QUAL'IT SOLUTIONS
ActiveThe annual accounts of QUAL'IT SOLUTIONS for fiscal year 2025 show a net loss of 62% of the equity at the start of that year. The 2025 annual accounts show equity of €3k and a net result of €-6k. Its solvency ranks better than 20% of 17022 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency43▼-10
Growth32
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.08 against 1.26 in 2024; short-term debt: 82% and cash: 65.1% of total assets), and 82% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18%
Return on assets
-29.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 17022 sector peers (2025).
NBB · sector comparisonPosition among 17022 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
88 d early
2024
30 d early
2023
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 62.2%
2024 · €9k
2024: €9k
2024 → 2025
Total assets
€19k▼ 41.7%
2024 · €33k
2024: €33k
2024 → 2025
Net result
€-6k
2024 · €10k
2024: €10k
2024 → 2025
Working capital
€1k▼ 80.0%
2024 · €6k
2024: €6k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€9k-€3k▼ 62.2%
Operating result€12k-€-6k
Net result€10k-€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€2k▼ 24.2%
Current assets
€17k▼ 43.4%
Equity and liabilities €19k
Equity
€3k▼ 62.2%
Debt
€16k▼ 33.9%
The debt ratio rises from 72.3% to 82.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▼
2024 · €12k
Cash flow
€-5k▼
2024 · €10k
Solvency
18.0%▼
2024 · 27.7%
Current ratio
1.08▼
2024 · 1.26
Quick ratio
1.08▼
2024 · 1.26
Debt / equity
4.56▲
2024 · 2.61
ROE
-164.5%▼
2024 · 105.7%
ROA
-29.6%▼
2024 · 29.3%
Interest coverage
-54.74▼
2024 · 136.97
Debt
€16k▼
2024 · €24k
Debt ≤ 1 year
€16k▼
2024 · €24k
Income taxes
€0▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€19k▼
Formation expenses20-€0
Fixed assets21/28€3k€2k▼
Intangible fixed assets21€3k€2k▼
Current assets29/58€30k€17k▼
Amounts receivable within one year40/41€13k€498▼
Trade receivables40€13k€0▼
Other amounts receivable41-€498
Cash at bank and in hand54/58€16k€12k▼
Deferred charges and accrued income490/1€116€4k▲
Equity and liabilities
Total equity and liabilities10/49€33k€19k▼
Equity10/15€9k€3k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€7k€923▼
Amounts payable17/49€24k€16k▼
Amounts payable within one year42/48€24k€16k▼
Trade debts44€1k€525▼
Suppliers440/4€1k€525▼
Taxes, remuneration and social security45€6k€0▼
Taxes450/3€6k€0▼
Remuneration and social security454/9-€0
Other amounts payable47/48€17k€15k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€606€700▲
Other operating charges640/8€196€131▼
Gross operating margin9900€13k€-5k▼
Operating profit (loss)9901€12k€-6k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€91€88▼
Recurring financial charges65€91€88▼
Profit (loss) for the period before taxes9903€12k€-6k▼
Income taxes67/77€2k€0▼
Profit (loss) for the period9904€10k€-6k▼
Profit (loss) for the period to be appropriated9905€10k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€923▼
Profit (loss) brought forward from the previous period14P€-3k€7k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Vaudrée 2824031 LiègeGround area
139 m²
Building footprint
73 m²
Volume, LiDAR
716 m³
Parcel 62002B0448/00F017, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
QUAL'IT SOLUTIONS
since 20232.352.950.873
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62002B0448/00F017 | Wallonia | 139 m² | 1 · 73 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 2,374 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2023
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
58290Other software publishing
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.