Qualict
ActiveQualict has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €42k. Its solvency ranks better than 80% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity ample (current ratio 6.18 against 4.04 in 2024; short-term debt: 15.6% and cash: 65.5% of total assets), and 15.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.3%
Return on assets
30.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-06-2026, 33 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
33 d early
2024
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€118k▲ 54.6%
2024 · €76k
2024: €76k
2024 → 2025
Total assets
€140k▲ 41.0%
2024 · €99k
2024: €99k
2024 → 2025
Net result
€42k▼ 43.4%
2024 · €75k
2024: €75k
2024 → 2025
Working capital
€113k▲ 62.5%
2024 · €70k
2024: €70k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€76k-€118k▲ 54.6%
Operating result€105k-€59k▼ 43.3%
Net result€75k-€42k▼ 43.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€5k▼ 28.6%
Current assets
€135k▲ 45.9%
Equity and liabilities €140k
Equity
€118k▲ 54.6%
Debt
€22k▼ 4.4%
The debt ratio falls from 23.1% to 15.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63k▼
2024 · €107k
Cash flow
€46k▼
2024 · €77k
Solvency
84.3%▲
2024 · 76.9%
Current ratio
6.18▲
2024 · 4.04
Quick ratio
6.18▲
2024 · 4.04
Debt / equity
0.19▼
2024 · 0.30
ROE
36.0%▼
2024 · 98.5%
ROA
30.4%▼
2024 · 75.7%
Interest coverage
1130.29▼
2024 · 3138.60
Debt
€22k▼
2024 · €23k
Debt ≤ 1 year
€22k▼
2024 · €23k
Income taxes
€17k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€99k€140k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€4k▼
Furniture and vehicles24€7k€4k▼
Financial fixed assets28-€216
Current assets29/58€93k€135k▲
Amounts receivable within one year40/41€13k€42k▲
Trade receivables40€13k€37k▲
Other amounts receivable41-€5k
Cash at bank and in hand54/58€79k€92k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€99k€140k▲
Equity10/15€76k€118k▲
Contributions10/11€2k€2k=
Reserves13€74k€116k▲
Distributable reserves133€74k€116k▲
Amounts payable17/49€23k€22k▼
Amounts payable within one year42/48€23k€22k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€17k€14k▼
Taxes450/3€17k€14k▼
Other amounts payable47/48€3k€4k▲
Accrued charges and deferred income492/3€10€99▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€998▼
Gross operating margin9900€108k€64k▼
Operating profit (loss)9901€105k€59k▼
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€34€55▲
Recurring financial charges65€34€55▲
Profit (loss) for the period before taxes9903€105k€59k▼
Income taxes67/77€30k€17k▼
Profit (loss) for the period9904€75k€42k▼
Profit (loss) for the period to be appropriated9905€75k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€75k€42k▼
Transfer to equity691/2€74k€42k▼
To other reserves6921€74k€42k▼
Profit to be distributed694/7€859€833▼
Return on contributions (dividend)694€859€833▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €118k ▲54.6%
2 profitable years in a row build equity to €118k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bisschoppenhoflaan 5862100 AntwerpenGround area
1,698 m²
Building footprint
691 m²
Parcel 11342A0316/00K002, Flanders. Linked by address, not a title deed.
1 establishment unit
Qualict
since 20242.355.191.672
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11342A0316/00K002 | Flanders | 1,697 m² | 1 · 691 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 203 EUR awarded · 203 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 203 EUR | 203 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,500 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:didier@qualict.be