QUADRIGA-PLUS
ActiveSummary
QUADRIGA-PLUS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €323,991 and a net result of €39,377. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 51% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+12
Solvency82▼-18
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 2.25 against 5.38 in 2024; short-term debt: 42.9% and cash: 40.2% of total assets), and 42.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.1%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
38 d early
2023
22 d early
2022
35 d early
2021
39 d early
2020
32 d early
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€323,991▼ 55.8%
2024 · €733,801
Total assets
€567,227▼ 36.6%
2024 · €894,057
Net result
€39,377▲ 243%
2024 · €11,474
Working capital
€305,178▼ 56.5%
2024 · €701,563
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€61,453▼ 62.5%€102,406▲ 66.6%€33,429▼ 67.4%€26,362▼ 21.1%€58,828▲ 123%
Net result€37,026within the sector's middle half▼ 66.8%€64,618within the sector's middle half▲ 74.5%€15,871within the sector's middle half▼ 75.4%€11,474within the sector's middle half▼ 27.7%€39,377within the sector's middle half▲ 243%
Equity€641,838above the sector's middle half▼ 8.9%€706,456within the sector's middle half▲ 10.1%€722,327above the sector's middle half▲ 2.2%€733,801above the sector's middle half▲ 1.6%€323,991above the sector's middle half▼ 55.8%
Total assets€1.1mabove the sector's middle half▼ 10.3%€1.1mwithin the sector's middle half▼ 2.1%€959,894above the sector's middle half▼ 8.7%€894,057above the sector's middle half▼ 6.9%€567,227above the sector's middle half▼ 36.6%
Debt€432,020▼ 12.1%€344,985▼ 20.1%€237,567▼ 31.1%€160,256▼ 32.5%€243,236▲ 51.8%
Working capital€626,268▼ 7.0%€685,632▲ 9.5%€675,949▼ 1.4%€701,563▲ 3.8%€305,178▼ 56.5%
Solvency59.8%within the sector's middle half▲ 0.9pp67.2%within the sector's middle half▲ 7.4pp75.3%within the sector's middle half▲ 8.1pp82.1%above the sector's middle half▲ 6.8pp57.1%within the sector's middle half▼ 25.0pp
Staff (FTE)1=1within the sector's middle half=1=
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 123% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €567,227
Fixed assets
€18,813 ▼ 41.6%
Current assets
€548,414 ▼ 36.4%
Equity and liabilities €567,227
Equity
€323,991 ▼ 55.8%
Debt
€243,236 ▲ 51.8%
Debt's share of the balance-sheet total rises from 17.9% to 42.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€72,254▲
2024 · €40,901
Cash flow
€52,803▲
2024 · €26,014
Current ratio
2.25▼
2024 · 5.38
Quick ratio
1.15▼
2024 · 1.26
Debt to equity
0.75▲
2024 · 0.22
ROE
12.2%▲
2024 · 1.6%
ROA
6.9%▲
2024 · 1.3%
Interest coverage
30.61▲
2024 · 5.36
Debt ≤ 1 year
€243,236▲
2024 · €160,256
Income taxes
€17,097▲
2024 · €7,268
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €36,280 | €37,555 | €29,871 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,876 | €8,733 | €13,664 | €14,540 | €13,425 | ▼ 7.7% |
| Other operating charges640/8 | €2,188 | €3,961 | €3,655 | €2,652 | €2,309 | ▼ 12.9% |
| Non-recurring operating charges66A | €5,421 | €0 | - | - | - | - |
| Gross operating margin9900 | €111,218 | €152,654 | €80,619 | €43,554 | €74,563 | ▲ 71.2% |
| Operating profit (loss)9901 | €61,453 | €102,406 | €33,429 | €26,362 | €58,828 | ▲ 123% |
| Financial income75/76B | €1,663 | €406 | €15 | €6 | €6 | ▲ 1.7% |
| Recurring financial income75 | €1,663 | €406 | €15 | €6 | €6 | ▲ 1.7% |
| Financial charges65/66B | €9,184 | €10,433 | €8,591 | €7,626 | €2,360 | ▼ 69.0% |
| Recurring financial charges65 | €9,184 | €10,433 | €8,591 | €7,626 | €2,360 | ▼ 69.0% |
