Equity
€89,974 ▼ 46.8%
Qpoint paid out €24,000 in dividends in a year with a loss of €55,094.
Qpoint
Lifetime
6 annual accounts with figures on one time axispeak €66,416 (2021)
-€3,535▼ €58,501
lowest -€55,094 (2025)
-€55,094▼ €74,527
peak €169,067 (2024)
€89,974▼ 46.8%
€512,839▲ 15.9%
Board3 names since 2020
2 directorsDE CLERCK Karl and 1 other
Documentsfilings and deeds
22-07-20269 days before the deadline
2025micro format
Gross margin from €54,966 to -€3,535Loss of €55,094Merger: QPOINT takes over LOCALFORYOU.BE 04-02Dividend €24,000Equity from €169,067 to €89,974Debts from €442,305 to €512,839
Key points
from the 2025 annual accountsResult
-€55,094 -€55,094
From profit to loss in 2025, after a profit of €19,433 in 2024.
Debts
€512,839 85% of the balance sheet
Financial debts 50%Suppliers 1%Taxes and wages 1%Other 48%
Of this, €256,091 falls due within a year.
Liquidity
0.85 was 1.46 in 2024
Short-term debts rose from €173,444 to €256,091.
Restructuring
2025
Merger with Localforyou.be. Merger on 04-02-2025.
Position in the sector
-€55,094
Lower net result than 95% of companies in printing. Sector median €5,740 · 1,125 companies.
Turnover not published (micro format)
Checked score
67
Healthy
Financially stronger than 18% of micro companies in printing (NACE 18)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 1,614 companies (NACE 18, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%▼ -0.3 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.2%▲ +0.1 percentage points vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.7%▲ +0.5 percentage points vs 07-2026highest value
09-2026: 0.7%● unchanged vs 08-2026highest value
10-2026: 0.7%● unchanged vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Loss of €55,094 (financial year 2025)
Sector: Printing and reproduction of recorded media (NACE 18)
Equity €89,974 (14.9% of total assets)
lowers risk
Size: total assets €602,813
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 18, micro). It does better than 23% of them on solvency, 24% on liquidity, 15% on profitability and 10% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,423 companies had the same profile as Qpoint has now. Each dot stands for 4 companies, two years later.
96.5%
were still trading
2.2%
stopped another way
1.0%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Qpoint itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,423 companies, not a prediction for Qpoint. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.85 (1.46 in 2024), below 1. Short-term debt is 42.5% and cash 4.7% of total assets. 85.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1124 sector peers (2025).
NBB · sector comparisonPosition among 1124 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
9 days early
2024
6 days early
2023
2 days early
2022
4 days early
2021
11 days early
2020
17 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 8 days before the deadline. In the sector (NACE 18), the median for financial year 2024 was 5 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Environmental permit granted
Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden · Oostrozebeke
Environmental permit granted
Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden · Oostrozebeke
Merger: QPOINT takes over LOCALFORYOU.BE
Dissolution of the company · Dissolved without liquidation on 13-12-2024 · Resignation: QPOINT (sole director) · General meeting of 13-12-2024 · Gazette deed
Merger proposal: Qpoint takes over LocalForYou.be
Capital of €18,600, 100 shares · Permanent representative: De Clerck Karl · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Qpoint Oostrozebeke | €602,813 | -€3,535 | 14.9% | - |
| NOWU Antwerp | €363,887 | -€6,807 | -3.7% | - |
| TARDIOLI Asse | €276,990 | -€6,117 | -10.8% | - |
| JTC GROUP Nazareth-De Pinte | €940,457 | -€14,217 | 16.3% | - |
| Petit Pois En Boîte Tervuren | €756,789 | -€9,963 | 78.0% | - |
| REKO Technology Tremelo | €222,225 | -€598 | 80.7% | - |
| Entre vert et bleu Wavre | €277,222 | -€4,643 | 72.3% | - |
These companies have the same main activity as Qpoint: pre-press and pre-media services (NACE 18130). They are comparable in size and age: total assets between €222,000 and €940,000, founded between 2003 and 2016.
Official details
Source: KBO- Status
- Active since 19-12-2014Normal situation
- Activity
- Pre-press and pre-media servicesNACE 18130and 3 others
- Establishment unit
- 2.238.756.3378780 Oostrozebeke, since 05-01-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2023
Annual accounts 2025
- €602,813▼ 1.4%
- Filing
- Filed on 22-07-2026, 9 days before the end of the filing period
Insights on Qpoint
Qpoint files the micro format. That format states no turnover. The gross margin rose from -€47,281 in 2020 to -€3,535 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Qpoint
- What is the company number of Qpoint?
- The company number of Qpoint is 0578.959.247. The VAT number is the same number with BE in front: BE 0578.959.247.
- Where is Qpoint based?
- The registered office is at Stationsstraat 19, 8780 Oostrozebeke.Company details
- What does Qpoint do?
- According to the KBO register, the main activity is pre-press and pre-media services (NACE 18130).
- What is the legal form of Qpoint?
- Qpoint is a private limited company (BV).
- When was Qpoint founded?
- Qpoint was founded on 19-12-2014.
- Is Qpoint still active?
- Yes, Qpoint is an active enterprise in the KBO register.
- What is the turnover of Qpoint?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is Qpoint profitable?
- In financial year 2025, Qpoint made a loss of €55,094.
- Where can I find the annual accounts of Qpoint?
- Qpoint filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Qpoint due?
- Qpoint must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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