QOLO
ActiveThe file of QOLO contains 3 historical bankruptcy publications and 1 administrative flag, as published in the Belgian State Gazette.
Summary
The 2025 annual accounts show equity of €119,021 and a net result of €15,316. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 12% of 5565 sector peers (fiscal year 2025).
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 5565 sector peers (2025).
NBB · sector comparisonPosition among 5565 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-05-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
18 d late
2024
35 d late
2023
27 d early
2022
1 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€119,021▲ 14.8%
2024 · €103,706
Net result
€15,316▼ 69.2%
2024 · €49,680
Total assets
€1.3m▲ 64.1%
2024 · €768,700
Solvency
9.4%▼ 4.1pp
2024 · 13.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result-€33,937--€10▲ 100.0%€55,184€30,761▼ 44.3%
Net result-€37,494below the sector's middle half--€6,131below the sector's middle half▲ 83.6%€49,680within the sector's middle half€15,316within the sector's middle half▼ 69.2%
Equity€60,156below the sector's middle half-€54,025below the sector's middle half▼ 10.2%€103,706below the sector's middle half▲ 92.0%€119,021below the sector's middle half▲ 14.8%
Total assets€341,482below the sector's middle half-€359,634below the sector's middle half▲ 5.3%€768,700within the sector's middle half▲ 114%€1.3mwithin the sector's middle half▲ 64.1%
Debt€281,326-€305,609▲ 8.6%€664,994▲ 118%€1.1m▲ 71.7%
Working capital-€46,496--€59,404▼ 27.8%-€16,839▲ 71.7%-€795,703▼ 4,625%
Solvency17.6%below the sector's middle half-15.0%below the sector's middle half▼ 2.6pp13.5%below the sector's middle half▼ 1.5pp9.4%below the sector's middle half▼ 4.1pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets
€1.1m ▲ 246%
Current assets
€147,033 ▼ 67.1%
Equity and liabilities €1.3m
Equity
€119,021 ▲ 14.8%
Debt
€1.1m ▲ 71.7%
Debt's share of the balance-sheet total rises from 86.5% to 90.6%. Equity and debt are higher.
Key figures and ratios
ROE
12.9%▼
2024 · 47.9%
ROA
1.2%▼
2024 · 6.5%
Debt ≤ 1 year
€942,736▲
2024 · €464,024
Debt > 1 year
€199,317=
2024 · €199,317
Income taxes
€4,270▲
2024 · €1,686
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,647 | €8,018 | €8,018 | €43,255 | ▲ 439% |
| Other operating charges640/8 | €2,089 | €851 | €1,410 | €2,038 | ▲ 44.5% |
| Gross operating margin9900 | -€16,200 | €8,860 | €64,612 | €76,054 | ▲ 17.7% |
| Operating profit (loss)9901 | -€33,937 | -€10 | €55,184 | €30,761 | ▼ 44.3% |
| Financial income75/76B | - | - | €1,015 | - | - |
| Recurring financial income75 | - | - | €1,015 | - | - |
| Financial charges65/66B | €3,557 | €6,121 | €4,832 | €11,176 | ▲ 131% |
| Recurring financial charges65 | €3,557 | €6,121 | €4,832 | €11,176 | ▲ 131% |
| Profit (loss) for the period before taxes9903 | -€37,494 | -€6,131 | €51,366 | €19,585 | ▼ 61.9% |
| Income taxes67/77 | - | - | €1,686 | €4,270 | ▲ 153% |
| Profit (loss) for the period9904 | -€37,494 | -€6,131 | €49,680 | €15,316 | ▼ 69.2% |
| Profit (loss) for the period to be appropriated9905 | -€37,494 | -€6,131 | €49,680 | €15,316 | ▼ 69.2% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €341,482 | €359,634 | €768,700 | €1.3m | ▲ 64.1% |
| Fixed assets21/28 | €337,551 | €329,532 | €321,514 | €1.1m | ▲ 246% |
| Tangible fixed assets22/27 | €337,551 | €329,532 | €321,514 | €1.1m | ▲ 246% |
| Land and buildings22 | €337,551 | €329,532 | €321,514 | €1.1m | ▲ 246% |
| Current assets29/58 | €3,931 | €30,102 | €447,185 | €147,033 | ▼ 67.1% |
| Amounts receivable within one year40/41 | - | €25,580 | €440,075 | €135,887 | ▼ 69.1% |
| Trade receivables40 | - | €25,580 | €406,588 | €64,400 | ▼ 84.2% |