| Profit (loss) for the period before taxes9903 | €53,932 | €92,379 | €24,853 | €18,742 | €56,474 | ▲ 201% |
| Income taxes67/77 | €16,906 | €27,761 | €8,982 | €7,268 | €17,097 | ▲ 135% |
| Profit (loss) for the period9904 | €37,026 | €64,618 | €15,871 | €11,474 | €39,377 | ▲ 243% |
| Profit (loss) for the period to be appropriated9905 | €37,026 | €64,618 | €15,871 | €11,474 | €39,377 | ▲ 243% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.1m | €959,894 | €894,057 | €567,227 | ▼ 36.6% |
| Fixed assets21/28 | €33,792 | €29,144 | €46,778 | €32,238 | €18,813 | ▼ 41.6% |
| Tangible fixed assets22/27 | €33,792 | €29,144 | €46,778 | €32,238 | €18,813 | ▼ 41.6% |
| Plant, machinery and equipment23 | €2,764 | €4,633 | €2,411 | €648 | €0 | ▼ 100% |
| Furniture and vehicles24 | €31,029 | €24,511 | €44,367 | €31,590 | €18,813 | ▼ 40.4% |
| Current assets29/58 | €1.0m | €1.0m | €913,116 | €861,819 | €548,414 | ▼ 36.4% |
| Amounts receivable after more than one year29 | €95,000 | €0 | - | - | - | - |
| Other amounts receivable291 | €95,000 | €0 | - | - | - | - |
| Stocks and contracts in progress3 | €737,137 | €865,773 | €740,600 | €660,315 | €267,711 | ▼ 59.5% |
| Stocks30/36 | €737,137 | €865,773 | €740,600 | €660,315 | €267,711 | ▼ 59.5% |
| Amounts receivable within one year40/41 | €27,782 | €50,000 | €73,790 | €61,023 | €52,905 | ▼ 13.3% |
| Trade receivables40 | - | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Other amounts receivable41 | €27,782 | €0 | €23,790 | €11,023 | €2,905 | ▼ 73.7% |
| Cash at bank and in hand54/58 | €177,696 | €105,222 | €98,727 | €136,311 | €227,799 | ▲ 67.1% |
| Deferred charges and accrued income490/1 | €2,450 | €1,301 | €0 | €4,170 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.1m | €959,894 | €894,057 | €567,227 | ▼ 36.6% |
| Equity10/15 | €641,838 | €706,456 | €722,327 | €733,801 | €323,991 | ▼ 55.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €488,073 | €552,691 | €568,563 | €580,037 | €170,227 | ▼ 70.7% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €486,213 | €550,831 | €566,703 | €578,177 | €168,367 | ▼ 70.9% |
| Profit (loss) carried forward14 | €135,164 | €135,164 | €135,164 | €135,164 | €135,164 | = |
| Amounts payable17/49 | €432,020 | €344,985 | €237,567 | €160,256 | €243,236 | ▲ 51.8% |
| Amounts payable after more than one year17 | €18,223 | €8,321 | €0 | - | - | - |
| Financial debts170/4 | €18,223 | €8,321 | €0 | - | - | - |
| Amounts payable within one year42/48 | €413,797 | €336,664 | €237,167 | €160,256 | €243,236 | ▲ 51.8% |
| Current portion of amounts payable after more than one year42 | €9,811 | €9,902 | €8,321 | €0 | - | - |
| Trade debts44 | €4,709 | €3,540 | €20,562 | €6,464 | €242 | ▼ 96.3% |
| Suppliers440/4 | €4,709 | €3,540 | €20,562 | €6,464 | €242 | ▼ 96.3% |
| Taxes, remuneration and social security45 | €48,541 | €25,759 | €2,979 | €13,820 | €24,440 | ▲ 76.8% |
| Taxes450/3 | €43,802 | €20,851 | €2,979 | €13,820 | €24,440 | ▲ 76.8% |
| Remuneration and social security454/9 | €4,739 | €4,908 | €0 | - | - | - |
| Other amounts payable47/48 | €350,737 | €297,463 | €205,305 | €139,972 | €218,554 | ▲ 56.1% |
| Accrued charges and deferred income492/3 | - | - | €400 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €37,026 | €64,618 | €15,871 | €11,474 | €39,377 | ▲ 243% |
| + Depreciation and write-downs630 | €5,876 | €8,733 | €13,664 | €14,540 | €13,425 | ▼ 7.7% |
| Operating cash flow (approximation) | €42,902 | €73,351 | €29,535 | €26,014 | €52,803 | ▲ 103% |
| Investment in fixed assets (approximation) | - | -€4,085 | -€31,298 | €0 | €0 | - |
| Change in cash | - | -€72,474 | -€6,496 | €37,584 | €91,489 | ▲ 143% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
