QOSMIC
ActiveQOSMIC has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €22k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 36% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency68▼-1
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.54 in 2024; short-term debt: 57.2% and cash: 76.7% of total assets), but 57.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.8%
Return on assets
54.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
25 d early
2024
11 d late
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▲ 226%
2024 · €5k
2023: €17k
2024: €5k
2023 → 2025
Total assets
€40k▲ 237%
2024 · €12k
2023: €26k
2024: €12k
2023 → 2025
Net result
€22k
2024 · €-12k
2023: €17k
2024: €-12k
2023 → 2025
Working capital
€14k▲ 283%
2024 · €4k
2023: €14k
2024: €4k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€17k-€5k▼ 69.6%€17k▲ 226%
Operating result€22k-€-12k€29k
Net result€17k-€-12k€22k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €29k after a loss of €12k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€3k▲ 104%
Current assets
€36k▲ 259%
Equity and liabilities €40k
Equity
€17k▲ 226%
Debt
€23k▲ 246%
The debt ratio rises from 55.7% to 57.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▲
2024 · €-11k
Cash flow
€23k▲
2024 · €-11k
Solvency
42.8%▼
2024 · 44.3%
Current ratio
1.60▲
2024 · 1.54
Quick ratio
1.60▲
2024 · 1.54
Debt / equity
1.34▲
2024 · 1.26
ROE
128.0%▲
2024 · -228.6%
ROA
54.8%▲
2024 · -101.3%
Interest coverage
87.49▲
2024 · -74.06
Debt
€23k▲
2024 · €7k
Debt ≤ 1 year
€23k▲
2024 · €7k
Income taxes
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€12k€40k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Plant, machinery and equipment23€2k€3k▲
Current assets29/58€10k€36k▲
Amounts receivable within one year40/41€361€6k▲
Trade receivables40-€6k
Other amounts receivable41€361-
Cash at bank and in hand54/58€9k€31k▲
Deferred charges and accrued income490/1€330-
Equity and liabilities
Total equity and liabilities10/49€12k€40k▲
Equity10/15€5k€17k▲
Contributions10/11€50€50=
Profit (loss) carried forward14€5k€17k▲
Amounts payable17/49€7k€23k▲
Amounts payable within one year42/48€7k€23k▲
Trade debts44€222€2k▲
Suppliers440/4€222€2k▲
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€7k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€1k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8-€400
Gross operating margin9900€-11k€30k▲
Operating profit (loss)9901€-12k€29k▲
Financial charges65/66B€143€340▲
Recurring financial charges65€143€340▲
Profit (loss) for the period before taxes9903€-12k€28k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€-12k€22k▲
Profit (loss) for the period to be appropriated9905€-12k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€27k▲
Profit (loss) brought forward from the previous period14P€17k€5k▼
Profit to be distributed694/7-€10k
Return on contributions (dividend)694-€10k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Weakest financial yearnet €-12k ▼170%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marktstraat 211930 ZaventemGround area
5,044 m²
Building footprint
476 m²
Volume, LiDAR
4,720 m³
2 parcels, Flanders · tallest building 15.9 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
QOSMIC
since 20222.339.453.423
QOSMIC
since 20232.365.577.701
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23772C0175/00F000 | Flanders | 4,465 m² | 1 · 355 m² | 15.9 m · 5 fl. |
| 24055A0204/00Z008 | Flanders | 579 m² | 1 · 121 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,776. 5,497 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.