Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphThe file of QOLO contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The 2025 annual accounts show equity of €119k and a net result of €15k. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 13% of 498 sector peers (fiscal year 2025).
Based on the State Gazette, CBE and 4 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Insolvency timeline
2 eventsSignals
1 signal · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | 18-05-2026 | 18 d late | 2026-00112568 |
| 30-09-2024 | 30-04-2025 | 04-06-2025 | 35 d late | 2025-00141235 |
| 30-09-2023 | 30-04-2024 | 03-04-2024 | 27 d early | 2024-00058845 |
| 30-09-2022 | 30-04-2023 | 01-05-2023 | 1 d late | 2023-00080655 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
1 signalAdministrative Flags
Financials
Annual accounts & ratios
Source: NBB · 2025How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 9.4% | 43.2% | |
| Net result | €15k | €68k | |
| Equity | €119k | €492k | |
| Gross operating margin | €76k | €83k | |
| Total assets | €1.26M | €1.58M |
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €15k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €4k |
| Dividends | - |
| Total assets | €1.26M |
| Equity | €119k |
| Debt | €1.14M |
| of which ≤ 1y | €943k |
| of which > 1y | €199k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 9.4% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 1.2% |
| ROE | 12.9% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.26M |
| Fixed assets | 21/28 | €1.11M |
| Tangible fixed assets | 22/27 | €1.11M |
| Current assets | 29/58 | €147k |
| Amounts receivable within one year | 40/41 | €136k |
| Cash & bank | 54/58 | €11k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.26M |
| Equity | 10/15 | €119k |
| Contributions / capital | 10/11 | €98k |
| Accumulated profits (losses) | 14 | €21k |
| Amounts payable | 17/49 | €1.14M |
| Amounts payable after one year | 17 | €199k |
| Amounts payable within one year | 42/48 | €943k |
| Trade debts payable within one year | 44 | €61k |
| Income statement | ||
| Gross operating margin | 9900 | €76k |
| Operating result | 9901 | €31k |
| Financial charges | 65 | €11k |
| Result before taxes | 9903 | €20k |
| Income taxes | 67/77 | €4k |
| Net result for the period | 9904 | €15k |
| Result to be appropriated | 9905 | €15k |
Health barometer
FY 2025 · computedDirectors
Directors & mandates
2 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | Luc PLESSERS KUNSTLAAN 24 BUS 9 A,
1000 BRUSSEL 1 |
03-03-2026 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Activiteiten van holdings(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 03-12-2021 |
| Status | Active |
| Postal code | 1800 |
| First BS signal | 10-03-2026 |
| Latest BS signal | 31-03-2026 |
Structure & network
Ownership & control
No ownership or control structure found in the sources.
For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.
1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095B0185/00V002 | Flanders | 256 m² | - | - |
| 23643G0372/00X005 | Flanders | 142 m² | 1 · 127 m² | 15.9 m · 3 fl. |
Publications
Lifecycle & Insolvency Signals
2 events from the State GazetteTime machine: BS events + macro context
2021-2026Belgisch Staatsblad · acts
1 acts31-10-2024 Registered office moved from Zellik to Vilvoorde
- Brusselsesteenweg 580 te 1731 Zellik → Leuvensestraat 163 te 1800 Vilvoorde
Analysis
Snowflake analysis
financial profile on 5 axesMixed profile: strong on stability, weaker on solvency.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
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AI due-diligence brief
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Credit advice
verdict per customer and amountSimilar
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Comparable size, same sectorCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | QOLO |