State Gazette act
PurposeName change · Director discharge · Declaration9 facts ▸
State Gazette act
Purpose
Name change · Director discharge · Declaration9 facts ▸
- General meeting, 24-07-2026
- Name change, QuPlus
- Director discharge, Jef DE PAEP (notaris)
- Declaration, erkent kennis te hebben genomen van het verslag van de bestuurders de dato 23 juli 2026
- Purpose change
- Statutes amendment, 1
- Statutes amendment, 3
- Power of attorney, Jef DE PAEP
- Board meeting, verleent een bijzondere machtiging aan het bestuursorgaan om de voorgaande beslissingen uit te voeren, bestuursorgaan
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €11,474 ▼27.7%
Net result drops to €11,474, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €111,475 ▲17.9%
Operating result €163,925, net result €111,475, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 1988
Ground area
5,510 m²
Building footprint
333 m²
Volume, LiDAR
1,760 m³
2 parcels, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Quadriga-plus
since 19882.040.391.931
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46015B0718/00B000 | Flanders | 3,393 m² | 1 · 169 m² | 6.4 m · 1 fl. |
| 46015B0725/00F000 | Flanders | 2,117 m² | 1 · 164 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Purpose
De groothandel, distributie, invoer, uitvoer, alsook de detailhandel van nieuwe en tweedehands motorvoertuigen, vrachtwagens, aanhangwagens en alle daartoe behorende onderdelen en…
Full purpose (24 activities)
- De groothandel, distributie, invoer, uitvoer, alsook de detailhandel van nieuwe en tweedehands motorvoertuigen, vrachtwagens, aanhangwagens en alle daartoe behorende onderdelen en accessoires
- Het huren en verhuren, kopen en verkopen, het transformeren, onderhouden en herstellen, van roerende goederen, met inbegrip van voertuigen, zowel mechanisch als koetswerk, divers materieel en onroerende goederen, een en ander in de breedste betekenis te interpreteren, al dan niet in opdracht van derden
- De beoefening, bevordering, propageren, stimuleren en het promoten van de autosport en motorsport en het ondernemen van alle activiteiten die de beoefening van de autosport en motorsport kunnen bevorderen
- Het deelnemen aan races in het binnen- en buitenland. De aan- en verkoop, verhuur met of zonder piloot, onderhoud en herstelling van (race)wagens en (race)moto’s
- Het organiseren van autoraces, evenementen, demonstraties met betrekking tot de autosport, al dan niet op het circuit. Het aanbieden van publiciteitsruimte op wagens bestemd voor autosport en meer in het algemeen wagens bestemd of nodig voor allerlei sportmanifestaties
- Uitvoering van reclameopdrachten, folder en samplingacties, mailings. Beheer van sponsorbudgetten en reclamebudgetten, het voeren van reclame en promotie voor derden
- Het verlenen van alle mogelijke diensten, zowel in het binnenland als in het buitenland, die verband houden met gemotoriseerde competities (auto, moto, kart, enzovoort)
- De aan- en verkoop, de invoer en uitvoer van alle producten en onderdelen die verband houden met gemotoriseerde competities (auto, moto, kart, enzovoort)
- De aankoop en verkoop, de invoer en uitvoer van boten en accessoires in de meest ruime zin van het woord
- Yachtmanagement en consultancy
- Het zich actief opstellen als bemiddelaar bij het innen of overnemen van schuldvorderingen, waarbij de vennootschap zich door derden, zoals financiële instellingen, daartoe gekwalificeerde beroepen en personen, kan laten bijstaan; het assisteren van curatoren bij de afwikkeling van faillissementen
- Het verlenen van bedrijfsadvies en -assistentie op het vlak van management
