QUADRIVIUM
ActiveSummary
The annual accounts of QUADRIVIUM for fiscal year 2025 show a net loss of 78% of total assets. The 2025 annual accounts show equity of €25,147 and a net result of -€22,086. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 17090 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-80
Solvency100▲+1
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 7.12 against 3.41 in 2024; short-term debt: 11.4% and cash: 23.5% of total assets), and 11.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
-77.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
59 d early
2023
33 d early
2022
37 d early
2021
46 d early
2020
46 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
In the rankings
#7 oldest company in Diest, Telecoms and IT sector
Equity
€25,147▼ 46.8%
2024 · €47,233
Total assets
€28,385▼ 55.5%
2024 · €63,795
Net result
-€22,086
2024 · €5,517
Working capital
€19,825▼ 50.3%
2024 · €39,875
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€691▼ 96.8%€6,968▲ 909%€15,203▲ 118%€8,689▼ 42.8%-€21,352
Net result€32▼ 99.8%€3,572▲ 11,024%€9,889▲ 177%€5,517▼ 44.2%-€22,086
Equity€33,069▼ 28.9%€33,617▲ 1.7%€42,575▲ 26.6%€47,233▲ 10.9%€25,147▼ 46.8%
Total assets€57,936▼ 3.6%€48,163▼ 16.9%€55,176▲ 14.6%€63,795▲ 15.6%€28,385▼ 55.5%
Debt€24,867▲ 82.5%€14,546▼ 41.5%€12,602▼ 13.4%€16,562▲ 31.4%€3,238▼ 80.4%
Working capital€27,085▼ 35.2%€26,403▼ 2.5%€32,576▲ 23.4%€39,875▲ 22.4%€19,825▼ 50.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €21,352 after €8,689 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28,385
Fixed assets
€5,322 ▼ 27.7%
Current assets
€23,063 ▼ 59.1%
Equity and liabilities €28,385
Equity
€25,147 ▼ 46.8%
Debt
€3,238 ▼ 80.4%
Debt's share of the balance-sheet total falls from 26.0% to 11.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€19,316▼
2024 · €11,330
Cash flow
-€20,050▼
2024 · €8,158
Current ratio
7.12▲
2024 · 3.41
Debt to equity
0.13▼
2024 · 0.35
ROE
-87.8%▼
2024 · 11.7%
ROA
-77.8%▼
2024 · 8.6%
Interest coverage
-22.22▼
2024 · 73.40
Debt ≤ 1 year
€3,238▼
2024 · €16,562
Income taxes
€123▼
2024 · €3,246
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,709 | €1,971 | €3,075 | €2,641 | €2,036 | ▼ 22.9% |
| Other operating charges640/8 | €402 | €915 | €448 | €440 | €400 | ▼ 9.2% |
| Gross operating margin9900 | €2,802 | €9,855 | €18,727 | €11,770 | -€18,917 | ▼ 261% |
| Operating profit (loss)9901 | €691 | €6,968 | €15,203 | €8,689 | -€21,352 | ▼ 346% |
| Financial income75/76B | - | €0 | €2 | €229 | €259 | ▲ 13.1% |
| Recurring financial income75 | - | €0 | €2 | €229 | €259 | ▲ 13.1% |
| Financial charges65/66B | €96 | €1,044 | €652 | €154 | €869 | ▲ 463% |
| Recurring financial charges65 | €96 | €1,044 | €652 | €154 | €869 | ▲ 463% |
| Profit (loss) for the period before taxes9903 | €595 | €5,924 | €14,554 | €8,764 | -€21,963 | ▼ 351% |
| Income taxes67/77 | €562 | €2,352 | €4,664 | €3,246 | €123 | ▼ 96.2% |
| Profit (loss) for the period9904 | €32 | €3,572 | €9,889 | €5,517 | -€22,086 | ▼ 500% |
| Profit (loss) for the period to be appropriated9905 | €32 | €3,572 | €9,889 | €5,517 | -€22,086 | ▼ 500% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €57,936 | €48,163 | €55,176 | €63,795 | €28,385 | ▼ 55.5% |
| Fixed assets21/28 | €6,745 | €7,214 | €9,999 | €7,358 | €5,322 | ▼ 27.7% |
| Tangible fixed assets22/27 | €5,695 | €6,164 | €8,949 | €6,308 | €4,272 | ▼ 32.3% |
| Land and buildings22 | €1,253 | €807 | €3,568 | €2,595 | €1,654 | ▼ 36.3% |
| Plant, machinery and equipment23 | €1,555 | €886 | €1,964 | €1,352 | €956 | ▼ 29.3% |
