QTEX
ActiveQTEX has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €432k and a net result of €67k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+3
Solvency93▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 12.0 against 6.47 in 2024; short-term debt: 4.3% and cash: 28.2% of total assets), and 32.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.5%
Return on assets
10.5%
Age of the figures
18 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-10-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
51 d early
2023
54 d early
2022
3 d early
2021
16 d early
2020
17 d late
2019
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€432k▲ 18.5%
2024 · €365k
2019: €141k
2020: €190k
2021: €240k
2022: €279k
2023: €333k
2024: €365k
2019 → 2025
Total assets
€640k▲ 4.5%
2024 · €612k
2019: €488k
2020: €525k
2021: €539k
2022: €564k
2023: €582k
2024: €612k
2019 → 2025
Net result
€67k▲ 31.3%
2024 · €51k
2019: €-2k
2020: €48k
2021: €50k
2022: €39k
2023: €48k
2024: €51k
2019 → 2025
Working capital
€304k▲ 22.6%
2024 · €248k
2019: €110k
2020: €146k
2021: €167k
2022: €187k
2023: €229k
2024: €248k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€240k-€279k▲ 16.4%€333k▲ 19.3%€365k▲ 9.4%€432k▲ 18.5%
Operating result€71k-€57k▼ 19.3%€67k▲ 18.4%€71k▲ 5.4%€90k▲ 26.9%
Net result€50k-€39k▼ 21.7%€48k▲ 22.5%€51k▲ 6.4%€67k▲ 31.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 27% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €640k
Fixed assets
€308k▼ 3.3%
Current assets
€331k▲ 13.1%
Equity and liabilities €640k
Equity
€432k▲ 18.5%
Debt
€208k▼ 16.1%
The debt ratio falls from 40.4% to 32.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€101k▲
2024 · €82k
Cash flow
€78k▲
2024 · €62k
Solvency
67.5%▲
2024 · 59.6%
Current ratio
12.00▲
2024 · 6.47
Quick ratio
7.37▲
2024 · 3.65
Debt / equity
0.48▼
2024 · 0.68
ROE
15.6%▲
2024 · 14.1%
ROA
10.5%▲
2024 · 8.4%
Interest coverage
22.89▲
2024 · 16.86
Debt
€208k▼
2024 · €247k
Debt ≤ 1 year
€28k▼
2024 · €45k
Debt > 1 year
€177k▼
2024 · €199k
Income taxes
€18k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€612k€640k▲
Fixed assets21/28€319k€308k▼
Tangible fixed assets22/27€319k€308k▼
Land and buildings22€317k€307k▼
Plant, machinery and equipment23€847€330▼
Furniture and vehicles24€1k€820▼
Current assets29/58€293k€331k▲
Stocks and contracts in progress3€128k€128k=
Stocks30/36€128k€128k=
Amounts receivable within one year40/41€22k€19k▼
Trade receivables40€19k€18k▼
Other amounts receivable41€3k€887▼
Cash at bank and in hand54/58€139k€180k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€612k€640k▲
Equity10/15€365k€432k▲
Contributions10/11€19k€19k=
Reserves13€346k€413k▲
Distributable reserves133€346k€413k▲
Amounts payable17/49€247k€208k▼
Amounts payable after more than one year17€199k€177k▼
Financial debts170/4€199k€177k▼
Amounts payable within one year42/48€45k€28k▼
Current portion of amounts payable after more than one year42€22k€22k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€120€3k▲
Taxes450/3-€877
Remuneration and social security454/9€120€3k▲
Other amounts payable47/48€21k-
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€83k€102k▲
Operating profit (loss)9901€71k€90k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€66k€86k▲
Income taxes67/77€15k€18k▲
Profit (loss) for the period9904€51k€67k▲
Profit (loss) for the period to be appropriated9905€51k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€67k▲
Transfer to equity691/2€31k€67k▲
To other reserves6921€31k€67k▲
Profit to be distributed694/7€20k-
Return on contributions (dividend)694€20k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €67k ▲31.3%
Operating result €90k, net result €67k, both a record.
2024
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
07-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
15-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Equity above €200kEq €240k ▲26.5%
2 profitable years in a row build equity to €240k.
2020
17-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
31-03
Financial
Back to profitnet €48k
Net result €48k after one loss-making year.
31-03
Financial
Equity above €150kEq €190k ▲34.1%
Equity rises from €141k to €190k.
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
03-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eikstraat 73360 BierbeekGround area
2,997 m²
Building footprint
477 m²
Volume, LiDAR
3,242 m³
2 parcels, Flanders · tallest building 13.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
QTEX
since 20142.233.512.991
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24483E0149/00X023 | Flanders | 2,580 m² | 1 · 186 m² | 13.2 m · 4 fl. |
| 24053B0171/00X003 | Flanders | 417 m² | 1 · 291 m² | 9.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 363 EUR awarded · 363 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 363 EUR | 363 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
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Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 6,075 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2014
Fiscal year end31-03
Activities, NACEBEL
82990Other business support services
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.