- Het organiseren en uitvoeren van kwantitatief marktonderzoek en verkoopactiviteiten voor rekening van particulieren, vennootschappen, of openbare dan wel privé-instellingen
- Deze bedrijvigheid omvat economische studies, marktonderzoek, operationeel onderzoek en statistische studies
- Consultancy in het algemeen en met betrekking tot soft- en hardware in het bijzonder
- De aan- en verkoop, alsmede de ontwikkeling van soft- en hardware alsmede consultancy, adviesverlening en begeleiding bij de strategische aan- en verkoop van roerende en onroerende goederen, voertuigen, vaartuigen en vennootschapsaandelen, een en ander voor zover de wettelijke bepalingen ter zake dit toelaten
- Het begeleiden van bedrijven op het gebied van handel, nijverheid en administratie
- Het voor eigen rekening en als belegging aankopen, verkopen, aanhouden, beheren en verhandelen van digitale activa, cryptografische valuta (cryptomunten), tokens, alsmede alle overige vormen van blockchain-gerelateerde of digitale waardedragers en financiële instrumenten
- De vennootschap kan tevens op eender welke wijze deelnemen in andere vennootschappen, ondernemingen, groeperingen of organisaties die een gelijkaardig voorwerp hebben of waarvan het voorwerp in enigerlei verband staat tot haar eigen voorwerp
- De vennootschap mag het bestuur van vennootschappen waarnemen als mandataris, bestuurder, directeur of zaakvoerder, alsmede de functie van vereffenaar van vennootschappen waarnemen
- De vennootschap heeft tevens als voorwerp het aanleggen, oordeelkundig uitbouwen en beheren van een onroerend vermogen, alsook alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de aan- en verkoop, de bouw, de verbouwing, de binnenhuisinrichting en decoratie, de huur en verhuur, de ruil, de verkaveling en, in het algemeen, alle verrichting die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of het productief maken van onroerende goederen of onroerende zakelijke rechten
- De vennootschap mag haar onroerende goederen in hypotheek geven en al haar andere goederen, met inbegrip van het handelsfonds, in pand stellen en zij mag aval verlenen voor alle leningen, kredietopeningen en alle andere verbintenissen, zowel van haarzelf als van alle derden
- De vennootschap kan leningen verstrekken en waarborgen geven aan derden
- In het algemeen mag de vennootschap alle financiële, burgerrechtelijke, roerende en onroerende, commerciële en industriële verrichtingen doen, die verband houden met haar voorwerp of die eenvoudig van aard zijn om de verwezenlijking ervan te bevorderen. De vennootschap mag op welke wijze ook betrokken zijn in zaken, ondernemingen en vennootschappen die hetzelfde, een soortgelijk, een gelijkaardig of samenhangend voorwerp hebben, die van aard is de ontwikkeling van haar vennootschap te bevorderen, haar grondstoffen kan verschaffen, of haar producten gemakkelijker kan verdelen
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 4,080 EUR awarded · 4,080 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 3,000 EUR | 3,000 EUR |
| 2023 | 1 | 1,080 EUR | 1,080 EUR |
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 37,705 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-09-1988
Fiscal year end31-12
Legal name NL
QuPlus
Activities, NACEBEL 2025
70200Business and other management consultancy
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
82910Office administrative, office support and other business support activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0435269187
Also
9925:BE0435269187
Registered
11-06-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.