| Other amounts receivable41 | - | - | €33,487 | €71,487 | ▲ 113% |
| Cash at bank and in hand54/58 | €3,931 | €4,522 | €7,110 | €11,146 | ▲ 56.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €341,482 | €359,634 | €768,700 | €1.3m | ▲ 64.1% |
| Equity10/15 | €60,156 | €54,025 | €103,706 | €119,021 | ▲ 14.8% |
| Contributions10/11 | €97,650 | €97,650 | €97,650 | €97,650 | = |
| Profit (loss) carried forward14 | -€37,494 | -€43,625 | €6,056 | €21,371 | ▲ 253% |
| Amounts payable17/49 | €281,326 | €305,609 | €664,994 | €1.1m | ▲ 71.7% |
| Amounts payable after more than one year17 | €229,246 | €214,451 | €199,317 | €199,317 | = |
| Financial debts170/4 | €229,246 | €214,451 | €199,317 | €199,317 | = |
| Amounts payable within one year42/48 | €50,427 | €89,506 | €464,024 | €942,736 | ▲ 103% |
| Current portion of amounts payable after more than one year42 | €14,465 | €14,796 | €15,133 | - | - |
| Trade debts44 | €3,479 | €12,250 | - | €60,857 | - |
| Suppliers440/4 | €3,479 | €12,250 | - | €60,857 | - |
| Taxes, remuneration and social security45 | €640 | €10,076 | €38,141 | €53,629 | ▲ 40.6% |
| Taxes450/3 | - | €10,076 | €38,141 | €53,629 | ▲ 40.6% |
| Remuneration and social security454/9 | €640 | - | - | - | - |
| Other amounts payable47/48 | €31,843 | €52,385 | €410,750 | €828,250 | ▲ 102% |
| Accrued charges and deferred income492/3 | €1,652 | €1,652 | €1,652 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€37,494 | -€6,131 | €49,680 | €15,316 | ▼ 69.2% |
| + Depreciation and write-downs630 | €15,647 | €8,018 | €8,018 | €43,255 | ▲ 439% |
| Operating cash flow (approximation) | -€21,847 | €1,887 | €57,699 | €58,571 | ▲ 1.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€835,783 | - |
| Change in cash | - | €590 | €2,589 | €4,036 | ▲ 55.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
KBO administration
Address struck
Leuvensestraat 163 L’adresse du siège Leuvensestraat 163 1800 Die Sitzadresse Leuvensestraat 163 1800
1800 Vilvoorde werd doorgehaald met ingang Vilvoorde · event 12-07-2026
26-08
Bankruptcy
Bankruptcy closure (insufficient assets)
Ondernemingsrechtbank Brussel · event 18-08-2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
31-03
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Brussel · event 24-03-2026
10-03
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · event 03-03-2026
2025
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 35 days late
2024
30-09
Financial
Back to profitnet €49,680
Net result €49,680 after 2 loss-making years.
30-09
Financial
Equity above €100,000Eq €103,706 ▲92%
Equity rises from €54,025 to €103,706.
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
01-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 1 day late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2021
Ground area
398 m²
Building footprint
127 m²
Volume, LiDAR
1,022 m³
2 parcels, Flanders · tallest building 16.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
QOLO
since 20212.324.980.825
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095B0185/00V002 | Flanders | 256 m² | - | - |
| 23643G0372/00X005 | Flanders | 142 m² | 1 · 127 m² | 15.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Luc PLESSERS KUNSTLAAN 24 BUS 9 A,
1000 BRUSSEL 1 |
03-03-2026 → 24-03-2026 |
Similar companies · same sector, comparable size
DPS Consult
BE 0794.863.332
Mol · Eq €119,023
The Lion King
BE 1002.118.480
Kapellen · Eq €118,997
VMC Holding
BE 1016.556.337
Dilbeek · Eq €118,983
Maverick Consult
BE 1008.461.290
Aarschot · Eq €118,957
Rampéros
BE 0799.392.242
Grimbergen · Eq €119,086
Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 12,753 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-12-2021
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.