| Furniture and vehicles24 | €2,887 | €4,471 | €3,416 | €2,362 | €1,662 | ▼ 29.6% |
| Financial fixed assets28 | €1,050 | €1,050 | €1,050 | €1,050 | €1,050 | = |
| Current assets29/58 | €51,191 | €40,948 | €45,177 | €56,436 | €23,063 | ▼ 59.1% |
| Amounts receivable within one year40/41 | €9,041 | €7,947 | €7,720 | €16,741 | €12,696 | ▼ 24.2% |
| Trade receivables40 | €8,304 | €7,918 | €7,720 | €6,395 | €0 | ▼ 100% |
| Other amounts receivable41 | €738 | €29 | €0 | €10,347 | €12,696 | ▲ 22.7% |
| Cash at bank and in hand54/58 | €40,284 | €28,669 | €32,812 | €36,198 | €6,666 | ▼ 81.6% |
| Deferred charges and accrued income490/1 | €1,865 | €4,333 | €4,645 | €3,498 | €3,701 | ▲ 5.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €57,936 | €48,163 | €55,176 | €63,795 | €28,385 | ▼ 55.5% |
| Equity10/15 | €33,069 | €33,617 | €42,575 | €47,233 | €25,147 | ▼ 46.8% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €26,869 | €27,415 | €36,370 | €41,033 | €41,033 | = |
| Non-distributable reserves130/1 | €1,925 | €1,925 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,925 | €1,925 | €0 | - | - | - |
| Distributable reserves133 | €24,944 | €25,490 | €36,370 | €41,033 | €41,033 | = |
| Profit (loss) carried forward14 | €0 | €2 | €5 | €0 | -€22,086 | - |
| Amounts payable17/49 | €24,867 | €14,546 | €12,602 | €16,562 | €3,238 | ▼ 80.4% |
| Amounts payable after more than one year17 | €761 | €0 | - | - | - | - |
| Financial debts170/4 | €761 | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €24,106 | €14,546 | €12,602 | €16,562 | €3,238 | ▼ 80.4% |
| Current portion of amounts payable after more than one year42 | €1,509 | €761 | €0 | - | - | - |
| Trade debts44 | €0 | €854 | €1,583 | €456 | €965 | ▲ 112% |
| Suppliers440/4 | €0 | €854 | €1,583 | €456 | €965 | ▲ 112% |
| Taxes, remuneration and social security45 | €7,252 | €5,223 | €8,304 | €8,455 | €656 | ▼ 92.2% |
| Taxes450/3 | €7,252 | €5,223 | €8,304 | €8,455 | €656 | ▼ 92.2% |
| Other amounts payable47/48 | €15,345 | €7,707 | €2,714 | €7,651 | €1,617 | ▼ 78.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32 | €3,572 | €9,889 | €5,517 | -€22,086 | ▼ 500% |
| + Depreciation and write-downs630 | €1,709 | €1,971 | €3,075 | €2,641 | €2,036 | ▼ 22.9% |
| Operating cash flow (approximation) | €1,741 | €5,543 | €12,965 | €8,158 | -€20,050 | ▼ 346% |
| Investment in fixed assets (approximation) | - | -€2,441 | -€5,861 | €0 | €0 | - |
| Change in cash | - | -€11,615 | €4,143 | €3,386 | -€29,532 | ▼ 972% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€22,086
Net result drops to -€22,086, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 7.12
Current ratio from 3.41 to 7.12; short-term debt falls from €16,562 to €3,238.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €16,522 ▲300%
Operating result €21,764, net result €16,522, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2001
Ground area
433 m²
Building footprint
144 m²
Volume, LiDAR
927 m³
Parcel 24046B0146/00V002, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
QUADRIVIUM
since 20012.093.210.609
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24046B0146/00V002 | Flanders | 433 m² | 1 · 144 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 373 EUR awarded · 365 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 213 EUR | 213 EUR |
| 2023 | 1 | 160 EUR | 152 EUR |
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,775. 6,142 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-06-2001
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
68329Real estate activities
Scores and ratios are computed by Checked and are not a credit decision.