91k ▲22.2%
Net result €91k, the highest in the series.
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €74k
Net result €74k after 2 loss-making years.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-30k ▼145%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €231k ▲76.1%
3 profitable years in a row build equity to €231k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €100kEq €131k ▲217%
2 profitable years in a row build equity to €131k.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warellesgoed 108800 RoeselareGround area
8,023 m²
Building footprint
1,893 m²
Volume, LiDAR
6,331 m³
Parcel 36302B1040/00T000, Flanders · tallest building 17.2 m. Linked by address, not a title deed.
1 establishment unit
QUALIFINAS
since 20172.267.211.088
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36302B1040/00T000 | Flanders | 8,023 m² | 1 · 1,893 m² | 17.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BERT JACOBS
BE 0656.536.679
Oudsbergen · Eq €182k
NORMI
BE 0810.884.663
Oudenaarde · Eq €182k
Orelis
BE 0782.322.816
Antwerpen · Eq €182k
Motivos
BE 0742.706.036
Schilde · Eq €182k
Lencae
BE 0826.921.535
Beersel · Eq €182k
Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 13,522 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-08-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
47610Retail trade
70220Business consulting
82100Office administrative and support services
82990Other business support services
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:stronger@erikweekers.be
Phone:0475955417